topic Re: GE BANK CARD HOLDERS :) in Credit Cards

GE BANK CARD HOLDERS :)

Anonymous — Tue, 23 Oct 2012 00:48:39 GMT

Hey everybody I just wanted to ask y'all what credit cards and retail cards are issue by Gebank I would like to know to study them for future cards that I want to get after the garden in 2 years Please explain the card that u personally have and whats good about it I would really appreciate it

Re: GE BANK CARD HOLDERS :)

pinoyscorpion951 — Tue, 23 Oct 2012 01:27:31 GMT

So I went on a GE app spree lately and got approved for 3 of them. Walmart, Old Navy and TJX. The Walmart card you can use at Sam's Club also and you can sign up for a free TU fico score every month. Walmart has a promo right now for zero percent financing on all electronic purchases over $429. The Old Navy card can be used also at Gap, Banana Republic, Athleta, and Piperlime. I'll get more into Old Navy in a bit. The TJX card can be used at Marshalls, TJ Maxx, and Home Goods. You earn five points for every dollar spent. After 1,000 points earned you get $10 in store credit. Of the three, Old Navy is my favorite. Right now they are having what is called the "Stuff and Save" sale. On the first day of the sale you save 40 percent on everything plus 10 percent off for 60 days if you open an Old Navy account. That's 50 PERCENT off everything in the store. In addition to this, you get 10 dollars in Old Navy supercash for every $25 spent to use on purchases in November. The first day I used this card I got about 300 dollars worth of stuff for 150 dollars. Didnt pay over 6 dollars for one item and the shirts on clearance I bought for my kids wound up being $1.48 after all the discounts. My wife and I have been going back repeatedly and have racked up $100 dollars in super cash. In addition to all this, you earn points for every dollar amount you spend and earn bonus points for doing things like signing up for online account management and email notifications. On top of the $100 in supercash that we've earned, we also have an additional $15 in rewards from earning points. I love this card!! I just paid it in full. Hope to get a CLI soon in time for the holidays. LOL!

Re: GE BANK CARD HOLDERS :)

armbenderc — Tue, 23 Oct 2012 01:29:04 GMT

I like Wal-Mart!

1) Free TU FICO

2) Grow with you.

3) You may get upgrade to Discover, unless you start off with it.

4) 15 cents per gallon off on gas.

5) It's Wal-Mart, one stop shop!

Re: GE BANK CARD HOLDERS :)

Anonymous — Tue, 23 Oct 2012 01:44:48 GMT

Wow that's was a good I should have applied for the Walmart tough I only got the Paypal MasterCard extras the jcpenny card and amazon store card I know I would be killing my luck if I try Walmart I have plenty of inquiries and don't know if would be such a good idea Plus the transunion score is a really good thing to have tear tear lol. Thanks for the replys Guys. TJX. sounds really good as well

Re: GE BANK CARD HOLDERS :)

gijoe4500 — Tue, 23 Oct 2012 01:50:36 GMT

I currently have 3 GE backed cards. Walmart, Lowes, and Paypal Extras. The Paypal Extras card is my everyday use card. The others see little to no use.

Re: GE BANK CARD HOLDERS :)

masscredit — Tue, 23 Oct 2012 02:05:35 GMT

This info might help -

http://www.gecapital.com/en/our-company/retail-partners.html

Does anyone think that it's easier to get other GE Bank cards if you already have one or two in good standing?

Re: GE BANK CARD HOLDERS :)

youngandcreditwrthy — Tue, 23 Oct 2012 02:08:17 GMT

I like 'em all... They are great cards generally speaking and many have the ability to upgrade to Visa/MC/Amex/Discvr versions... I have these and like 'em for one reason or another: Dillard's $7k limit, started at $400 Walmart Discvr $5k limit, started at $800 JCPenney $4.9k limit, started at $700 Lowe's $12k limit, started at $500 Banana Republic Visa $7k limit, started at $400 Paypal Extras Platinum MC $7k limit, started at $2k Chevron $1.5k limit, started at $700 I think that's all haha. GECRB has so many retail cards it's unreal... They are EXCELLENT for building/maintaining creditworthiness... I can't stress that enough!! Lol Btw, I'm 23 :-P

Re: GE BANK CARD HOLDERS :)

youngandcreditwrthy — Tue, 23 Oct 2012 02:09:20 GMT

amazon is good too! I have a $3k limit there haha started at $1200.

