topic Re: Tips .. cash advance ? in Credit Cards

Tips .. cash advance ?

Anonymous — Fri, 19 Oct 2012 18:52:37 GMT

lastnight i used my amex for dinner, and for the 1st time i got a oh this card is nice comment. She quickly flowwed up with are tips on this card cash advances .. now perhaps she was fishing for a tip.. but it made me think. I have never thouhght about this

are tips a cash advance ?

Re: Tips .. cash advance ?

wallyworld123 — Fri, 19 Oct 2012 18:56:47 GMT

tips are not cash advance.

Re: Tips .. cash advance ?

Duncanrr — Fri, 19 Oct 2012 18:57:08 GMT

No. They are part of the bill and in many higher end places now it is already included in the bill (a practice I hate!)

Re: Tips .. cash advance ?

flowfaster — Fri, 19 Oct 2012 19:04:41 GMT

I would choose not to eat at a place that included the tip in the bill. I like to tip on how well the service is. Unless I was 100% geting laid. Lol jk on the last part.

Re: Tips .. cash advance ?

jsickz32 — Fri, 19 Oct 2012 19:04:58 GMT

Little tip for my ficonauts, make sure you make a line on the tip part if you are gonna tip them with cash. One time they gave themselves a $15 tip for a $18 worths of drinks and i didnt noticed until 2 weeks later.

Re: Tips .. cash advance ?

youngandcreditwrthy — Fri, 19 Oct 2012 19:13:40 GMT

Tips are NOT a cash advance lol....

I actually was pretty drunk one night and forgot to close my tab, and they charged me a crap load in tips one night a couple of years ago.. :-(

Re: Tips .. cash advance ?

injustifiiable — Fri, 19 Oct 2012 19:17:06 GMT

Some people prefer their tips in cash so they don't have to run it through the POS system at the end of the night.

Re: Tips .. cash advance ?

youngandcreditwrthy — Fri, 19 Oct 2012 19:25:42 GMT

I actually like to keep cash on me for tips.. because I used to like that when I was a server, plus it makes me think twice about tipping too crazy with my credit LOL after a few drinks. ahhaa

Re: Tips .. cash advance ?

Anonymous — Fri, 19 Oct 2012 19:28:07 GMT

Definitely always fill that slip out showing no tip if you tip in cash. Back when I was a server we had a couple of girls fired because they would give themselves tips on card slips that weren't filled out.

Re: Tips .. cash advance ?

jsickz32 — Fri, 19 Oct 2012 19:45:46 GMT

one time i gave a girl a $3 tip and she said "aww come on im a single mom with 2 kids" -_- so i gave her two more.

Re: Tips .. cash advance ?

Anonymous — Fri, 19 Oct 2012 20:37:35 GMT

Thanks guys I really never thought about it, i will keep cash on me for this from now on. I try to tip 20% or more depending on service, but sometimes servers make it so hard.

Re: Tips .. cash advance ?

youngandcreditwrthy — Fri, 19 Oct 2012 20:40:50 GMT

Ugh I hate tipping bad... especially after being a server, but sometimes service just SUCKS... the other day I was at Olive Garden... had a bill of like forty bucks and spent like THIRTY MINUTES waiting to get the check..... SO ANNOYING.

GRRRR

Re: Tips .. cash advance ?

cashnocredit — Fri, 19 Oct 2012 21:03:40 GMT

@youngandcreditwrthy wrote:
Ugh I hate tipping bad... especially after being a server, but sometimes service just SUCKS... the other day I was at Olive Garden... had a bill of like forty bucks and spent like THIRTY MINUTES waiting to get the check..... SO ANNOYING.

GRRRR

Lol. Yeah I can relate.

I love the fact Amex seperates out tip reporting as well as AU charges. OTOH, I suspect that the amount of tips goes into both internal exposure scores and their marketing. High tips and charges indicate customers are more likely to spend more and this helps their argument for higher merchant fees.

I usually tip 25 to 30%. Service has to be pretty mediocre for it to drop to 20% or less. I did that when I paid cash and I do it with CCs. The cheaper the place, the higher percentage I leave since the wait staff still has to work and they tend to work more for what they get.

Re: Tips .. cash advance ?

TheConductor — Fri, 19 Oct 2012 21:12:36 GMT

one time i gave a girl a $3 tip and she said "aww come on im a single mom with 2 kids" -_- so i gave her two more.

Bucks, or kids?

Re: Tips .. cash advance ?

Duncanrr — Fri, 19 Oct 2012 21:35:49 GMT

My tips go between 5-25% depending on level of service, quality of place and the like. Of a place has a preset tip on check I don't tip anything more with the exception if the reason for the auto tip % was due to large party.

Re: Tips .. cash advance ?

jsickz32 — Fri, 19 Oct 2012 22:57:07 GMT

@TheConductor wrote:
one time i gave a girl a $3 tip and she said "aww come on im a single mom with 2 kids" -_- so i gave her two more.
Bucks, or kids?

one of each lol jk. it was for a $4.50 beer so i think $2 dollar tip was good enough for that but then again it was at a strip club...

im not gonna lie, there been times where i gave a girl a big tip just cuz she was hot ass hell....

Re: Tips .. cash advance ?

XxRaVeNxX — Sat, 20 Oct 2012 03:11:29 GMT

Being a prior server/bartender...we prefer cash to credit card tips, since it's income that isn't reported to the IRS...

Re: Tips .. cash advance ?

TheConductor — Mon, 22 Oct 2012 14:49:53 GMT

It's income that isn't automatically reported to the IRS on servers' behalf.

That doesn't mean it should not be reported. Legally, it should.

Some servers may not make the legal choice, but we are clearly and unequivocally not advocating that on this board.

Re: Tips .. cash advance ?

Duncanrr — Mon, 22 Oct 2012 15:47:38 GMT

@XxRaVeNxX wrote:
Being a prior server/bartender...we prefer cash to credit card tips, since it's income that isn't reported to the IRS...

Ok, I'll give you a cash tip but then I'll deduct 20% from the tip I was going to leave and send it to the IRS for ya I'll not go through the extra hoop of leaving a cash tip when I pay by credit card just so the server/bartender can commit an illegal act.

Re: Tips .. cash advance ?

Anonymous — Tue, 23 Oct 2012 01:22:50 GMT

@XxRaVeNxX wrote:
Being a prior server/bartender...we prefer cash to credit card tips, since it's income that isn't reported to the IRS...

I leave cash tips when waitresses bring me a bill that seems a little light.