topic Re: Citi Bank Simplicity CC-Denied?? in Credit Cards

Citi Bank Simplicity CC-Denied??

Anonymous — Tue, 02 Oct 2012 15:01:51 GMT

Hello all! I app'd for a CB Simlicity CC last night and got a message that said it needed more time to process and that I'll be notified by mail within a week. So is this their way of saying no and has anyone else got this message and been approved? Just wanted to know what this means if anything at all.

Re: Citi Bank Simplicity CC-Denied??

Anonymous — Tue, 02 Oct 2012 15:31:26 GMT

I got the same message and I called the number they provided on the screen to check the status and was approved for simplicity card with a 1200 limit

Re: Citi Bank Simplicity CC-Denied??

SpiceIslander — Tue, 02 Oct 2012 18:49:31 GMT

No one is going to be able to give you a definite answer on this. Perhaps you should call and find out. That's the only way you'll know for sure. If it's a denial, try to ask for a recon. Good luck!

Re: Citi Bank Simplicity CC-Denied??

migliogiorni — Tue, 02 Oct 2012 19:29:07 GMT

Got the your app will need further review notice so I just called in. Just call, G.L.

Re: Citi Bank Simplicity CC-Denied??

youngandcreditwrthy — Tue, 02 Oct 2012 19:31:39 GMT

Hoping you get approved, but if you don't....
Citi is horrible w recons.
So don't be on overturning a denial...
Just sayin' :-/

Best of luck though :-D

Re: Citi Bank Simplicity CC-Denied??

youngandcreditwrthy — Tue, 02 Oct 2012 19:32:00 GMT

Bet*

Re: Citi Bank Simplicity CC-Denied??

Anonymous — Tue, 02 Oct 2012 20:11:52 GMT

Well I called and was told that it was denied because of too many inquiries..??? I haven't app'd anywhere since 2010. So i guess they can still use that. Oh well...just chalking it up to maybe I don't NEED another cc anyway!

Re: Citi Bank Simplicity CC-Denied??

Anonymous — Tue, 02 Oct 2012 20:36:50 GMT

Did you recon and told them you had no recent inqs?

Re: Citi Bank Simplicity CC-Denied??

Anonymous — Tue, 02 Oct 2012 20:38:28 GMT

No although the person did ask me about it and I told her what I just told you and she said oh ok well I'm sorry...Go figure

Re: Citi Bank Simplicity CC-Denied??

LS2982 — Tue, 02 Oct 2012 20:55:57 GMT

@Anonymous wrote:
No although the person did ask me about it and I told her what I just told you and she said oh ok well I'm sorry...Go figure

Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453

Citi: 800-444-2568 (Retention Dept.)

Citi: 800-763-9795 (App status?? They ask for your app #)

Citi: 888-201-4523 (New App Approval Status)

Try these numbers for a recon, the reason is bogus if you haven't had an INQ since 2010.

Re: Citi Bank Simplicity CC-Denied??

Anonymous — Tue, 02 Oct 2012 20:59:13 GMT

Well I guess I need to clarify...I app'd twice BUT not like I did in 2010...Can't see where this hsould be a REASON ..PLUS i have SEVERAL cc that I did pay to zero balances. I can't imagine that 2 pulls would be considered TOO MANY INQUIRIES???

Re: Citi Bank Simplicity CC-Denied??

Anonymous — Thu, 04 Oct 2012 13:29:21 GMT

Yeah, Citi is horrible with recons. They won't budge like other lenders. I also got denied for "too many inquires" for there forward card. I tried to recon with the rep but he was like "oh sorry....(indifferent)"