topic Re: Upgrade to Banana Rep LUXE question? in Credit Cards

Upgrade to Banana Rep LUXE question?

texasman07 — Tue, 23 Oct 2012 17:47:57 GMT

Hello, quick question. I recently spent enough money to get upgraded to the LUXE card.

1). Do they send you a new carD?

2). does this better my chances to upgrade to the VISA?

I currently stand at 1800 CL

Re: Upgrade to Banana Rep LUXE question?

Creditaddict — Tue, 23 Oct 2012 18:24:33 GMT

I would give it a month and then being calling if I didn't get new card yet!!! or online just request replacement once your account shows luxe... say damage to card or something... not lost!

and I don't see how having lux wouldnt help get visa... they are monitoring credit too considering they almost always up the line pretty nicely with swap... keep hitting the love every 4 months for higher limit and soon enough i bet!

Re: Upgrade to Banana Rep LUXE question?

texasman07 — Tue, 23 Oct 2012 18:33:26 GMT

Great THANKS!!!

Re: Upgrade to Banana Rep LUXE question?

Duncanrr — Tue, 23 Oct 2012 18:38:28 GMT

Can you do the shopping cart trick with Banana Republic?

Re: Upgrade to Banana Rep LUXE question?

texasman07 — Tue, 23 Oct 2012 18:51:33 GMT

Whats the shopping cart trick?

Re: Upgrade to Banana Rep LUXE question?

injustifiiable — Tue, 23 Oct 2012 18:52:04 GMT

@Duncanrr wrote:
Can you do the shopping cart trick with Banana Republic?

Nope...BR is a GE card...so it's probably easy to get anyway.

Re: Upgrade to Banana Rep LUXE question?

Duncanrr — Tue, 23 Oct 2012 19:22:31 GMT

@texasman07 wrote:
Whats the shopping cart trick?

You put a couple items in your cart and go to checkout. Enter in your information and before you click the pay button it may popup with SP approval for CC product. I think Victoria Secret and Restoration Hardware may do this. There was a thread on here a little while ago about it.

Re: Upgrade to Banana Rep LUXE question?

youngandcreditwrthy — Tue, 23 Oct 2012 20:02:30 GMT

I got the BR Visa upgrad about a year ago.
I only charged maybe $100-200 in the span of two years and pif mostly. Took two years of perfect history, fico of 670+, and a limit of $2000 to get upgraded. Carrying a big balance and neglecting your overal fico won't help. The whole picture has to be good from a credit risk standpoint to get the upgrade offer
Otoh, if you have an 1800 limit, you should be well on your way to an upgrade...

Re: Upgrade to Banana Rep LUXE question?

Anonymous — Tue, 23 Oct 2012 20:28:51 GMT

I got the Old Navy with a limit if 1100 on it....only had 800 before I think and still got the Visa Upgrade

2 years...carried balances from time time, actually most of the time. Always paid on time