topic Re: AMEX BCE approved! in Credit Cards

AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 07:30:23 GMT

Applied for Amex BCE on a whim and got approved. Initially, it said pending review, so I went to check the app status and it said approved!!

For some reason, I was expecting a rejection so this is a pleasant surprise. This is only my second real credit card after my Chase Freedom card which I got approved for only three and a half weeks ago, although I do have a Macy's store card from Oct '10 which I've only used sparingly. I'm so stoked!!

How do I find out my CL before I receive the card? Is there an automated phone service like Chase Freedom?

Date Received

Card

Status of Application

Next Step

10/05/12

BLUE CASH EVERYDAY(SM)

Approved

Congratulations! Your application has been approved and you should receive your new card within 7-10 days.
If you requested a balance transfer to this card, click here to view the status of that transfer

Re: AMEX BCE approved!

maiden_girl — Fri, 05 Oct 2012 07:34:44 GMT

Yay! Congrats!

And to find out your CL...just call them up. I believe AMEX is 24/7.

Re: AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 07:36:05 GMT

@maiden_girl wrote:
Yay! Congrats!

And to find out your CL...just call them up. I believe AMEX is 24/7.

Ah - gotcha. Thanks, maiden_girl! I will call and find out

Re: AMEX BCE approved!

rtw — Fri, 05 Oct 2012 07:36:07 GMT

Congrats!

Re: AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 07:46:44 GMT

@rtw wrote:
Congrats!

Thx

Re: AMEX BCE approved!

maiden_girl — Fri, 05 Oct 2012 07:49:06 GMT

The BCE seems like a nice card to have...but I only get preapproval offers for AMEX green and AMEX gold. Not that I need an AMEX card anyway. They are useless on the west coast. LOL.

Re: AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 08:03:02 GMT

congrats on the AMEX....

Re: AMEX BCE approved!

migliogiorni — Fri, 05 Oct 2012 08:14:31 GMT

congrats.

Re: AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 13:34:27 GMT

Congrats! BCE might be on the horizon for me once the dust settles with what ever goes down with the Zync!

Re: AMEX BCE approved!

shakalaka — Fri, 05 Oct 2012 13:36:25 GMT

Nice

Congrats

Re: AMEX BCE approved!

youngandcreditwrthy — Fri, 05 Oct 2012 13:37:46 GMT

Congrats!!! I started usin my Amex BCE yesterday!!!

I had 'em overnight it to me! Literally app'ed Monday night and had it in hand by 1 pm yesterday even with having to do the addy verification process thing (due to fraud alerts) Faaaabbbbuuullooouussss Cust Service!
Tgif btw!! Party time!!!!!

Congrats!!!

Re: AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 18:13:32 GMT

@youngandcreditwrthy wrote:
Congrats!!! I started usin my Amex BCE yesterday!!!

I had 'em overnight it to me! Literally app'ed Monday night and had it in hand by 1 pm yesterday even with having to do the addy verification process thing (due to fraud alerts) Faaaabbbbuuullooouussss Cust Service!
Tgif btw!! Party time!!!!!

Congrats!!!

Thanks! (And yes, TGIF!)

That's a great advice about having them overnight it. Do I just call the regurlar customer service number or is there a better number to call for this? Thoughts, anyone?

Re: AMEX BCE approved!

SnackTrader — Fri, 05 Oct 2012 19:52:48 GMT

Frisbie,

Do you know why your EQ FICO is so much lower than your other scores? Is there a negative on there that isn't on the others, or an account not reporting?

Also, could you let us know which credit bureau Amex pulled for you when you find out?

Just curious.

Re: AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 20:15:05 GMT

@SnackTrader wrote:
Frisbie,

Do you know why your EQ FICO is so much lower than your other scores? Is there a negative on there that isn't on the others, or an account not reporting?

Also, could you let us know which credit bureau Amex pulled for you when you find out?

Just curious.

Snacktrader - The other two scores are VantageScores so in comparison to the EQ FICO they're prob around the same level. Does that make sense? I might be wrong about FICO vs Vantage/FAKO but that is my understanding from what I've read around.

Yes, I will def let you know which credit bureu Amex pulled from when I find out.

Re: AMEX BCE approved!

Creditchaser — Fri, 05 Oct 2012 20:58:00 GMT

Congrats!

I was approved for Amex BCE the other day. I called customer service to find out my CL. Instant approval for $9.5K

Please post your CL once you find out.

Re: AMEX BCE approved!

calihlove75 — Fri, 05 Oct 2012 21:02:53 GMT

I want a BCE. I have no idea why I want an AMEX so bad. Everyone else has one so I want one too!!!

Congrats!!

Re: AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 21:09:21 GMT

Calihlove75 I want it so bad too, but waiting for some cards to report $0 balance. The wait is killing me.

Re: AMEX BCE approved!

Anonymous — Fri, 05 Oct 2012 21:15:59 GMT

@youngandcreditwrthy wrote:
Congrats!!! I started usin my Amex BCE yesterday!!!

I had 'em overnight it to me! Literally app'ed Monday night and had it in hand by 1 pm yesterday even with having to do the addy verification process thing (due to fraud alerts) Faaaabbbbuuullooouussss Cust Service!
Tgif btw!! Party time!!!!!

Congrats!!!

So I called Amex a few mins ago. They told me my application has already been finalized and they can't expedite it any more. Had I called right after being approved, they would've been able to rush my card. No worries though. I'm willing to wait for it.

@Creditchaser wrote:
Congrats!
I was approved for Amex BCE the other day. I called customer service to find out my CL. Instant approval for $9.5K

Please post your CL once you find out.

Creditchaser - Thanks! Congrats on your $9.5k CL. That's pretty impressive! I've been approved for $2K, and I'm extremely happy with it since only a month ago, I didn't have any credit cards (besides Macy's store card) and now I have BCE and Chase Freedom

Re: AMEX BCE approved!

Mustangfrank — Fri, 05 Oct 2012 21:25:26 GMT

Excellent !!

Re: AMEX BCE approved!

SnackTrader — Fri, 05 Oct 2012 21:27:13 GMT

@Anonymous wrote:
@SnackTrader wrote:
Frisbie,

Do you know why your EQ FICO is so much lower than your other scores? Is there a negative on there that isn't on the others, or an account not reporting?

Also, could you let us know which credit bureau Amex pulled for you when you find out?

Just curious.

Snacktrader - The other two scores are VantageScores so in comparison to the EQ FICO they're prob around the same level. Does that make sense? I might be wrong about FICO vs Vantage/FAKO but that is my understanding from what I've read around.

Yes, I will def let you know which credit bureu Amex pulled from when I find out.

That makes sense. I will be curious to know the score you were approved with (if Amex lets you know). As you can probably tell, I am interested in obtaining the BCE/BCP and want to know how I stack up. If you were approved with under 700 FICO, that would be very encouraging. I have seen others on this site in recent week with approvals in the 690-720 range, which bodes very well for my chances. As always, score isn't everything, but it is my opinion that it is a good indicator.