topic Re: Discover More arrived today...with a nice surprise! in Credit Cards

Discover More arrived today...with a nice surprise!

isoldmyatlas — Sat, 13 Oct 2012 00:36:00 GMT

Despite my meager credit history, they gave me the 15 months 0% APR! I thought for sure I wouldn't get any kind of intro period. Not that I'll need to use it, but still, it feels pretty nice to have been accepted for that offer. After that the APR is 18.99%. World of difference from my Cap1 24.9% APR!!

Hopefully Chase Amazon comes in tomorrow's mail and I can settle into the garden with all my new seeds.

Re: Discover More arrived today...with a nice surprise!

webhopper — Sat, 13 Oct 2012 00:37:20 GMT

Congrats... discover more and chase amazon is a good combination! I have both

Re: Discover More arrived today...with a nice surprise!

webhopper — Sat, 13 Oct 2012 00:39:43 GMT

What limits did you get?

Re: Discover More arrived today...with a nice surprise!

Epcot — Sat, 13 Oct 2012 00:41:12 GMT

Congrats! That's a nice limit on the Discover card.

webhopper, the limits are in the signature.

Re: Discover More arrived today...with a nice surprise!

webhopper — Sat, 13 Oct 2012 00:46:09 GMT

Haha I see now. I was on mobile view on my kindle fire and didn't see the siggys

nice startiing limit with discover! Try calling chase to recon your limit. Tell the analyst that discover gave you 3k and you were wondering if chase would be kind enough to match the 3k limit from discover as you plan on using both cards equally.

Re: Discover More arrived today...with a nice surprise!

isoldmyatlas — Sat, 13 Oct 2012 00:49:59 GMT

As much as I would love that, I feel like that would be kind of pushing it with Chase, especially since I had to recon with them just to get approval! Has anyone had any luck with a double recon like that?

Re: Discover More arrived today...with a nice surprise!

webhopper — Sat, 13 Oct 2012 00:59:39 GMT

It doesn't hurt to ask... chase is pretty decent. No harm no foul.

Re: Discover More arrived today...with a nice surprise!

TeeandDee — Sat, 13 Oct 2012 01:05:12 GMT

Congratulations!! I have both Discover More and Chase Amazon! Discover has been great! Just got a CLI last month! I just received my Chase Amazon in the mail last week!!! It's my highest limit yet! Hey did you get the cool black card? I hear it's pretty nice! lol! Congrats again!!

Re: Discover More arrived today...with a nice surprise!

isoldmyatlas — Sat, 13 Oct 2012 01:05:17 GMT

I wonder if they'd bump me up to $1000 without a hard pull. I'd even be psyched about that. Would that be a call to a backdoor number before activation or what?

Re: Discover More arrived today...with a nice surprise!

isoldmyatlas — Sat, 13 Oct 2012 01:07:52 GMT

@TeeandDee wrote:
Congratulations!! I have both Discover More and Chase Amazon! Discover has been great! Just got a CLI last month! I just received my Chase Amazon in the mail last week!!! It's my highest limit yet! Hey did you get the cool black card? I hear it's pretty nice! lol! Congrats again!!

I did request the black one! I thought about getting the crazy lime green one but was worried I'd hate the color after a while so I went for the safe option. I haven't seen the black one in person yet. Hopefully it's cute. The Discover card is a bit more sparkly than I thought it would be but I like it a lot!

Re: Discover More arrived today...with a nice surprise!

webhopper — Sat, 13 Oct 2012 01:08:02 GMT

I sent a secured message and asked for the black card. So I have the black one now. I think its worth a call to the backdoor number or executive office

Re: Discover More arrived today...with a nice surprise!

webhopper — Sat, 13 Oct 2012 01:09:49 GMT

Don't forget to mention your green amex when you call chase asking for a higher limit

Re: Discover More arrived today...with a nice surprise!

isoldmyatlas — Sat, 13 Oct 2012 01:11:30 GMT

Should I call them before or after I activate?

Re: Discover More arrived today...with a nice surprise!

TeeandDee — Sat, 13 Oct 2012 01:13:44 GMT

@webhopper wrote:
I sent a secured message and asked for the black card. So I have the black one now. I think its worth a call to the backdoor number or executive office

Hey webhopper can I do the same thing even though I just received my card? Does that matter?

Re: Discover More arrived today...with a nice surprise!

migliogiorni — Sat, 13 Oct 2012 01:16:30 GMT

congrats love my card, I know you will too!!!

Re: Discover More arrived today...with a nice surprise!

webhopper — Sat, 13 Oct 2012 01:17:43 GMT

Yes you probably can. My black amazon is the sexiest card I have. Super cool design

Re: Discover More arrived today...with a nice surprise!

webhopper — Sat, 13 Oct 2012 01:19:44 GMT

Before you activate

Re: Discover More arrived today...with a nice surprise!

isoldmyatlas — Sat, 13 Oct 2012 01:20:36 GMT

@migliogiorni wrote:
congrats love my card, I know you will too!!!

Thank you! I was really excited when they approved me for it on recon. It will get a lot of usage! I hate waiting in lines so Amazon is my savior

Re: Discover More arrived today...with a nice surprise!

flowfaster — Sat, 13 Oct 2012 01:29:52 GMT

Congrats!

Off topic: I just have to comment on the black Amazon card. Out of all my cards the new Amazon card is by far the sexiest!

Re: Discover More arrived today...with a nice surprise!

isoldmyatlas — Sat, 13 Oct 2012 01:41:32 GMT

@webhopper wrote:
Before you activate

OK, I just called the backdoor number to see if they would increase it from $800 to $1000 and they said it would be a hard pull, so I declined. I did ask how often they review accounts for increases and she said they look every 6 months and assess the spending then. The analyst I spoke to was really niceand informative; she did say that if she were me she'd wait 6-7 months, and if there wasn't an increase by then to call back so I wouldn't have 2 INQs from them within a week's time span.

I'll just have to get an increase the old-fashioned way - lots of lots of usage! I don't think that will be a problem with the holidays approaching.