topic Re: CAP ONE CLI SUCESS in Credit Cards

CAP ONE CLI SUCESS

CreditChampion — Thu, 27 Sep 2012 16:30:03 GMT

So I hit up the executive offices for my father and requested that I get a cli. My min was 5k max 12k. So I log into today to see that the cli went from 1k-to 7.5k lol. My father had just got the card july and had not run a single transaction through it. Capital One has changed their ways for sure.

Re: CAP ONE CLI SUCESS

maiden_girl — Thu, 27 Sep 2012 16:34:19 GMT

I'm confused. You called the number for your Dad? So...he's just gotten the card in July and you called the number?

Re: CAP ONE CLI SUCESS

CreditChampion — Thu, 27 Sep 2012 16:35:17 GMT

I called on his behalf.

Re: CAP ONE CLI SUCESS

Anonymous — Thu, 27 Sep 2012 16:35:30 GMT

Congrats

Re: CAP ONE CLI SUCESS

youngandcreditwrthy — Thu, 27 Sep 2012 17:30:02 GMT

WOW! CONGRATS. I'm DEF CALLING NOW!

Re: CAP ONE CLI SUCESS

CreditChampion — Thu, 27 Sep 2012 19:10:54 GMT

Now to work on my Journey limit...

Re: CAP ONE CLI SUCESS

firesoul453 — Thu, 27 Sep 2012 19:14:34 GMT

@CreditChampion wrote:
Now to work on my Journey limit...

I have a journey card, and it seems my limit of $750 is going to be all they'll give me...

Tried regualr numbers, online chat, automated system, and even the executive office number. No luck at all! I even tried to get them to combine cards (have a useless playstation visa), but they don't do that apparently... And I've had it for almost 2 years!

Really annoying.

Only thing that keeps me from cancleing is that it is my oldest card and want I really old card to show on my record.

Re: CAP ONE CLI SUCESS

CreditChampion — Thu, 27 Sep 2012 19:15:11 GMT

Have you tried recently though?

Re: CAP ONE CLI SUCESS

maiden_girl — Thu, 27 Sep 2012 19:19:05 GMT

@firesoul453 wrote:
@CreditChampion wrote:
Now to work on my Journey limit...
I have a journey card, and it seems my limit of $750 is going to be all they'll give me...
Tried regualr numbers, online chat, automated system, and even the executive office number. No luck at all! I even tried to get them to combine cards (have a useless playstation visa), but they don't do that apparently... And I've had it for almost 2 years!

Really annoying.
Only thing that keeps me from cancleing is that it is my oldest card and want I really old card to show on my record.

You had the Journey card for two years and they didn't do anything for you at the Exec office? That's weird. May I ask what your credit is like? Any baddies? Other open credit lines with higher limits? I only ask because I have the MTV Visa and I opened it 2 years ago--it has been at the same limit for 2 years. I called the exec office two days ago and got raised from $750 to $1,500 the following day.

Re: CAP ONE CLI SUCESS

firesoul453 — Thu, 27 Sep 2012 19:21:40 GMT

Been trying like once a week for a while now one way or another.

Today I called the exeutive office number, still no luck.

She said they don't offer manual reviews.

but in what has almost been two year (19 months I think), I've only revieced one CLI.

Really annoying when all my other cards have a limit of $2500 or above (unless you don't count NPSL).

Edit: NO baddies at all,

It was my first card ever (so no long credit history), but never ever ever missed even one payment!

Re: CAP ONE CLI SUCESS

jsucool76 — Thu, 27 Sep 2012 19:22:28 GMT

congrats on your CLI!! Well, your dad's cli. XD

Fire:

I would try again. Or ask them to PC you to a different card. They might not gice a CLI since it is a student card.

Also, if you don't mind me asking, do you have any higher CLs (sorry if they are in sig, cant see sig on mobile site) and does your income (since i am assuming you are a student) justify a higher CL. Some students don't have a high enough income for lenders to want to hand out decent CLs.

