topic Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD? in Credit Cards

$100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

quairosun — Thu, 01 Mar 2012 17:42:19 GMT

Imagine my surprise when I logged in to my Victoria's Secret Angel Card account and saw that they were trying to credit me with $99,999.99. I was stunned. I have a CL of $500 and my CB was $4.75. I called them and told the CSR what I saw. She said hold on and came back and said: "Sir, we actually owe YOU $99,999.99. I said: " Are you sure?" She said yes. Has this happened to anyone?

AND YES I AM BEING SERIOUS.

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Revelate — Thu, 01 Mar 2012 17:19:52 GMT

Sounds like there's a glitch in their system... if they send you a check, I'd cash it but I wouldn't spend it personally

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Datx — Thu, 01 Mar 2012 17:20:41 GMT

Sounds like a banking error. They will get it fixed.

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

pizzadude — Thu, 01 Mar 2012 17:22:24 GMT

Nice, it's time to go shopping !!!

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

nc — Thu, 01 Mar 2012 17:30:04 GMT

Its time to open Victoris's Secret Angel Card account!!!!!

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

tcbofade — Thu, 01 Mar 2012 17:33:07 GMT

Hmph. Just checked my account.... no such luck!

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

quairosun — Thu, 01 Mar 2012 17:43:25 GMT

Here is the crazy thing. I called again and the new CSR said the same thing. I even said I think you have a computer glitch and she actually started arguing with me about it. She said that the credit has been there since 1/12/12. Amazing. I have documented everything just in case and even got the two CSRs names.

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

espnjunkie — Thu, 01 Mar 2012 17:46:54 GMT

It's definitely a banking glitch that will be fixed. I would just wait it out. If it sounds too good to be true it likely is,

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Smug — Thu, 01 Mar 2012 17:47:41 GMT

Post a screen shot,?...

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Anonymous — Thu, 01 Mar 2012 17:51:34 GMT

I am just at 550 available

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Creditaddict — Thu, 01 Mar 2012 17:59:20 GMT

60 days and the system generate you a check?

Id request it and see what happens... but do not cash or spend I would say!!!

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Anonymous — Thu, 01 Mar 2012 18:08:08 GMT

Since they are being persistent, Put it in a safe place your savings account. When they come looking for it and they will give it back and keep the interest.

TBC

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Anonymous — Thu, 01 Mar 2012 18:08:09 GMT

A banking error has been made in your favor

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

JustMe77 — Thu, 01 Mar 2012 18:25:13 GMT

@Anonymous wrote:
A banking error has been made in your favor

Or you won a contest you didn't know about, lol

In all seriousness, if the money is sent to you, do not cash it. Just send it back.

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

learnin113 — Thu, 01 Mar 2012 18:25:12 GMT

@Anonymous wrote:
A banking error has been made in your favor

What is this monopoly?

OP, please post a screen shot before this thread starts going south real fast

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

CreditCrusader — Thu, 01 Mar 2012 18:29:02 GMT

What is this monopoly?

OP, please post a screen shot before this thread starts going south real fast

Starts?

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Anonymous — Thu, 01 Mar 2012 18:30:06 GMT

@Anonymous wrote:
A banking error has been made in your favor

Yes, but I guarantee you that they will eventually find the error and take it back. I'm not sure what they'll do if they actually cut you a check and you deposit it in the bank. There must be some sort of legal provisions for dealing with this, but as I'm not a lawyer, I don't know what those would be.

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Anonymous — Thu, 01 Mar 2012 18:42:46 GMT

If they cut you a check, they are certifying that they owe you this money, even if they eventually decide that they really don't.

It's most certainly a bank error, so I wouldn't spend that money at all, but the check does "need" to be cashed or there will be this large black cloud over that bank's accountant's head when they realize there is a check for that amount just floating out there.

What would I do? Deposit the check into an interest bearing account. Leave it there. Like, really leave it there.

At worst, they ask for the money back and the interest is yours.

Even at .035, the interest for one year is pretty damn sweet.

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

espnjunkie — Thu, 01 Mar 2012 18:57:08 GMT

you cannot just deposit a check for 100,000.00 into your personal account without explaining it. You would have to provide documentation of what it was for, tax forms, etc. A business account on the other hand...

Re: $100,000 CREDIT FROM VICTORIAS SECRET ANGEL CARD?

Anonymous — Thu, 01 Mar 2012 19:01:43 GMT

@espnjunkie wrote:
you cannot just deposit a check for 100,000.00 into your personal account without explaining it. You would have to provide documentation of what it was for, tax forms, etc. A business account on the other hand...

It's not a personal check that this person is depositing, it's a check from a company.

The check would be self-explanatory.

Why is there a need for tax forms to deposit a check of $99,999? Is there something I missed? The check is the documentation.
If the person was depositing $100,000 in CASH, then they'd TRULY need an explanation. Not for a check.

And for a business account, the person would need to register the business just to open the account, whether it's an LLC, DBA, INC, etc... so that's just a waste.