topic Re: NFCU opinions in Credit Cards

NFCU opinions

Shogun — Wed, 24 Oct 2012 19:12:41 GMT

My father worked for the DOD for 44 years. He work at an Ammunition manufacturing plant. He has since passed. My mother collects his pension. Since he has passed what do you think my chances are for getting into NFCU? Just curious. Thanks!

Re: NFCU opinions

RyVision — Wed, 24 Oct 2012 20:14:14 GMT

@Shogun wrote:
My father worked for the DOD for 44 years. He work at an Ammunition manufacturing plant. He has since passed. My mother collects his pension. Since he has passed what do you think my chances are for getting into NFCU? Just curious. Thanks!

You might want to find out where her check comes from for that pension payment. I know if it comes from DFAS you could qualify under her (actually him through her). It would be easiest if she already had a membership (no products other than the minimal savings account, though she might benefit by having DD with them somehow). Then you could just give them her access number.

If your father got a pension (retirement) through the DOD, he'll be in NFCU's system, even if a payment is no longer being issued (which would be the case if both he and his spouse had passed away). You would still be able to qualify under those circumstances as you are his child.

Re: NFCU opinions

webhopper — Wed, 24 Oct 2012 20:34:51 GMT

@Shogun wrote:
My father worked for the DOD for 44 years. He work at an Ammunition manufacturing plant. He has since passed. My mother collects his pension. Since he has passed what do you think my chances are for getting into NFCU? Just curious. Thanks!

Have your mom call today and see if she is eligible as a pension recipient from a DOD pension fund. If your mom is eligible... see if she would be willing to join, if she joins, then you could join.

Good Luck.

Re: NFCU opinions

webhopper — Wed, 24 Oct 2012 20:35:45 GMT

@RyVision wrote:
@Shogun wrote:
My father worked for the DOD for 44 years. He work at an Ammunition manufacturing plant. He has since passed. My mother collects his pension. Since he has passed what do you think my chances are for getting into NFCU? Just curious. Thanks!

You might want to find out where her check comes from for that pension payment. I know if it comes from DFAS you could qualify under her (actually him through her). It would be easiest if she already had a membership (no products other than the minimal savings account, though she might benefit by having DD with them somehow). Then you could just give them her access number.

If your father got a pension (retirement) through the DOD, he'll be in NFCU's system, even if a payment is no longer being issued (which would be the case if both he and his spouse had passed away). You would still be able to qualify under those circumstances as you are his child.

Try this option as well... Do you know his SS# ?

I would call them!

Re: NFCU opinions

webhopper — Wed, 24 Oct 2012 20:36:42 GMT

@Shogun wrote:
My father worked for the DOD for 44 years. He work at an Ammunition manufacturing plant. He has since passed. My mother collects his pension. Since he has passed what do you think my chances are for getting into NFCU? Just curious. Thanks!

If i were in your shoes I'd be all over it NFCU is just awesome, so good luck!

Re: NFCU opinions

Shogun — Thu, 25 Oct 2012 00:31:27 GMT

I tried calling once a couple weeks ago, the girl on the phone really didn't know. Maybe I should have asked to talk to someone else.

Re: NFCU opinions

trumpet-205 — Thu, 25 Oct 2012 00:42:38 GMT

My understanding is that your father must joined NFCU prior to his death.

Re: NFCU opinions

Anonymous — Thu, 25 Oct 2012 04:39:20 GMT

If your immediate family member was/is eligible to join NFCU, whether they are a member or not, whether they are alive or deceased, you are eligible to join.

This is a quote from a Navy employee who posts in another forum

Re: NFCU opinions

distantarray — Thu, 25 Oct 2012 04:40:54 GMT

I got into NFCU cause my biological father was in the Army. Not sure if he was ever a member, funny cause I don't even know what he looks like, parents Divorced when I was 2. They asked for his birthsday and I couldn't even give them that LOL, but I was a born citizen of the United States in Korea at a military hospital, and I told the lady I could bring my Birth Certificate to prove it if she needed, she said it wasn't required and enrolled me =)

Re: NFCU opinions

Anonymous — Thu, 25 Oct 2012 04:46:10 GMT

Be careful its the security dept who has the final word and is the ones that will shut you down. They are worse than an amex FR

Re: NFCU opinions

Anonymous — Thu, 25 Oct 2012 04:50:40 GMT

In the op's case I'd get mom to call and see if shes eligible. If so have her join then you can join through her. If you try and do get accepted on your own there's a high chance the security dept will catch it and won't approve it and shut you down.

Shogun you hang out a lot in the rebuilding section. You've seen this happen several times

Re: NFCU opinions

distantarray — Thu, 25 Oct 2012 04:51:01 GMT

@Anonymous wrote:
Be careful its the security dept who has the final word and is the ones that will shut you down. They are worse than an amex FR

that's true but I have nothing to hide, worst comes to shove if your talking about me is I can provide documentation,

also if you have a roommate who has a Navy account you can qualify.

https://www.navyfederal.org/about/eligibility-checklist.php

"Family Members—including grandparents, parents, spouses, siblings, grandchildren, children (including adopted and stepchildren) and household members"

I called to inquire about what was "household members" and they stated anyone living with you that contributes to the household. PSECU does the samething I been looking for a PSECU roommate forever LOL

Re: NFCU opinions

Anonymous — Thu, 25 Oct 2012 04:56:26 GMT

No I'm sorry I wasn't talking about anyone in particular

Re: NFCU opinions

Shogun — Thu, 25 Oct 2012 08:30:09 GMT

I think I found a way in!!!!!! My brother in laws sister is a member. So he and my sister are going to join on them, then she's going to extend to me. That'll work won't it?

Re: NFCU opinions

madmann26 — Thu, 25 Oct 2012 11:44:58 GMT

Shogun,

I just pm'd you some details. Hope it helps.

Re: NFCU opinions

webhopper — Thu, 25 Oct 2012 14:17:33 GMT

@Shogun wrote:
I think I found a way in!!!!!! My brother in laws sister is a member. So he and my sister are going to join on them, then she's going to extend to me. That'll work won't it?

That's so freaking awesome, that will definately work! Congrats!!

I've tried to encourage my family members to join, but no one wants to yet

Re: NFCU opinions

Anonymous — Thu, 25 Oct 2012 14:45:14 GMT

My ex is retired from the Army. Do I qualify??

I will be glad to be a friend of someone to get in!!!!!!!!

Re: NFCU opinions

jsickz32 — Thu, 25 Oct 2012 14:49:48 GMT

@asp123
Lol using people just to join NFCU awesome

Re: NFCU opinions

Anonymous — Thu, 25 Oct 2012 15:01:48 GMT

I love NFCU so far. I wonder if it depends who you talk to for membership. When I called in, I told the lady my Grandfather was retired from the Air Force and asked her if I was eligible. She put me on hold for a second and then said yes. She never asked me for any of his information - not even his name! I wonder if when they ran my credit, they showed we shared an address at one point. Or something. I have no idea!!! I thought that was odd.

Re: NFCU opinions

Anonymous — Thu, 25 Oct 2012 15:08:50 GMT

LOL...GUILTY!!

I think I will qualify and am going to give it a try. I am in the garden for a while, but I can always get some savings going with them and hopefully try for the card some time next year!!!