topic Re: why does Discover ask you if that's enough cred in Credit Cards

why does Discover ask you if that's enough cred

migliogiorni — Mon, 15 Oct 2012 21:36:13 GMT

When I app'd for my more card the csr told me congrats your limit is 1k, is that enough? Now after reading posts on here I realize Discover doesn't overturn opening CL's. Sooo really why ask?? umm I dun get it...

Re: why does Discover ask you if that's enough cred

flowfaster — Mon, 15 Oct 2012 21:50:56 GMT

Lol I know right. They asked me too and I was like, "not really". She said, well there is nothing I can do but you should call back in 6 months. At the time I was thinking, then why did you just ask me? They raised me to 5k with a soft pull after 1 year. Discover is still good with me.

Re: why does Discover ask you if that's enough cred

migliogiorni — Mon, 15 Oct 2012 22:16:08 GMT

I know right! why ask a dead end ?!!! it's like playing with peoples emotions.

Re: why does Discover ask you if that's enough cred

flowfaster — Mon, 15 Oct 2012 22:21:03 GMT

Maybe it's some sick statistic they keep to see if the computer decision satisfied the consumer or not. The CSR marks Yes or No and then laughs at your small CL. lol JK

Re: why does Discover ask you if that's enough cred

Shogun — Mon, 15 Oct 2012 22:25:01 GMT

@flowfaster wrote:
Maybe it's some sick statistic they keep to see if the computer decision satisfied the consumer or not. The CSR marks Yes or No and then laughs at your small CL. lol JK

LOL! OK... made me laugh!

Re: why does Discover ask you if that's enough cred

migliogiorni — Mon, 15 Oct 2012 22:30:09 GMT

LMAOyou might be on to something J.K.

Re: why does Discover ask you if that's enough cred

LS2982 — Mon, 15 Oct 2012 23:53:22 GMT

@migliogiorni wrote:
I know right! why ask a dead end ?!!! it's like playing with peoples emotions.

Yup, they've played with mine enough lately.

Re: why does Discover ask you if that's enough cred

Anonymous — Tue, 16 Oct 2012 00:26:56 GMT

@flowfaster wrote:
Maybe it's some sick statistic they keep to see if the computer decision satisfied the consumer or not. The CSR marks Yes or No and then laughs at your small CL. lol JK

Or just bad scripting? But haha you might be onto something

Re: why does Discover ask you if that's enough cred

navigatethis12 — Tue, 16 Oct 2012 00:31:08 GMT

Probably just being polite, like when they ask if it is alright if they put you on hold. Maybe they can transfer you to a credit analyst if you say no.