topic Re: I see many vs angel card here. Got a question. in Credit Cards

I see many vs angel card here. Got a question.

armbenderc — Sun, 07 Oct 2012 03:38:03 GMT

Is it just a store card or its a major CC like visa or mc?

Also, is it hard to get approve?

VIP vs regular? Apply for VIP?

Re: I see many vs angel card here. Got a question.

mrsbagalot1222 — Sun, 07 Oct 2012 04:17:33 GMT

I am an Angel Vip Cardholder, it is a store card there is no option for Visa or MC. You can not apply for Vip you are automatically upgraded to the (Black) VIp card (Which carries a seperate customer service hotline just for vip cardholders) after you spend $250 on your regular (Pink) Angels card. You will also receive a $10 reward card for every 250 points earned. I obtained VIP status in 3 weeks due to needing to do some heavy shopping at the time and paying off the card in full. The card is great to have if you are a frequent shopper at VS, the rewards and perks are great and you get a little booklet with a different monthly offer for the entire calender year. You also get double points as a VIP holder on certain items during certain times of the year along with early access to the semi-annual sale. Approval is not hard at all, they offer pre-approval during onlie checkout if you happen to be doing some shopping the offer may come up with a credit limit and you can choose to accept it. Or you can always go in store to apply. Hope this helps

Re: I see many vs angel card here. Got a question.

Anonymous — Sun, 07 Oct 2012 12:21:38 GMT

If you use the 'shopping cart trick'...i.e. go to the website, add some stuff to your cart, if the pre-approval offer pops and you accept...it is a soft pull only, no hard inquiry. If you app in the store it is a hard pull.

You also tend to get way more coupons in the mail for VS, and if you pay attention to them you can stack some of them together for great savings. Last shopping haul netted $130 worth of stuff for $65 here.

It's also possible to hit VIP status without spending $250, what they are looking for is 250 points. I hit VIP status with much less of a spend, I just happened to wander into a bonus points day (I am not really conversant on those yet, lol. Pure accident). When you hit VIP status you do also get double points on bras.

Being a tad on the girly side I do have to say I thought the pink, sparkly Angel card was prettier than the black sparkly VIP card.

Re: I see many vs angel card here. Got a question.

cardslayer — Mon, 08 Oct 2012 04:04:51 GMT

Haha I just tried the shopping cart trick to see if it was really that wasy. Added some random stuff to my card, about $250 worth, and went to check out. As soon as I enter my name and address and click "continue", got a pop-up -

You've been pre-approved for the Angel Credit Card, with a credit limit of $750.

Start earning reward points now.*

it also said that the accounts are backed by WFNB

I'm not going for it, as one of two things would happen if my wife saw the card - Either she'd max it out, or assume I am having an affair .

At least I get a free guage of my current credit-worthiness

Don't mean to thread-jack, but while I'm posting I do have a question - is that a pretty standard CL based on what the rest of you see on the pop-up, or am I on the low-end?

Re: I see many vs angel card here. Got a question.

creditnocash — Mon, 08 Oct 2012 09:54:18 GMT

@cardslayer wrote:
Haha I just tried the shopping cart trick to see if it was really that wasy. Added some random stuff to my card, about $250 worth, and went to check out. As soon as I enter my name and address and click "continue", got a pop-up -

You've been pre-approved for the Angel Credit Card, with a credit limit of $750.
Start earning reward points now.*
it also said that the accounts are backed by WFNB

I'm not going for it, as one of two things would happen if my wife saw the card - Either she'd max it out, or assume I am having an affair .
At least I get a free guage of my current credit-worthiness

Don't mean to thread-jack, but while I'm posting I do have a question - is that a pretty standard CL based on what the rest of you see on the pop-up, or am I on the low-end?

according to an ae sales person 400 is high..... (backed by ge)

i didnt get any pop up.

for 200 worth. 20 dollars for shipping for 5 days they must be cray.

Re: I see many vs angel card here. Got a question.

Anonymous — Mon, 08 Oct 2012 15:41:31 GMT

@creditnocash wrote:
@cardslayer wrote:
Haha I just tried the shopping cart trick to see if it was really that wasy. Added some random stuff to my card, about $250 worth, and went to check out. As soon as I enter my name and address and click "continue", got a pop-up -

You've been pre-approved for the Angel Credit Card, with a credit limit of $750.
Start earning reward points now.*
it also said that the accounts are backed by WFNB

I'm not going for it, as one of two things would happen if my wife saw the card - Either she'd max it out, or assume I am having an affair .
At least I get a free guage of my current credit-worthiness

Don't mean to thread-jack, but while I'm posting I do have a question - is that a pretty standard CL based on what the rest of you see on the pop-up, or am I on the low-end?
according to an ae sales person 400 is high..... (backed by ge)

i didnt get any pop up.
for 200 worth. 20 dollars for shipping for 5 days they must be cray.

I think you are on the high end. Wholly unscientific observation based upon stuff I've seen lurking around here is that they generally start between 250-500. From what I hear it does grow with you. I've only had it since April and have put a lot through it, and have been experimenting with PIF and carrying a balance for one month, then PIF. It will be interesting to see what of a CLI I can get (if any lol).

GE cards on the other hand are a little wierd in terms of starting limits, IMO. My AE Visa was $1900 instant approval in store, my girlfriend who apped the same day got $2100. About a 20K difference between HHI. Belk, which I got prior to AE was I think 1200, have since gotten a CLI to whatever it is in my siggy now assuming I remembered to update.

