topic Credit Cards and paying balances, Inquiry? in Credit Cards https://ficoforums.myfico.com/t5/Credit-Cards/Credit-Cards-and-paying-balances-Inquiry/m-p/1647148#M455651 <P>I prefer not to keep a balance on any cards and do not as of yet, I like to pay everything off before the statement due date and then stop using the card till it reports for that month.&nbsp; For banks like American Express and Chase which offer credit cards, it seems like they do not like people not paying off their balances within a few months, could anyone concur with this notion?&nbsp; Maybe small balances are not much of concern but probable over 1k or2k I'm sure they may get nervous.&nbsp; So I wonder when people say their bank closed my account even though I was always on time with my payments maybe its the fact that a customer was carrying a balance of 1-2k and had a late on another card which the issuing bank would probably see as a concern. I am sure some people carrying higher balances must slip through the cracks.</P> Wed, 17 Oct 2012 00:06:35 GMT Anonymous 2012-10-17T00:06:35Z Credit Cards and paying balances, Inquiry? https://ficoforums.myfico.com/t5/Credit-Cards/Credit-Cards-and-paying-balances-Inquiry/m-p/1647148#M455651 <P>I prefer not to keep a balance on any cards and do not as of yet, I like to pay everything off before the statement due date and then stop using the card till it reports for that month.&nbsp; For banks like American Express and Chase which offer credit cards, it seems like they do not like people not paying off their balances within a few months, could anyone concur with this notion?&nbsp; Maybe small balances are not much of concern but probable over 1k or2k I'm sure they may get nervous.&nbsp; So I wonder when people say their bank closed my account even though I was always on time with my payments maybe its the fact that a customer was carrying a balance of 1-2k and had a late on another card which the issuing bank would probably see as a concern. I am sure some people carrying higher balances must slip through the cracks.</P> Wed, 17 Oct 2012 00:06:35 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Credit-Cards-and-paying-balances-Inquiry/m-p/1647148#M455651 Anonymous 2012-10-17T00:06:35Z