Re: GE BANK CARD HOLDERS :)

pinoyscorpion951 — Tue, 23 Oct 2012 02:18:14 GMT

@Anonymous wrote:
Wow that's was a good I should have applied for the Walmart tough I only got the Paypal MasterCard extras the jcpenny card and amazon store card I know I would be killing my luck if I try Walmart I have plenty of inquiries and don't know if would be such a good idea Plus the transunion score is a really good thing to have tear tear lol. Thanks for the replys Guys. TJX. sounds really good as well

Just for reference purposes, I had 20 inquiries on transunion when I applied for Walmart. I'm one year post BK7, have NUMEROUS new accounts, a 659 TU fico and a few baddies left on my report from 4 years ago and still got approved!!!!! $2100 starting limit which I reconned to 3700 immediately after being approved. Made up a story stating the credit limit wasnt enough for the purchase I was going to make. Apply in store if you do and apply in the electronics section to make it appear that you will purchase a big ticket item. I bet you will get approved and for a big starting limit. Again YMMV and good luck if you do. It worked out for me.

Re: GE BANK CARD HOLDERS :)

Anonymous — Tue, 23 Oct 2012 02:32:45 GMT

@pinoyscorpion951 wrote:
So I went on a GE app spree lately and got approved for 3 of them. Walmart, Old Navy and TJX. The Walmart card you can use at Sam's Club also and you can sign up for a free TU fico score every month. Walmart has a promo right now for zero percent financing on all electronic purchases over $429. The Old Navy card can be used also at Gap, Banana Republic, Athleta, and Piperlime. I'll get more into Old Navy in a bit. The TJX card can be used at Marshalls, TJ Maxx, and Home Goods. You earn five points for every dollar spent. After 1,000 points earned you get $10 in store credit. Of the three, Old Navy is my favorite. Right now they are having what is called the "Stuff and Save" sale. On the first day of the sale you save 40 percent on everything plus 10 percent off for 60 days if you open an Old Navy account. That's 50 PERCENT off everything in the store. In addition to this, you get 10 dollars in Old Navy supercash for every $25 spent to use on purchases in November. The first day I used this card I got about 300 dollars worth of stuff for 150 dollars. Didnt pay over 6 dollars for one item and the shirts on clearance I bought for my kids wound up being $1.48 after all the discounts. My wife and I have been going back repeatedly and have racked up $100 dollars in super cash. In addition to all this, you earn points for every dollar amount you spend and earn bonus points for doing things like signing up for online account management and email notifications. On top of the $100 in supercash that we've earned, we also have an additional $15 in rewards from earning points. I love this card!! I just paid it in full. Hope to get a CLI soon in time for the holidays. LOL!

what are you limits on those cards ?? im sure are good

UPDATE ON WALMART CREDIT CARD :)

Anonymous — Tue, 23 Oct 2012 02:47:24 GMT

!!!!!!!!!!!! WELL OMG WHERE DO I START GUYS AFTER READING THIS MESSAGES ABOUT THE WALMART CREDIT CARD I DECIDE IT TO APPLY ONLINE I WAS LIKE WHAT THE HELL!!!!!!! LET IT BE THE LAST INQUIRY ON MY REPORT BEFORE I GO TO THE GARDEN FOR 2 YEARS.... SO I WENT AND APPLY THEN I GOT THE USUSAL RESPONCE 7 TO 10 DAYS NOTICE.... SO I WAS LIKE WHATEVER RIGHT SO COME BACK TO THE FURUM WENT TO BACKDOOR NUMBERS AND CALL THE WALMART PERSONAL ACCOUNTS NUMBER AND WHEN I CALL THIS DUDE ANSWER THE PHONE....AND I SAID IM CALLING REWARDING MY WALMART CREDIT APLICATION I WAS GIVEN THE SCREEN ON THE COMPUTER WITH THE MESSAGE CALL TO PROCESS YOU APLICATION FASTER.....OF COURSE THE WAS A LIL WHITE LIE LOL.... THEN HE TRANSFER ME TO ANOTHER WALMART SPECIALIST AND SHE JUST ASK ME FOR ALL MY INFO ON THE APLICATION AND THEN SHE ASK ME FOR SECURITY QUESTION TO PREVENT IDENTIDY THEF BLABLABA 3 QUESTION WICH I ANSWER CORRECT THEN SHE SAID HOLD ON SIR THEN SHE SAID WELL CONGRATULATIONS MR YOUR CREDIT CARD APPLICATION HAS BEEN APPROVED WITH A 800 DOLLARS LIMIT AND TO MY BIG SURPISE IS THE DISCOVER CARD !!!!!!!! IM SO HAPPY NOW IN ONE WEEK FOR GE BANK CARD............. PAYPAL EXTRAS 2000 JCPENNY 500 AMAZON 1200 AND WALMART 800 ALL OF THAT JUST WITH 6 MONTH CREDIT HISTORY AND WITH A CAPITALONE 500 LIMIT NO BADDIES NO COLLECTIONS NO NOTHING GUYS ONLY 10 INQUIRIES THATS ALL IT COST IM READY TO GARDEN FOR 2 YEARS THANK YOU TO YOU GUYS AND TO FICO FORUM

