topic Re: What counts as a department store for Discover? in Credit Cards

What counts as a department store for Discover?

sakhalin070 — Thu, 04 Oct 2012 06:39:01 GMT

So I'm sure Nordstrom's, Macy's and JCPenny's would qualify. But what about Target or Wal-Mart? Is there a list anywhere on which stores (according to Discover) are considered department stores for this quarter?

Re: What counts as a department store for Discover?

Anonymous — Thu, 04 Oct 2012 06:41:02 GMT

It is however the merchant chooses to classify itself. Most likely all of those count.

Re: What counts as a department store for Discover?

migliogiorni — Thu, 04 Oct 2012 09:12:25 GMT

Most likely Wal Mart won't be count as a dept store... what if you shopped at Wal Mart.com, does that count as online store

Re: What counts as a department store for Discover?

Anonymous — Thu, 04 Oct 2012 11:24:25 GMT

Here's your answer in the fine print:

"Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department."

and

"Purchases made at warehouse clubs, wholesale distributors, or discount stores are not eligible."

So Target and Walmart won't count. Also stores in the mall like Gap, etc. aren't department stores either.

Re: What counts as a department store for Discover?

Anonymous — Thu, 04 Oct 2012 17:32:05 GMT

So Target and Walmart won't count. Also stores in the mall like Gap, etc. aren't department stores either.

Both Walmart and Target have check out counters in sperate departments. I would say they count, but I could be wrong. To me they are not clubs, distributors, nor discount stores.

Re: What counts as a department store for Discover?

firesoul453 — Thu, 04 Oct 2012 17:37:02 GMT

If you have shopped at walmart before, look in the transatction and see what ti says. I don't have any charges from walmart so I cant check

Re: What counts as a department store for Discover?

asteroidblues86 — Thu, 04 Oct 2012 18:02:16 GMT

@firesoul453 wrote:
If you have shopped at walmart before, look in the transatction and see what ti says. I don't have any charges from walmart so I cant check

I logged into my discover more account. My walmart purchase says: Merchant Category Description DISCOUNT STORES

Re: What counts as a department store for Discover?

Anonymous — Thu, 04 Oct 2012 18:37:07 GMT

@asteroidblues86 wrote:
@firesoul453 wrote:
If you have shopped at walmart before, look in the transatction and see what ti says. I don't have any charges from walmart so I cant check
I logged into my discover more account. My walmart purchase says: Merchant Category Description DISCOUNT STORES

Bummer

To me they aren't a discount store. Instead, they just sell over priced junk.

Re: What counts as a department store for Discover?

Anonymous — Fri, 05 Oct 2012 00:01:51 GMT

I just checked transactions I had for 2 different wallys; one of them says discount store and the other one says Grocery store.

Re: What counts as a department store for Discover?

firesoul453 — Fri, 05 Oct 2012 00:03:17 GMT

@Anonymous wrote:
I just checked transactions I had for 2 different wallys; one of them says discount store and the other one says Grocery store.

One is probably a supercenters and the other one probably wasn't.

Either way I bet they won't work...

Re: What counts as a department store for Discover?

Anonymous — Fri, 05 Oct 2012 00:06:33 GMT

@Anonymous wrote:
I just checked transactions I had for 2 different wallys; one of them says discount store and the other one says Grocery store.

Was one of them a Neighborhood Market?

Re: What counts as a department store for Discover?

sakhalin070 — Fri, 05 Oct 2012 00:29:41 GMT

Thanks for the responses. Would Target.com and WalMart.com be considered online shopping? Anyone know?