topic Re: Application pending? in Credit Cards

Application pending?

Hightechredneck — Wed, 17 Oct 2012 18:22:25 GMT

I just got an e-mail back from First Bank Card. There is a place to check the status of an application. I did that and it says it's "pending" not shot down just "pending" so can I assume that this is good or bad?

Re: Application pending?

webhopper — Wed, 17 Oct 2012 18:26:24 GMT

@obageegee wrote:
I just got an e-mail back from First Bank Card. There is a place to check the status of an application. I did that and it says it's "pending" not shot down just "pending" so can I assume that this is good or bad?

At this point, you aren't automatically denied. I would take that as a good sign

Good luck man!

Re: Application pending?

Anonymous — Wed, 17 Oct 2012 18:26:24 GMT

Probably pending a manual review and/or verification. They did that to me. They sent me a letter asking for my DL and paystub. I threw it away. Wasted a HP

Re: Application pending?

Hightechredneck — Wed, 17 Oct 2012 18:31:36 GMT

DL? don't see that on the abbreviations list :-(

Re: Application pending?

Anonymous — Wed, 17 Oct 2012 18:37:57 GMT

@obageegee wrote:
DL? don't see that on the abbreviations list :-(

Driver's License

Re: Application pending?

Hightechredneck — Wed, 17 Oct 2012 18:39:19 GMT

Thanks Webhopper!

Re: Application pending?

webhopper — Wed, 17 Oct 2012 18:51:37 GMT

@Omaplatypus wrote:
Probably pending a manual review and/or verification. They did that to me. They sent me a letter asking for my DL and paystub. I threw it away. Wasted a HP

Ummm sounds like you were approved, why didn't you send them the requested information?

They just wanted to verify identity and / or employment... don't see why this had to result in a wasted HP, its just due diligence..... If you still want the card, call them and ask if you can fax them the info.

Re: Application pending?

Anonymous — Wed, 17 Oct 2012 18:57:01 GMT

Yeah, I didn't want it after the fact. Shouldn't have apped for it. I wasn't as savvy a few months ago. Had the same thing happen with Discover. They kept calling me and I straight up told them to stop calling and I'm not interested anymore. Didn't realize until I started with this forum that all they wanted was verification. Oh well. Lesson learned.

Re: Application pending?

webhopper — Wed, 17 Oct 2012 18:59:14 GMT

@Omaplatypus wrote:
Yeah, I didn't want it after the fact. Shouldn't have apped for it. I wasn't as savvy a few months ago. Had the same thing happen with Discover. They kept calling me and I straight up told them to stop calling and I'm not interested anymore. Didn't realize until I started with this forum that all they wanted was verification. Oh well. Lesson learned.

That's too bad, Discover is a good company to do business with. At least they attempted to follow up instead of straight up declining and not caring

Re: Application pending?

Chadsnana — Wed, 17 Oct 2012 19:14:05 GMT

I have applied for 6 CCs recently. Four out of six said that it was pending review and I had to call. They usually just wanted to verify information like address, employment, etc. It seems to be common practice and not indicative at all of them turning you down.

Re: Application pending?

youngandcreditwrthy — Wed, 17 Oct 2012 22:46:48 GMT

Yeah, I had to do that addy verification with Amex BCE.