topic Re: GECRB CLIs!!! in Credit Cards

GECRB CLIs!!!

Anonymous — Sat, 06 Oct 2012 19:37:04 GMT

I haven't had a CLI on my GE cards for the last few months because a "zombie" debt had popped up on my CRAs the beginning of the year. Since the debt in question aged off a couple of months ago and my reports are all clean of CO/CAs, I decided to try again. The results:

JC Penney - $2500 -> $2800

Dillard's Amex - $4200 -> $6000

Forward progress on soft CLIs again!!!

Re: GECRB CLIs!!!

creditnocash — Sat, 06 Oct 2012 19:43:27 GMT

woo congrats. are those all your ge cards?

and got my letter in the mail from ge.

walmart system denied me for lack of history at current limit.

guess talking to a live person really does pull its weight sometimes.

Re: GECRB CLIs!!!

Anonymous — Sat, 06 Oct 2012 19:47:18 GMT

Fabulous! Good on you for those increases!

Re: GECRB CLIs!!!

Anonymous — Sat, 06 Oct 2012 19:48:48 GMT

@creditnocash wrote:
woo congrats. are those all your ge cards?

and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.

Yes, I have two GE cards.

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

Re: GECRB CLIs!!!

creditnocash — Sat, 06 Oct 2012 19:54:07 GMT

@Anonymous wrote:
@creditnocash wrote:
woo congrats. are those all your ge cards?

and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.

Yes, I have two GE cards.

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

lol dont be sorry.

i got denied by the system and then reconned next day with a live person.

i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25.

starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =)

thats why i was saying talking to a live person really does help sometimes.

i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older)

Re: GECRB CLIs!!!

Anonymous — Sat, 06 Oct 2012 19:58:42 GMT

@creditnocash wrote:
@Anonymous wrote:
@creditnocash wrote:
woo congrats. are those all your ge cards?

and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.

Yes, I have two GE cards.

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

lol dont be sorry.
i got denied by the system and then reconned next day with a live person.
i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25.
starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =)

thats why i was saying talking to a live person really does help sometimes.
i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older)

Ok, gotcha. I remember reading about that a few days ago.

Yes, that's a nice increase for you, as well. This is one of the things that I love about GE -- the cards tend to grow very nicely over time. My Dillard's card started out at $700 back in April 2011, and now it's at $6000. It feels great to have "big girl" limits. Even better when they have low or $0 balances!!!

Re: GECRB CLIs!!!

creditnocash — Sat, 06 Oct 2012 20:04:14 GMT

@Anonymous wrote:
@creditnocash wrote:
@Anonymous wrote:
@creditnocash wrote:
woo congrats. are those all your ge cards?

and got my letter in the mail from ge.
walmart system denied me for lack of history at current limit.
guess talking to a live person really does pull its weight sometimes.

Yes, I have two GE cards.

Sorry about your denial, but how long did you wait between requests? As I understand, you need to wait a minimum of 4 statement cycles between requests. Oh, and I didn't talk to a live person; it was automated over the phone.

lol dont be sorry.
i got denied by the system and then reconned next day with a live person.
i apped and got the card 7/28 never made a purchase until 9/12 paid in full 9/25.
starting limit was 800 store card asked for a cli to 3k. the rep said she would forward to credit something cant remember now. but anyways they would send me a letter with their decision. logged in next day into my account (ocd check all my accounts everyday) and said aval credit was 3k =)

thats why i was saying talking to a live person really does help sometimes.
i called ae the same day but the rep denied me straight out. im sure same reason though lack of current limit experience. (i thik its actually a couple weeks older)

Ok, gotcha. I remember reading about that a few days ago.

Yes, that's a nice increase for you, as well. This is one of the things that I love about GE -- the cards tend to grow very nicely over time. My Dillard's card started out at $700 back in April 2011, and now it's at $6000. It feels great to have "big girl" limits. Even better when they have low or $0 balances!!!

amen to that.

the only balance im carrying this month is best buy has 425/2500. but its no interest until august 13' so im in no rush to pay it off.

all my other cards are pif

its nice to log into ck and look at balance and have all of them say 0,

thats a thread idea the Only letting 1 card report thread! LOL.

Re: GECRB CLIs!!!

gettnthere — Sat, 06 Oct 2012 22:00:56 GMT

Congrats Tinu! Gotta love GE's Sp cli's!

Re: GECRB CLIs!!!

LS2982 — Sat, 06 Oct 2012 22:54:17 GMT

CONGRATS!!!

Did you speak to a rep on the JCP CLI or was it automated?

Re: GECRB CLIs!!!

aplast — Sat, 06 Oct 2012 23:44:26 GMT

Congrats on the increases! It sounds like ge has been good to a lot of us lately. Btw I would love to have a Dillard's Amex! Especially because I got denied for zync 3 weeks ago. Do you happen to remember your scores when you got approved? Gecrb Amex > no Amex

Re: GECRB CLIs!!!

Anonymous — Sat, 06 Oct 2012 23:48:50 GMT

Congrats

Re: GECRB CLIs!!!

Anonymous — Sat, 06 Oct 2012 23:54:45 GMT

@LS2982 wrote:
CONGRATS!!!

Did you speak to a rep on the JCP CLI or was it automated?

It was automated.

Re: GECRB CLIs!!!

Anonymous — Sun, 07 Oct 2012 00:08:58 GMT

@aplast wrote:
Congrats on the increases! It sounds like ge has been good to a lot of us lately. Btw I would love to have a Dillard's Amex! Especially because I got denied for zync 3 weeks ago. Do you happen to remember your scores when you got approved? Gecrb Amex > no Amex

Low to mid 600s. Pulled TU.

(ETA) It was a fairly easy approval and it was a part of my rebuilding. The account grew pretty nicely, too. It went from $700 -> $1700 ->$4200 ->$6000. I've been very happy with this card.

Re: GECRB CLIs!!!

youngandcreditwrthy — Sun, 07 Oct 2012 06:06:36 GMT

Ugh! Lol you guys are lucky!!!!

I got denied for the GECRB Dillard's Amex in July (mid 600's FICO) even though my Dillard's card has a $7,000 limit!! Lol
And JCP seems to ONLY wanna give me a cli on an annual basis, never at four months with them!! I do have a $4,900 limit with JCP though. Grrrr!!!

Congrats to y'all:-):-):-)