https://ficoforums.myfico.com/t5/Credit-Cards/How-This-Board-Has-Helped-Me/m-p/1659306#M459577 <P>Hi,</P><P>&nbsp;</P><P>In the last 6 months I have taken the advice given on this board.&nbsp; I started out with a score around 528 and now it's 647.&nbsp; I had the following cards:</P><P>&nbsp;</P><P>Capital One Mastercard ($1,200 limit)</P><P>Capital One Visa $1,200 limit)</P><P>Target ($200 limit)</P><P>Care Credit (1,000 limit)</P><P>Sam's Club (1,000 limit)</P><P>&nbsp;</P><P>I've now been able to get an American Express with a $5,000 limit, an increase to $3,500 for Care Credit and Walmart $1,000.&nbsp; I work for a law firm making around $70,000 and have a part-time job transcribing workers' comp tapes.&nbsp; I was just diligent about paying everything off each pay period and now I owe nothing on any card but the American Express $400 which I will pay off next pay period.&nbsp; I can't thank everyone on this board who has contributed so much to my knowledge on credit.&nbsp; Yes, my credit has a ways to go to increase.&nbsp; There are two delinquencies that were from years ago that I'm trying to work out a settlement on, but I am so pleased with the results of the last few months.</P><P>&nbsp;</P><P>Susie</P> Tue, 23 Oct 2012 23:19:12 GMT suzeeh 2012-10-23T23:19:12Z https://ficoforums.myfico.com/t5/Credit-Cards/How-This-Board-Has-Helped-Me/m-p/1659306#M459577 <P>Hi,</P><P>&nbsp;</P><P>In the last 6 months I have taken the advice given on this board.&nbsp; I started out with a score around 528 and now it's 647.&nbsp; I had the following cards:</P><P>&nbsp;</P><P>Capital One Mastercard ($1,200 limit)</P><P>Capital One Visa $1,200 limit)</P><P>Target ($200 limit)</P><P>Care Credit (1,000 limit)</P><P>Sam's Club (1,000 limit)</P><P>&nbsp;</P><P>I've now been able to get an American Express with a $5,000 limit, an increase to $3,500 for Care Credit and Walmart $1,000.&nbsp; I work for a law firm making around $70,000 and have a part-time job transcribing workers' comp tapes.&nbsp; I was just diligent about paying everything off each pay period and now I owe nothing on any card but the American Express $400 which I will pay off next pay period.&nbsp; I can't thank everyone on this board who has contributed so much to my knowledge on credit.&nbsp; Yes, my credit has a ways to go to increase.&nbsp; There are two delinquencies that were from years ago that I'm trying to work out a settlement on, but I am so pleased with the results of the last few months.</P><P>&nbsp;</P><P>Susie</P> Tue, 23 Oct 2012 23:19:12 GMT https://ficoforums.myfico.com/t5/Credit-Cards/How-This-Board-Has-Helped-Me/m-p/1659306#M459577 suzeeh 2012-10-23T23:19:12Z https://ficoforums.myfico.com/t5/Credit-Cards/How-This-Board-Has-Helped-Me/m-p/1659340#M459591 Awesome job! glad to hear these boards continue to contribute to peoples financial well being. CONGRATS on all of your hard work! Tue, 23 Oct 2012 23:42:27 GMT https://ficoforums.myfico.com/t5/Credit-Cards/How-This-Board-Has-Helped-Me/m-p/1659340#M459591 gettnthere 2012-10-23T23:42:27Z https://ficoforums.myfico.com/t5/Credit-Cards/How-This-Board-Has-Helped-Me/m-p/1659364#M459603 <P>Congrats</P> Tue, 23 Oct 2012 23:53:46 GMT https://ficoforums.myfico.com/t5/Credit-Cards/How-This-Board-Has-Helped-Me/m-p/1659364#M459603 shakalaka 2012-10-23T23:53:46Z