topic Re: What a great week I've had!!! in Credit Cards

What a great week I've had!!!

Anonymous — Tue, 16 Oct 2012 16:28:27 GMT

This has been an amazing week for me. I have gone from denials to approvals with the help of tons of MyFico forums information. First, I got approved for an 19,000.00 auto loan with a 8.99% rate -down from 12.2%, then I got my cl limit raised on my GA's Own CU Visa from 500.00 to 2000.00. (no luck on a CLI with my Cap 1 unsecured with cl of 500.00 that I've had for 2 yrs ). I got a Walmart Store card with a 400.00 limit but that's ok, I've learned that card will grow with me quickly. And FINALLY.... I got approved for an AT&T Iphone without a deposit- after many years of trying. Now I'm going to the "garden" and work on improving my credit score. Hopefully I will be in the high 600's in 6 months. I do want to add, I have several baddies due to drop off of my CR the first half of next year but I have been paying my auto and student loans, and credit cards on time with no lates for the past 3 years... YAY ME!!!

Re: What a great week I've had!!!

cam006 — Tue, 16 Oct 2012 16:38:40 GMT

congrats! that is a great week. keep gardening.

Re: What a great week I've had!!!

TheConductor — Tue, 16 Oct 2012 16:53:01 GMT

Great news!

Ask for a CLI on that Walmart in 4 months - should be a soft pull. Otherwise, stay in that garden and watch the scores go up!!

Re: What a great week I've had!!!

Anonymous — Tue, 16 Oct 2012 16:58:54 GMT

Awesome!!!

Yay to you, for sure!

Good job.

Re: What a great week I've had!!!

Anonymous — Tue, 16 Oct 2012 17:35:25 GMT

Great news! Keep it up!

Re: What a great week I've had!!!

Anonymous — Tue, 16 Oct 2012 17:44:36 GMT

Thanks everyone! I wish, I would have known the importance of having good credit when I was younger then I wouldn't be in my 40's trying to acheive it. . I stress the importance to my kids now how important it is and I need to practice what I preach so I can be a good role model to them (credit wise).

Re: What a great week I've had!!!

Hightechredneck — Tue, 16 Oct 2012 17:46:42 GMT

Good, news! now start gardening!

Re: What a great week I've had!!!

Epcot — Tue, 16 Oct 2012 17:54:36 GMT

Congrats! Admirable goals. Keep up the good work!

Re: What a great week I've had!!!

migliogiorni — Tue, 16 Oct 2012 19:08:27 GMT

congrats, enjoy that new iphone!

Re: What a great week I've had!!!

webhopper — Tue, 16 Oct 2012 19:11:47 GMT

@Anonymous wrote:
This has been an amazing week for me. I have gone from denials to approvals with the help of tons of MyFico forums information. First, I got approved for an 19,000.00 auto loan with a 8.99% rate -down from 12.2%, then I got my cl limit raised on my GA's Own CU Visa from 500.00 to 2000.00. (no luck on a CLI with my Cap 1 unsecured with cl of 500.00 that I've had for 2 yrs ). I got a Walmart Store card with a 400.00 limit but that's ok, I've learned that card will grow with me quickly. And FINALLY.... I got approved for an AT&T Iphone without a deposit- after many years of trying. Now I'm going to the "garden" and work on improving my credit score. Hopefully I will be in the high 600's in 6 months. I do want to add, I have several baddies due to drop off of my CR the first half of next year but I have been paying my auto and student loans, and credit cards on time with no lates for the past 3 years... YAY ME!!!

Keep up the good work!

Re: What a great week I've had!!!

Anonymous — Tue, 16 Oct 2012 20:18:50 GMT

Congrats