topic Re: My Blue App Status in Credit Cards

My Blue App Status

Red1Blue — Thu, 07 Feb 2008 09:17:31 GMT

Here is the status for my Blue App I filled out last night from the Link ducky posted. It is being processed and no instant decline. Let us see in the next few days what happens to this app.

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Feb 06, 2008 BLUE FROM AMERICAN EXPRESS In Progress We will notify you once your application has been processed, or if we need additional information. If you wish to view an electronic communication of your decision details once we have made a decision,

Re: My Blue App Status

llecs — Thu, 07 Feb 2008 10:54:24 GMT

Good luck.

Re: My Blue App Status

orl2185 — Thu, 07 Feb 2008 12:43:03 GMT

concorduser wrote:
Here is the status for my Blue App I filled out last night from the Link ducky posted. It is being processed and no instant decline. Let us see in the next few days what happens to this app.
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Feb 06, 2008 BLUE FROM AMERICAN EXPRESS In Progress We will notify you once your application has been processed, or if we need additional information. If you wish to view an electronic communication of your decision details once we have made a decision,

GL there, keep us posted....

Re: My Blue App Status

Anonymous — Thu, 07 Feb 2008 14:59:18 GMT

good luck! hope you finally get it!

Re: My Blue App Status

Anonymous — Thu, 07 Feb 2008 15:05:01 GMT

goodest of luck concord! Let us know how it goes.

Re: My Blue App Status

Anonymous — Thu, 07 Feb 2008 15:15:31 GMT

GL. I'd call them.

Re: My Blue App Status

Red1Blue — Thu, 07 Feb 2008 16:00:22 GMT

I am going to wait and see what they say. I got preapproval so I apped for it. But as my car loan reported it CRA's my EX dropped by 30 points and it is at 630 now. I am not sure how it looks for my app. I'll wait few days and see what happens to my app. Hope I'll get it. Let us see.

Re: My Blue App Status

Red1Blue — Thu, 07 Feb 2008 17:03:03 GMT

My app is declined for blue with the same message that "I have an active recovery product". I called Amex and asked what that means. She said since I got my Optima on Jan 8th, I have to wait 90 days before I apply for another credit product.

When I asked her about what is the message about Recovery Product, she is not sure why that message. She said apply back after 90 days from the day I got the Optima and they will consider for the new card. She did not say any thing about I have to close my Oasis card before I can get another card with them.

Any way I have Platinum and Optima and I am not in a rush to get the new card. I'll try to get my scores up in the mean time and also pay off 40% on my car loan and keep things clean and then apply for JetBlue Biz card or Blue Biz Card.

She also said they have an internal system to check and they did not pull my CR. That is good to hear as I dont have to take a hit for this. Not bad overall. I guess we learn some thing every day.

Re: My Blue App Status

Anonymous — Thu, 07 Feb 2008 17:10:14 GMT

Good info concord.

Sorry for the decline though.

3 months goes by in a hurry. Do it again then.

Re: My Blue App Status

Marvintran — Thu, 07 Feb 2008 17:11:33 GMT

Hi Concor.

The 90 days that she tell you that is not true, because I app for the Amex Plum around 11-21-07 and got approved and just app agian for the Delta personal and Blue cash for Business and got approved around 1-21-08 and just received my cards last week.

Re: My Blue App Status

Anonymous — Thu, 07 Feb 2008 17:13:33 GMT

concorduser wrote:

She also said they have an internal system to check and they did not pull my CR. That is good to hear as I dont have to take a hit for this. Not bad overall. I guess we learn some thing every day.

That's good to know.

Re: My Blue App Status

Red1Blue — Thu, 07 Feb 2008 17:14:17 GMT

Thanks Sylvia. I'll wait few months and app for it. There is no pressing need for me any. I am glad it did not cost me a hard inq, that made me more happy.

Re: My Blue App Status

Anonymous — Thu, 07 Feb 2008 17:14:33 GMT

Hey concor, did you ever post up pics of the package your plat amex came in?

Re: My Blue App Status

Red1Blue — Thu, 07 Feb 2008 17:16:45 GMT

Hi Marvin, I tend to agree with you. Again these CSR's at Amex does not seem to understand what is happening either. Any way, I am not in a hurry, I'll wait few months and app for the blue biz card. I am glad this app did not cost me hard inq.

Re: My Blue App Status

Anonymous — Thu, 07 Feb 2008 17:37:51 GMT

Does this always hold true? Once you are in with Amex are you allowed to apply for other products with no hard inquiry?

Re: My Blue App Status

Anonymous — Thu, 07 Feb 2008 18:59:14 GMT

FretlessMayhem wrote:
Does this always hold true? Once you are in with Amex are you allowed to apply for other products with no hard inquiry?

No, it doesn't hold true. Any time you apply for new credit, count on a hard inquiry, regardless of whether you have an existing relationship with the lender, including Amex.

If you escape with only a soft, count yourself lucky.

Re: My Blue App Status

Red1Blue — Thu, 07 Feb 2008 22:58:49 GMT

As cheddar said, it is safe to assume there would be a hard inq even if you are a card member. When I apped for Platinum there was one hard. When I apped for Plum there was one hard. However for JetBlue Biz card there was no inq. I think I was lucky in that regard.