topic Re: Wow! in Credit Cards

Wow!

7PM789 — Thu, 18 Oct 2012 05:03:16 GMT

I just got my first free Trans Union FICO from walmart and I couldn't believe what I seen... 756 I'm shocked!

The two reasons I was given for it not being higher were

1) You have a short credit history.

2) You've recently been looking for credit.

I think a 756 is awesome considering my credit journey began less than two years ago with nothing more than a secured card from my local credit union and the extremely valuable knowledge I've gained from this amazing forum board.

Thank you everyone, you've helped me greatly through your experiences and input.

Re: Wow!

Anonymous — Thu, 18 Oct 2012 05:15:35 GMT

Nice score, Congrats!!!

Re: Wow!

creditnocash — Thu, 18 Oct 2012 05:17:58 GMT

congrats +2

i started with a 738 and even with all inq and new accts only dropped to 724. which is still pretty darn good for an aaoa of 7/8 months.

Re: Wow!

migliogiorni — Thu, 18 Oct 2012 06:23:44 GMT

sweet score gotta love the free

TU.

Re: Wow!

Anonymous — Thu, 18 Oct 2012 06:54:38 GMT

Congrats!! We are right there haha

Re: Wow!

7PM789 — Thu, 18 Oct 2012 07:30:35 GMT

I know, I have an aaoa of 7.2 months right now and two new cards that haven't even hit 1 month yet. Trans Union has always been my lowest score for some reason. When I bought my truck my Experian was 716, Equifax was 727 and my Trans Union was 698, my Trans Union only had 2 inquiries on it at that time.

Re: Wow!

Anonymous — Thu, 18 Oct 2012 08:48:53 GMT

Congrats

Re: Wow!

JonStur — Thu, 18 Oct 2012 10:24:11 GMT

Keep up the good work..

Re: Wow!

bettercreditguy1 — Thu, 18 Oct 2012 11:38:50 GMT

Pay in full and on time and you can reach 800 without any car or house loan. My Son, has an 817 with no cc's and no house loan. He has obtained that status with three pif car loans.

Re: Wow!

Anonymous — Thu, 18 Oct 2012 15:12:08 GMT

Congrats!!!Not a bad score...one of my friends tell me about this.

And i see really good...Its dead easy and pretty difficult to go wrong.