topic Re: Minimum time requesting Chase CLI in Credit Cards

Minimum time requesting Chase CLI

LS2982 — Sat, 29 Sep 2012 22:53:52 GMT

What is the minimum time you have to allow before asking for a Chase CLI on a new account (July)??

I know it is pretty much HP only just curious if I should wait it out a full year or not.

Re: Minimum time requesting Chase CLI

Anonymous — Sat, 29 Sep 2012 23:05:55 GMT

You shouldn't have a problem going for it today.

I was able to request a CLI on my Freedom a few days after approval. I'm not sure if there is that initial window to do so though.

I just got approved for the CSP today and was considering going for a CLI. I mentioned that I have a card with a higher limit that won't report as such till the second week of October. He said it would be fine if I chose to request it then...

Re: Minimum time requesting Chase CLI

LS2982 — Sat, 29 Sep 2012 23:07:02 GMT

@Anonymous wrote:
You shouldn't have a problem going for it today.

I was able to request a CLI on my Freedom a few days after approval. I'm not sure if there is that initial window to do so though.

I just got approved for the CSP today and was considering going for a CLI. I mentioned that I have a card with a higher limit that won't report as such till the second week of October. He said it would be fine if I chose to request it then...

Not a good idea to go for it now, as my util. is not proper at this point. I was thinking about 6 months but wanted to know if that is too soon.

Re: Minimum time requesting Chase CLI

Anonymous — Sat, 29 Sep 2012 23:11:43 GMT

I would call the recon number first and ask. They will in turn transfer you to a CSR to process the CLI and transfer you back. Ask the analyst before you pull the trigger. Either way, you shouldn't have a problem...I believe a PC and/or VISA/MC conversion requires at least a full year though. Definitely wait till everything is pristine.

Re: Minimum time requesting Chase CLI

calihlove75 — Sun, 30 Sep 2012 04:21:48 GMT

I recieved my Freedom early June and requested a cli late August by calling number on back of card. It went from $3000 to $6000...hardpull on TU.

Re: Minimum time requesting Chase CLI

Anonymous — Sun, 30 Sep 2012 04:29:16 GMT

@calihlove75 wrote:
I recieved my Freedom early June and requested a cli late August by calling number on back of card. It went from $3000 to $6000...hardpull on TU.

since I got my util down by alot, I might try for a CLI soon!! Having a 500 CL sucks

Re: Minimum time requesting Chase CLI

MountainHiker — Sun, 30 Sep 2012 05:47:47 GMT

@Anonymous wrote:
@calihlove75 wrote:
I recieved my Freedom early June and requested a cli late August by calling number on back of card. It went from $3000 to $6000...hardpull on TU.
since I got my util down by alot, I might try for a CLI soon!! Having a 500 CL sucks

Please post your results it would help those of us in the same 500 CL boat. I'm thinking about trying in march.

Re: Minimum time requesting Chase CLI

Eschaton — Sun, 30 Sep 2012 09:42:01 GMT

Yeah having a $500 limit really sucks if that's going to be your primary card, and if you have a Chaes checking account, I see no reason why you would not want this to be your primary card. I was approved on a $500 limit and I had to make multiple payments a month. Between gas, interet and cell phone charges, that's already my limit. Once I get to that amount, I had to switch to my Zync.

I waited 6 months before requesting a CLI and I used that very reason for why I made my request (I saw this reason by someone who posted that) and was approved to $2000. But I would always be honest with the reason why you're requesting a CLI, if they see you are making multiple payments a month it's a good reason, if not then it might not be such a good idea.

Re: Minimum time requesting Chase CLI

LS2982 — Sun, 30 Sep 2012 11:34:04 GMT

Probably be best for me to wait it out a year, 2k is plenty for now.

Re: Minimum time requesting Chase CLI

navigatethis12 — Sun, 30 Sep 2012 11:48:59 GMT

I requested one a week after approval and another about a month later. Both were approved with no problem. As long as everything is in good shape you should be fine.

Re: Minimum time requesting Chase CLI

LS2982 — Sun, 30 Sep 2012 11:49:56 GMT

@navigatethis12 wrote:
I requested one a week after approval and another about a month later. Both were approved with no problem. As long as everything is in good shape you should be fine.

Really?? So there is no timeframe between CLI requests??

Re: Minimum time requesting Chase CLI

navigatethis12 — Sun, 30 Sep 2012 12:13:08 GMT

I would guess not. It was a business card, but I do not think that would make that much of a difference.

Re: Minimum time requesting Chase CLI

LS2982 — Sun, 30 Sep 2012 12:21:17 GMT

@navigatethis12 wrote:
I would guess not. It was a business card, but I do not think that would make that much of a difference.

Yea im thinking you have to give it 6 months between CLI requests.

Re: Minimum time requesting Chase CLI

navigatethis12 — Sun, 30 Sep 2012 12:50:39 GMT

Well certainly no harm in waiting. In credit the longer you wait, usually the better the file gets.

Re: Minimum time requesting Chase CLI

Anonymous — Mon, 01 Oct 2012 21:37:40 GMT

I called within an hour of my Freedom card approval and got a SP CLI from $3k to $15k. I'm planning to call again this week for another CLI and will let you guys know how that goes. I don't think Chase has any hard rules on CLI's.

Re: Minimum time requesting Chase CLI

LS2982 — Mon, 01 Oct 2012 21:40:04 GMT

@Anonymous wrote:
I called within an hour of my Freedom card approval and got a SP CLI from $3k to $15k. I'm planning to call again this week for another CLI and will let you guys know how that goes. I don't think Chase has any hard rules on CLI's.

It sounds like it with everyones input.

Think i'm going to wait it out until sometime next year, Discover just recently denied me a CLI and I need to repair my AAoA and agwe my new accounts.

Re: Minimum time requesting Chase CLI

Anonymous — Mon, 01 Oct 2012 21:47:02 GMT

@Anonymous wrote:
I called within an hour of my Freedom card approval and got a SP CLI from $3k to $15k. I'm planning to call again this week for another CLI and will let you guys know how that goes. I don't think Chase has any hard rules on CLI's.

Which number did you call to get a soft pull? I have 4 hard pulls in the last 2 years from First USA Bank (Chase reports as this sometimes) for denied CLIs.

Re: Minimum time requesting Chase CLI

Anonymous — Mon, 01 Oct 2012 23:13:59 GMT

I had some downtime at work so just called in my CLI request - they bumped me up to $25k CLs on both my Freedom and CSP cards with a SP.

Just to be clear, in the vast majority of cases a CLI from Chase will be a HP. SP's are the exception, not the rule.

@Anonymous wrote:
@Anonymous wrote:
I called within an hour of my Freedom card approval and got a SP CLI from $3k to $15k. I'm planning to call again this week for another CLI and will let you guys know how that goes. I don't think Chase has any hard rules on CLI's.
Which number did you call to get a soft pull? I have 4 hard pulls in the last 2 years from First USA Bank (Chase reports as this sometimes) for denied CLIs.

800-436-7961 is the number for the executive line.