Re: UPDATE ON WALMART CREDIT CARD :)

Epcot — Tue, 23 Oct 2012 02:50:54 GMT

Congrats ezef3ar, that's great! A good way to enter the garden on a high note.

Re: GE BANK CARD HOLDERS :)

Anonymous — Tue, 23 Oct 2012 03:05:57 GMT

I got.room to go. Discover more. Wamart discover

Re: UPDATE ON WALMART CREDIT CARD :)

pinoyscorpion951 — Tue, 23 Oct 2012 03:10:20 GMT

@Anonymous wrote:
!!!!!!!!!!!! WELL OMG WHERE DO I START GUYS AFTER READING THIS MESSAGES ABOUT THE WALMART CREDIT CARD I DECIDE IT TO APPLY ONLINE I WAS LIKE WHAT THE HELL!!!!!!! LET IT BE THE LAST INQUIRY ON MY REPORT BEFORE I GO TO THE GARDEN FOR 2 YEARS.... SO I WENT AND APPLY THEN I GOT THE USUSAL RESPONCE 7 TO 10 DAYS NOTICE.... SO I WAS LIKE WHATEVER RIGHT SO COME BACK TO THE FURUM WENT TO BACKDOOR NUMBERS AND CALL THE WALMART PERSONAL ACCOUNTS NUMBER AND WHEN I CALL THIS DUDE ANSWER THE PHONE....AND I SAID IM CALLING REWARDING MY WALMART CREDIT APLICATION I WAS GIVEN THE SCREEN ON THE COMPUTER WITH THE MESSAGE CALL TO PROCESS YOU APLICATION FASTER.....OF COURSE THE WAS A LIL WHITE LIE LOL.... THEN HE TRANSFER ME TO ANOTHER WALMART SPECIALIST AND SHE JUST ASK ME FOR ALL MY INFO ON THE APLICATION AND THEN SHE ASK ME FOR SECURITY QUESTION TO PREVENT IDENTIDY THEF BLABLABA 3 QUESTION WICH I ANSWER CORRECT THEN SHE SAID HOLD ON SIR THEN SHE SAID WELL CONGRATULATIONS MR YOUR CREDIT CARD APPLICATION HAS BEEN APPROVED WITH A 800 DOLLARS LIMIT AND TO MY BIG SURPISE IS THE DISCOVER CARD !!!!!!!! IM SO HAPPY NOW IN ONE WEEK FOR GE BANK CARD............. PAYPAL EXTRAS 2000 JCPENNY 500 AMAZON 1200 AND WALMART 800 ALL OF THAT JUST WITH 6 MONTH CREDIT HISTORY AND WITH A CAPITALONE 500 LIMIT NO BADDIES NO COLLECTIONS NO NOTHING GUYS ONLY 10 INQUIRIES THATS ALL IT COST IM READY TO GARDEN FOR 2 YEARS THANK YOU TO YOU GUYS AND TO FICO FORUM

WHOOOOHOOOOO!!!!! CONGRATS!!!! Call back and recon that credit limit immediately!!!! Tell them you want to take advantage of the zero percent financing for 18 months on electronics and the available credit is not enough to make your purchase. Ask for double what they gave you. If they decline you, chances are good you will get a counter offer. If not, then you're no worse off. Dang ezef3ar!!!! Your on a roll. If you would have applied in store, I'm certain your credit limit would have been higher. It's ok though, its a GE card in a year you'll be up to 2000!!!! GOOD JOB!!!!

Re: UPDATE ON WALMART CREDIT CARD :)

BearsAndTurtlesRtheBest — Tue, 23 Oct 2012 05:57:44 GMT

Congrats on your Wal Mart Discover approval GE is just marvelous! Did you know that you can use your JCP at sephora as well? Its nice to have store cards that are accpeted at other stores. Enjoy your time in the garden!