topic Re: Capital One CLI -- Now is the time to ask in Credit Cards

Capital One CLI -- Now is the time to ask

Education44 — Thu, 27 Sep 2012 16:08:58 GMT

Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

I spoke to a very nice gentleman who asked questions about my income, but not too much else. Now is the time...

Re: Capital One CLI -- Now is the time to ask

Anonymous — Thu, 27 Sep 2012 16:16:21 GMT

they raised the limits on both of my cards (500 & 750) to 2k yesterday also

one of them was open two years and the other one just a little over a year

Re: Capital One CLI -- Now is the time to ask

Education44 — Thu, 27 Sep 2012 16:17:56 GMT

Congrats!

Re: Capital One CLI -- Now is the time to ask

kobe2012 — Thu, 27 Sep 2012 16:22:45 GMT

I had a call today from their executive office dept after i emailed them yesterday and he said he will submit my request to an underwriter and should soon hear back from him.... Very nice guy ...he said my credit will be pulled...now my question was, would this be a hard pull?

Re: Capital One CLI -- Now is the time to ask

Education44 — Thu, 27 Sep 2012 16:30:05 GMT

No, it was a soft.

Re: Capital One CLI -- Now is the time to ask

Anonymous — Thu, 27 Sep 2012 16:34:17 GMT

Congrats on the cli.

Can you share the number you called please.

Re: Capital One CLI -- Now is the time to ask

Anonymous — Thu, 27 Sep 2012 16:36:02 GMT

Congrats

Re: Capital One CLI -- Now is the time to ask

Whereis750 — Thu, 27 Sep 2012 16:38:39 GMT

Can someone PM the phone number for the Cap1 executive office? Thanks!!

Re: Capital One CLI -- Now is the time to ask

Anonymous — Thu, 27 Sep 2012 16:39:40 GMT

Congrats!!

Re: Capital One CLI -- Now is the time to ask

corymcd88 — Thu, 27 Sep 2012 16:42:52 GMT

What is the phone number?

Re: Capital One CLI -- Now is the time to ask

Anonymous — Thu, 27 Sep 2012 16:45:56 GMT

I'd like the email as well, it seems like they've been more generous lately.

Re: Capital One CLI -- Now is the time to ask

Brian_Trying_700 — Thu, 27 Sep 2012 17:05:49 GMT

Someone inbox me the # . Thanks

Re: Capital One CLI -- Now is the time to ask

Anonymous — Thu, 27 Sep 2012 17:06:32 GMT

@Education44 wrote:
Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

I spoke to a very nice gentleman who asked questions about my income, but not too much else. Now is the time...

Why do you think it is time for everyone else to request CLI, just because it is time for you?

Re: Capital One CLI -- Now is the time to ask

kobe2012 — Thu, 27 Sep 2012 17:12:40 GMT

@Anonymous wrote:
@Education44 wrote:
Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

I spoke to a very nice gentleman who asked questions about my income, but not too much else. Now is the time...
Why do you think it is time for everyone else to request CLI, just because it is time for you?

Capital one rarely gives out increases.... i also think now is the time to ask for one

Re: Capital One CLI -- Now is the time to ask

Education44 — Thu, 27 Sep 2012 17:22:57 GMT

Wow! I was just suggesting that those of us who have desperately been trying to get an increase, might try now. Forgive me for trying to help others.

P.S. For those who requested the telephone number for the Executive Office, please check your messages.

Re: Capital One CLI -- Now is the time to ask

jdirilo — Thu, 27 Sep 2012 17:32:09 GMT

May I please have the number too Thanks!

Re: Capital One CLI -- Now is the time to ask

youngandcreditwrthy — Thu, 27 Sep 2012 17:36:33 GMT

Thanks for the tip edu44!!!

I appreciate your kindness and suggestion!

Re: Capital One CLI -- Now is the time to ask

Anonymous — Thu, 27 Sep 2012 17:48:54 GMT

can you please inbox me the number too? Or is this just a regular call to the numbers listed above?

Re: Capital One CLI -- Now is the time to ask

Anonymous — Thu, 27 Sep 2012 17:57:55 GMT

@Education44 wrote:
Wow! I was just suggesting that those of us who have desperately been trying to get an increase, might try now. Forgive me for trying to help others.
P.S. For those who requested the telephone number for the Executive Office, please check your messages.

You talked to the Executive office, Did they say anything to indicate that Capital One was being more lenient than the past? Rather than just that your situaltion warranted it? Inquiring minds want to know.

Re: Capital One CLI -- Now is the time to ask

Tristate — Thu, 27 Sep 2012 18:05:45 GMT

Education 44 , could you send me PM with a phone number , please ?

Thanks for sharing !