topic Re: Discover Purchase Protection in Credit Cards

Discover Purchase Protection

webhopper — Fri, 26 Oct 2012 01:54:39 GMT

Seems like discover is trying to play the amex game

I got a letter in the mail saying that I get 90 days protection on accidental breakage for purchases up to 500 bucks.

Also, double warranty on big ticket items.

Anyone else got this letter in the mail today? I thought it was nice and I don't remember discover ever having this before.

Re: Discover Purchase Protection

distantarray — Fri, 26 Oct 2012 02:00:11 GMT

looks like they're just trying to match amex and visa signiture

Re: Discover Purchase Protection

mxp114 — Fri, 26 Oct 2012 02:09:45 GMT

They recently added a few new benefits to all accounts that were previously only for select accounts. You can view the global suite here https://www.discover.com/credit-cards/member-benefits/ and login for your account specific extras (if any).

Re: Discover Purchase Protection

Anonymous — Fri, 26 Oct 2012 02:29:12 GMT

Re: Discover Purchase Protection

Anonymous — Fri, 26 Oct 2012 02:30:45 GMT

Nice! That was the one benefit that would have made me consider getting an AMEX. Now AMEX doesn't really have anything special that would make me want to become a member. It saves me a hard pull.

Re: Discover Purchase Protection

Anonymous — Fri, 26 Oct 2012 05:54:39 GMT

@Anonymous wrote:
Nice! That was the one benefit that would have made me consider getting an AMEX. Now AMEX doesn't really have anything special that would make me want to become a member. It saves me a hard pull.

I actually have a Discover More and applied for a claim when my iPhone 5 got stolen and pretty much just filled out the paper work, provided receipt, police report and a week later the check arrived in mail. The funny part is that the I received the check about 2 days before I was emailed the decision on the claim. Even with the above, I really think that Amex has Discover beat, with double the protection ($500 limit with Discover and $1000 for Amex), not to mention return protection with Amex for $300 per incident.

To provide a little more info on the claim, I purchased the iPhone for about $900 (64GB no contract) if I had Amex then I would have saved myself $400. Not too sure if it would have been as easy as Discover card claims thought. I guess that just puts me back at close to $0 dollars in reward earned from Discover so far... LOL

Re: Discover Purchase Protection

andre181 — Fri, 26 Oct 2012 06:24:38 GMT

I got that letter today too. But I already knew about the extended warranty and purchase protection from Discover.

Re: Discover Purchase Protection

Anonymous — Fri, 26 Oct 2012 07:27:54 GMT

I haven't gotten any email or notification. Is it for everyone?

Re: Discover Purchase Protection

Anonymous — Fri, 26 Oct 2012 11:16:18 GMT

That must have just been added! When I last checked a month ago, they just advertised Squaretrade for extending warantys. Now I have coverage on all my cards...sweet!

Re: Discover Purchase Protection

maiden_girl — Sun, 28 Oct 2012 09:56:54 GMT

Weird. Have not received a letter or email either. I thought they already had this feature tho?

Re: Discover Purchase Protection

HiLine — Sun, 28 Oct 2012 23:22:38 GMT

This is a relatively new feature that Discover should have propagated more. The recent Discover card revamp resulted in many new features, making them a lot more competitive than before and about on par with American Express in credit card perks. I was aware of these changes before applying and getting my Discover card which is purely awesome.