topic Re: Amex 3x CLI in Credit Cards

Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 01:37:56 GMT

I tried for the BCP 3x CLI hitting the love button and got it. yaaay!!!!!!

Deep down inside, there will always be a special place for every single one of you.

So exited about it my highest CL so far

Re: Amex 3x CLI

gettnthere — Wed, 03 Oct 2012 01:40:32 GMT

Awesome! And CONGRATS!!!

You mind if i ask how much you were using the card within the 61days

Re: Amex 3x CLI

shakalaka — Wed, 03 Oct 2012 01:41:16 GMT

Congrats

Re: Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 01:49:28 GMT

Thanks! Finally a good limit that I can use without worries.

@gettnthere, my average monthly usage was 1100 (little more than 50%) and as always paying in full.

Re: Amex 3x CLI

LS2982 — Wed, 03 Oct 2012 01:51:16 GMT

@Anonymous wrote:
I tried for the BCP 3x CLI hitting the love button and got it. yaaay!!!!!!

Deep down inside, there will always be a special place for every single one of you.

So exited about it my highest CL so far

CONGRATS!!!!

Re: Amex 3x CLI

adavis425 — Wed, 03 Oct 2012 01:56:57 GMT

Wow!!!! That is soooo awesome. I can't wait for my turn in 53 days. Congrats to you!!

Re: Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 02:05:26 GMT

Great CLI! Gotta love Amex!

Re: Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 03:18:37 GMT

How often can you hit the 'LUV' button for AMEX? aka the Request Line of Credit Increase button.

Re: Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 04:17:49 GMT

I wonder if Amex and 'our relationship' would suffer if I hit the 'LUV' button every couple days haha..

Re: Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 11:59:16 GMT

First increase is at 61 days after activation. Then, you can call it every 6 months after that. SPs for increases are a beaty.

Re: Amex 3x CLI

DrJim — Wed, 03 Oct 2012 12:16:23 GMT

Congrats! And just think, come spring you will be at $18K!

Re: Amex 3x CLI

CS800 — Wed, 03 Oct 2012 13:57:41 GMT

WTG

Does anyone have experience with higher AMEX 3x CLIs? A...

Anonymous — Wed, 03 Oct 2012 14:04:56 GMT

Does anyone have experience with higher AMEX 3x CLIs?

AMEX only gave me a $14k limit initially. I'd rather not have to send in paycheck stubs, W2s, etc in case of a financial review. Requesting an increase to a $42k limit after 61 days seems excessive, especially because I can do with half that. I've heard that $25k is the limit at which they will easily approve and above that they require various things to be sent in. I was thinking about just requesting a CLI to $25k at the 61 day mark coming up and calling it a day, but if I can go higher without a financial review there's no reason not to.

Any thoughts?

Re: Does anyone have experience with higher AMEX 3x CLIs? A...

espnjunkie — Wed, 03 Oct 2012 15:15:14 GMT

Congrats on the 3X CLI Cruz! Amex has to be the best in terms of CLI's, and I doubt any other lender would grant me a 12k limit so quickly. From what I know, the 3X limit can be requested without too much problem up until 25k, beyond that Amex may ask for additional documentation. If you need and can handle greater than a 25k credit line, then charge cards are probably the way to go as internal spending limits can get much much higher. The general consensus is not to rock the boat too much with Amex.

Re: Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 16:43:22 GMT

@Anonymous wrote:
I tried for the BCP 3x CLI hitting the love button and got it. yaaay!!!!!!

Deep down inside, there will always be a special place for every single one of you.

So exited about it my highest CL so far

Congrats @Anonymous! Nice increase

what did they pull out ? TU or EX for you ?

Thanks

Re: Amex 3x CLI

codimom — Wed, 03 Oct 2012 16:54:04 GMT

Way to go ! The nice thing is that its a SP ! Mark your calendar for 6 months and you can do it again!

Re: Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 22:10:41 GMT

Where did you find the option to increase your credit limit online? I have gone to the "Manage Your Account" area under "Personal Profile" and I only see options for balance transfers, check your spending ability, and recent declines.

I have had my account for 4 months.

Re: Amex 3x CLI

Anonymous — Wed, 03 Oct 2012 22:18:08 GMT

@Anonymous wrote:
Where did you find the option to increase your credit limit online? I have gone to the "Manage Your Account" area under "Personal Profile" and I only see options for balance transfers, check your spending ability, and recent declines.

I have had my account for 4 months.

Some people have a luv button appear right away, others don't. YMMV. Mine didn't appear until I'd had bce for 9 months. You can still call in to request a CLI through the automated system

Re: Amex 3x CLI

Anonymous — Thu, 04 Oct 2012 00:00:12 GMT

Thanks everyone!

vngouiowa,

They didn't pull anything.

discernment,

Go to more account options >under account management >at the bottom it says "Increase Line of Credit".