topic Re: NASA Federal Credit Union in Credit Cards

NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 13:46:18 GMT

I haven’t read much about them on this board but after looking them up on other boards and such they seem to have some pretty good credit cards that give pretty decent CL's... Anybody here in with NasaFCU? Is so, what card do you have? Also, since they are NASA they have some awesome card designs too! OH and on the other forums that I have read it seems that they approve people in the low 600's too! Obviously, I can’t verify that but if they do and if they give some good CL's then they could certainly help a lot of people out..

Re: NASA Federal Credit Union

jsickz32 — Sat, 29 Sep 2012 13:51:25 GMT

Do you have to work for nasa to join?

Re: NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 14:01:55 GMT

@jsickz32 wrote:
Do you have to work for nasa to join?

I don’t believe you do BUT i could be wrong.. I believe it’s like any other credit union... Basically, they have multiple ways in which you are eligible to join.. I would try searching their website and seeing if you can find a list which most CU's have that label eligibility

Re: NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 14:04:27 GMT

https://www.nasafcu.com/membership/associations/

So i found out that all you have to do in order to join NasaFCU is join one of their non profit orgs... aka the moon society haha.. it even says on the bottom of the page that you do not have to remain a memeber of the society that you choose to join in order to keep your NasaFCU membership! Pretty awesome!

Re: NASA Federal Credit Union

Mellon — Sat, 29 Sep 2012 14:08:39 GMT

anyone got a read on the score requirements for the card? Inq sensitive? baddies?

Re: NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 14:19:04 GMT

@Mellon wrote:
anyone got a read on the score requirements for the card? Inq sensitive? baddies?

I just noticed that in the sticky thread for BK friendly CC's NasaFCU was listed!

http://ficoforums.myfico.com/t5/Credit-Cards/BK-Friendly-Credit-Cards-Listed/m-p/34439

Scroll down and you will see NasaFCU and it says 620's... Hmmm!

Re: NASA Federal Credit Union

CS800 — Sat, 29 Sep 2012 14:52:45 GMT

Seems like a nice CU to join. BK friendly no less

Re: NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 15:06:29 GMT

@CS800 wrote:
Seems like a nice CU to join. BK friendly no less

Yea, it really does... and seeing as all you have to do is join one of their member non profit orgs (most of them have a small initiation fee between 25 to 50 bucks) it makes it worth it seeing as basically anybody can join

Re: NASA Federal Credit Union

CS800 — Sat, 29 Sep 2012 15:08:18 GMT

I wonder what kind of CL they give (depending on FICO and Income of course) .

Re: NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 15:10:52 GMT

@CS800 wrote:
I wonder what kind of CL they give (depending on FICO and Income of course) .

Well, it says on their site that the classic card is a max CL of 10k and the rewards cards are a max CL of 30k... So they probably give some pretty good CL's

Re: NASA Federal Credit Union

jsickz32 — Sat, 29 Sep 2012 15:28:11 GMT

Thanks for the info. Ill join this CU in a couple of months after my new accounts are at least 6 months

Re: NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 15:47:58 GMT

@jsickz32 wrote:
Thanks for the info. Ill join this CU in a couple of months after my new accounts are at least 6 months

Awesome!! Let us know what your experiance with them is like... if you app for any of their CC's let us know what kind of limits you get.. etc..

Re: NASA Federal Credit Union

llecs — Sat, 29 Sep 2012 16:00:03 GMT

I've been a member for a couple of years now. When I joined, they pulled EX and checked Chex. I tried for a CC at 660 or so and was denied. Tried again at 700ish and again denied. The first time I had an old baddie reporting and util was high. The 2nd I had no baddies and util was a bit high around 30-40%, plus had inquiries which had been referenced.

There's a lot of old threads in here about NASA. At one point there were really popular in here.

Re: NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 16:18:21 GMT

@llecs wrote:
I've been a member for a couple of years now. When I joined, they pulled EX and checked Chex. I tried for a CC at 660 or so and was denied. Tried again at 700ish and again denied. The first time I had an old baddie reporting and util was high. The 2nd I had no baddies and util was a bit high around 30-40%, plus had inquiries which had been referenced.

There's a lot of old threads in here about NASA. At one point there were really popular in here.

Oh wow! Thanks for Sharring llecs!! thats really good to know.. Im surprised you were denied twice.. especially in the 700's since they are BK friendly.. But thats good info to know

Re: NASA Federal Credit Union

Shogun — Sat, 29 Sep 2012 17:39:39 GMT

I just joined them, due to reading this thread. Costs nothing to join. You just join the American Consuer Council and then join Nasa CU. Took about 15 minutes overall.

Re: NASA Federal Credit Union

jsickz32 — Sat, 29 Sep 2012 17:45:03 GMT

@shogun
was it a hp to join??

Re: NASA Federal Credit Union

Tommy5746 — Sat, 29 Sep 2012 18:20:29 GMT

@Shogun wrote:
I just joined them, due to reading this thread. Costs nothing to join. You just join the American Consuer Council and then join Nasa CU. Took about 15 minutes overall.

Are you going to app for one of their cards?

Re: NASA Federal Credit Union

WhiteCollar — Sat, 29 Sep 2012 19:08:02 GMT

I joined as well. I'm sure it was a hp.

Re: NASA Federal Credit Union

Jlu — Sat, 29 Sep 2012 19:36:16 GMT

The 'moon society' - sounds to me like an awesome name for a mid-1990's cult.

Re: NASA Federal Credit Union

CS800 — Sat, 29 Sep 2012 20:04:43 GMT

@Jlu wrote:
The 'moon society' - sounds to me like an awesome name for a mid-1990's cult.

Could be the name of a Pink Floyd album