Re: I see many vs angel card here. Got a question.

laz98 — Mon, 08 Oct 2012 15:47:01 GMT

I wonder if they give you a higher limit if you apply in-store.

Re: I see many vs angel card here. Got a question.

Anonymous — Mon, 08 Oct 2012 16:07:15 GMT

That's a good question. I apped in store, but as with all thing YMMVW (your mileage may vary wildly)

Re: I see many vs angel card here. Got a question.

kimmiller112 — Mon, 08 Oct 2012 16:10:09 GMT

Mine started at $250. I had about $125 in my shopping cart when I applied. Since then, I've gotten one auto CLI to $450. I love the coupons they send and their clearance itmes. You can use up to 3 promo codes, so I use the one one on the coupon, then I search for others and usually get free shipping for one, with the 3rd one varying. Last time I made a purchase, I found a promo code for buy one bra, get the second one free.

Re: I see many vs angel card here. Got a question.

Anonymous — Mon, 08 Oct 2012 18:41:57 GMT

I got the popup approval for 500.00. Just used it for the first time today at bath and body works

Re: I see many vs angel card here. Got a question.

creditnocash — Mon, 08 Oct 2012 19:57:43 GMT

@Anonymous wrote:
That's a good question. I apped in store, but as with all thing YMMVW (your mileage may vary wildly)

i dont think so. i apped in store. for ae and got 400

the week before i apped for walmart (online) and got 800 now i have 3k at walmart. and ae is stuck at 400 for the time being.

Re: I see many vs angel card here. Got a question.

Anonymous — Mon, 08 Oct 2012 21:07:49 GMT

@Anonymous wrote:
I got the popup approval for 500.00. Just used it for the first time today at bath and body works

Yeah, I just found out you could use it at BBW too and did so this past weekend.....like I needed ANOTHER avenue to use this one on...crap...

Re: I see many vs angel card here. Got a question.

MsLadyRover — Tue, 09 Oct 2012 01:40:30 GMT

@Anonymous wrote:
@Anonymous wrote:
I got the popup approval for 500.00. Just used it for the first time today at bath and body works
Yeah, I just found out you could use it at BBW too and did so this past weekend.....like I needed ANOTHER avenue to use this one on...crap...

What can you use at B&BW?

Re: I see many vs angel card here. Got a question.

ninjamike81 — Tue, 09 Oct 2012 02:02:32 GMT

I have tried to get that popup for the last two days and it wont come up. is there somthing that can trigger it. iv had from 100 to 300 in the cart and still nothing...

Re: I see many vs angel card here. Got a question.

Anonymous — Tue, 09 Oct 2012 02:08:32 GMT

You can use the angel card at bath and body works....I used it there today

Re: I see many vs angel card here. Got a question.

Anonymous — Tue, 09 Oct 2012 02:31:44 GMT

@ninjamike81 wrote:
I have tried to get that popup for the last two days and it wont come up. is there somthing that can trigger it. iv had from 100 to 300 in the cart and still nothing...

From what I understand, the info you enter has to match what's on file with the CRAs exactly as they soft you for pre-approval. It used to be that you needed to have created a user account on the website. I have had success lately however with just using a guest account and not creating a profile (went on a WFNB shopping cart spree just to see what pre apps I could get). I cannot get a pre-app for Eddie Bauer to save my life though, although Buckle and Express are perfectly willing to throw credit at me apparently.

I have seen posts where people have to try multiple times before the shopping cart trick works for them. I'd keep trying. A healthy amount in the shopping cart prolly doesn't hurt, and remember if you get the pop-up and accept, you don't have to buy what's in the cart. Good luck!

Re: I see many vs angel card here. Got a question.

ninjamike81 — Tue, 09 Oct 2012 02:44:11 GMT

@Anonymous wrote:
@ninjamike81 wrote:
I have tried to get that popup for the last two days and it wont come up. is there somthing that can trigger it. iv had from 100 to 300 in the cart and still nothing...
From what I understand, the info you enter has to match what's on file with the CRAs exactly as they soft you for pre-approval. It used to be that you needed to have created a user account on the website. I have had success lately however with just using a guest account and not creating a profile (went on a WFNB shopping cart spree just to see what pre apps I could get). I cannot get a pre-app for Eddie Bauer to save my life though, although Buckle and Express are perfectly willing to throw credit at me apparently.

I have seen posts where people have to try multiple times before the shopping cart trick works for them. I'd keep trying. A healthy amount in the shopping cart prolly doesn't hurt, and remember if you get the pop-up and accept, you don't have to buy what's in the cart. Good luck!

thanks will keep trying. I tried loged in and as guest. I know I have the exact info on all three. name addy social ect.

Re: I see many vs angel card here. Got a question.

MsLadyRover — Tue, 09 Oct 2012 12:48:01 GMT

@Anonymous wrote:
You can use the angel card at bath and body works....I used it there today

That is awesome! I didn't know that. I can now earn Angel Rewards points on my Stress Relief Bath purchases!
Thanks!

Re: I see many vs angel card here. Got a question.

Xtina0508 — Tue, 09 Oct 2012 15:29:41 GMT

I just tried the shopping cart trick also. Added about $40 worth of stuff to my cart, went to check out and bammmm:

"You've been pre-approved for the Angel Credit Card, with a credit limit of $750."

Yay for new credit and soft pulls!

Re: I see many vs angel card here. Got a question.

ninjamike81 — Tue, 09 Oct 2012 15:57:18 GMT

couldent get it to pop up for me but I entered wifes info and pr approval poped up for 350..... and it approved her for 350 card mailed out in 10 days