topic Re: CLI??? in Credit Cards

CLI???

afbar1114 — Mon, 01 Oct 2012 12:28:52 GMT

I plan on asking for a CLI on my freedom in jan 2013. it will be six months from my last one. i am fixing some things on my report and will be done soon. what are my chances of going from $1500 to $5k? i would like to get my girlfriend an engangement ring if i can. i plan on having my balances low and UTL no more then 20%.

Re: CLI???

LS2982 — Mon, 01 Oct 2012 13:12:07 GMT

Welcome back!!

Do you have any other lines over or near 5k?

Re: CLI???

Anonymous — Mon, 01 Oct 2012 13:16:40 GMT

I think it depends on how much you use the card and if you always pay it off every month. If you're currently pushing more than $1500 per month through it and making multiple payments then I think the chances are high. If you only use for a couple hundred per month, I don't see you getting a raise to $5K. It would also help if you have some other high limits at the time.

Re: CLI???

afbar1114 — Mon, 01 Oct 2012 13:20:42 GMT

I have a jared card near $3k.

Re: CLI???

Anonymous — Mon, 01 Oct 2012 13:22:44 GMT

@afbar1114 wrote:
I plan on asking for a CLI on my freedom in jan 2013. it will be six months from my last one. i am fixing some things on my report and will be done soon. what are my chances of going from $1500 to $5k? i would like to get my girlfriend an engangement ring if i can. i plan on having my balances low and UTL no more then 20%.

I was able to go from $1500 to $4500 earlier this year through manual review after being denied a CLI.

Re: CLI???

LS2982 — Mon, 01 Oct 2012 13:26:59 GMT

Koop brings up a good point, if your spending the CL and making multiple pymts your chances are high of getting a CLI as long as your files are on the up and up.

Re: CLI???

afbar1114 — Mon, 01 Oct 2012 15:38:00 GMT

i use the card ALOT and i just paid it off. my first CLI went from $500 to $1500 and i had only asked for a cli from $500 to $1k. im hoping i get enough so i can get her a nice ring.

Re: CLI???

afbar1114 — Mon, 01 Oct 2012 16:28:39 GMT

maybe insted of a CLI il shot for a CSP so i can get most of the spedning out of the way to get the 40k bonus.

Re: CLI???

CS800 — Mon, 01 Oct 2012 17:35:34 GMT

@afbar1114 wrote:
maybe insted of a CLI il shot for a CSP so i can get most of the spedning out of the way to get the 40k bonus.

Ooooohh no you didn't !!

Re: CLI???

LS2982 — Mon, 01 Oct 2012 17:40:00 GMT

Ole appbar back to his old ways.....

Re: CLI???

afbar1114 — Mon, 01 Oct 2012 17:41:04 GMT

i havent apped in like 6 months or so