Re: CAP ONE CLI SUCESS

Anonymous — Thu, 27 Sep 2012 19:24:10 GMT

@firesoul453 wrote:
@CreditChampion wrote:
Now to work on my Journey limit...
I have a journey card, and it seems my limit of $750 is going to be all they'll give me...
Tried regualr numbers, online chat, automated system, and even the executive office number. No luck at all! I even tried to get them to combine cards (have a useless playstation visa), but they don't do that apparently... And I've had it for almost 2 years!

Really annoying.
Only thing that keeps me from cancleing is that it is my oldest card and want I really old card to show on my record.

That card is far from useless...and in my opinion the best Cap1 card based on the aggressiveness of the points and no AF. Just got my limit bumped from 3k to 7.5K and I only use it for PSN (10 points/$1) and paying my cell phone bill (3 points/$1). I see a PS Vita in my sons future. Santa gets it easy this year.

Re: CAP ONE CLI SUCESS

maiden_girl — Thu, 27 Sep 2012 19:27:17 GMT

@firesoul453 wrote:
Been trying like once a week for a while now one way or another.
Today I called the exeutive office number, still no luck.
She said they don't offer manual reviews.
but in what has almost been two year (19 months I think), I've only revieced one CLI.
Really annoying when all my other cards have a limit of $2500 or above (unless you don't count NPSL).

Edit: NO baddies at all,
It was my first card ever (so no long credit history), but never ever ever missed even one payment!

Maybe b/c the journey is a student card...I dunno. The line has been getting hit with a lot of calls, they are probably going to stop doing manual reviews.

Re: CAP ONE CLI SUCESS

firesoul453 — Thu, 27 Sep 2012 19:30:12 GMT

@Anonymous wrote:
@firesoul453 wrote:
@CreditChampion wrote:
Now to work on my Journey limit...
I have a journey card, and it seems my limit of $750 is going to be all they'll give me...
Tried regualr numbers, online chat, automated system, and even the executive office number. No luck at all! I even tried to get them to combine cards (have a useless playstation visa), but they don't do that apparently... And I've had it for almost 2 years!

Really annoying.
Only thing that keeps me from cancleing is that it is my oldest card and want I really old card to show on my record.
That card is far from useless...and in my opinion the best Cap1 card based on the aggressiveness of the points and no AF. Just got my limit bumped from 3k to 7.5K and I only use it for PSN (10 points/$1) and paying my cell phone bill (3 points/$1). I see a PS Vita in my sons future. Santa gets it easy this year.

(me):
I really only got it for the free $50 in PSN credit lol, but I never buy anything on psn so 10 points per $1 is pretty useless to me. (rather have cash back on everything else)
But I do really want to get a psVita....

@maiden_girl wrote:
@firesoul453 wrote:
Been trying like once a week for a while now one way or another.
Today I called the exeutive office number, still no luck.
She said they don't offer manual reviews.
but in what has almost been two year (19 months I think), I've only revieced one CLI.
Really annoying when all my other cards have a limit of $2500 or above (unless you don't count NPSL).

Edit: NO baddies at all,
It was my first card ever (so no long credit history), but never ever ever missed even one payment!
Maybe b/c the journey is a student card...I dunno. The line has been getting hit with a lot of calls, they are probably going to stop doing manual reviews.

Ya... I'm not expecting it to be my best card, but I feel like there kinda screwing me.

Maybe I called the wrong number lol, it felt like a normal call to me, she asked me for my name and once I mentioned CLI she asked me for my account number.

Re: CAP ONE CLI SUCESS

LS2982 — Thu, 27 Sep 2012 23:44:45 GMT

CONGRATS!!

Why didn't you let your dad call?

Re: CAP ONE CLI SUCESS

youngandcreditwrthy — Thu, 27 Sep 2012 23:46:22 GMT

That's how mine went fire, exactly how it went!

Re: CAP ONE CLI SUCESS

CreditChampion — Fri, 28 Sep 2012 01:13:22 GMT

I am a smooth talker and know more about credit than he does

Re: CAP ONE CLI SUCESS

Anonymous — Fri, 28 Sep 2012 00:55:30 GMT

Congrats

Re: CAP ONE CLI SUCESS

firesoul453 — Fri, 28 Sep 2012 04:51:46 GMT

@CreditChampion wrote:
I am a smooth talker and know more about credit than he does

What?

I'd love some tips! I could really use a CLI on my capital one.