topic Re: Walmart Discover Upgrade in Credit Cards

Walmart Discover Upgrade

dante123321 — Fri, 26 Oct 2012 17:55:43 GMT

So I received the invitation to upgrade from walmart store to discover I accept and today I resived the new discover card but when I login to the account there are 2 account one for the new discover and one for the old walmart store card is this right? I have 2 different account?? I thought it will remain the same account but with the new card can anyone let me know and can i recon the intial cl on the new discover?

Re: Walmart Discover Upgrade

maiden_girl — Fri, 26 Oct 2012 17:57:50 GMT

Unfortunately, the Walmart Discover invitation opens up a second tradeline with a new opening date. Anyone who receives the upgrade and accepts will have both the store card and the Discover card reporting as seperate accounts.

Re: Walmart Discover Upgrade

dante123321 — Fri, 26 Oct 2012 18:04:09 GMT

Didn't know that thanks for the info I thought they close the old store card

Re: Walmart Discover Upgrade

distantarray — Fri, 26 Oct 2012 18:06:27 GMT

how do you qualify for a upgrade anyways? I got a nice limit and I'm sitting on 750's credit scores now (612 when i got mine) and I'm just going deedee dee hehe

Re: Walmart Discover Upgrade

dante123321 — Fri, 26 Oct 2012 18:19:59 GMT

Don't know I had the store card for almost 3 years got a cli last month and like 3 weeks later received the invitation to upgrade score is 725 never a baddy

Re: Walmart Discover Upgrade

lithium78 — Fri, 26 Oct 2012 19:06:09 GMT

They do close the store card, but it still appears as a choice on your online account even though it's closed. It's weird, I know.

Re: Walmart Discover Upgrade

wallyworld123 — Fri, 26 Oct 2012 19:20:35 GMT

yes the exact same thing happened to me your walmart card will be closed and the walmart discover will have a new account number even though it will continue to remain on your well our report for 10 years. once you activate your new card the old walmart card should be discarded. When was your last cli i do believe you should get a increase with the upgrade.

Re: Walmart Discover Upgrade

armbenderc — Fri, 26 Oct 2012 20:28:03 GMT

Did you guys have zero balance when you get the upgrade?

I kept mine at under $200 for reporting purposes, 2.9k CL I'm due for another increase also.

Re: Walmart Discover Upgrade

dante123321 — Fri, 26 Oct 2012 20:52:25 GMT

it was in 0 for more than 1 year barely used the card, had a balance of $100 when upgrade was given las cli was 3 weeks ago went from1000 to 2500 2 weeks later i resived the invitation for the upgrade

Re: Walmart Discover Upgrade

wallyworld123 — Fri, 26 Oct 2012 21:09:02 GMT

@armbenderc wrote:
Did you guys have zero balance when you get the upgrade?

I kept mine at under $200 for reporting purposes, 2.9k CL I'm due for another increase also.
I was offered the upgrade with a balance.

Re: Walmart Discover Upgrade

youngandcreditwrthy — Fri, 26 Oct 2012 21:23:23 GMT

I had a zero bal when I got the offer

Re: Walmart Discover Upgrade

armbenderc — Fri, 26 Oct 2012 22:57:33 GMT

@youngandcreditwrthy wrote:
I had a zero bal when I got the offer

It seems more people got upgraded with zero bal than some that carry bal.

Oh well, I just PIF mine 5 min agos, now I have to wait for statement to cut next month to get zero bal report

Re: Walmart Discover Upgrade

Anonymous — Sat, 27 Oct 2012 00:01:38 GMT

Congrats on the upgrade

Re: Walmart Discover Upgrade

Sparkz1920 — Sat, 27 Oct 2012 00:52:57 GMT

Had about a 50.00 balance

Re: Walmart Discover Upgrade

youngandcreditwrthy — Sat, 27 Oct 2012 02:03:28 GMT

I dont think it matters. It was almost maxed out like a year lol then I paid it off and got the upgrade after two months at a zero bal haha.

Re: Walmart Discover Upgrade

lithium78 — Sun, 28 Oct 2012 13:40:33 GMT

I had a zero balance when I got the upgrade.

Re: Walmart Discover Upgrade

JonStur — Sun, 28 Oct 2012 23:51:56 GMT

Had about $200 on mine...

Re: Walmart Discover Upgrade

creditnocash — Mon, 29 Oct 2012 01:01:32 GMT

i have a -7.37 balance do i have a better chance? jk (sarcasm)

im looking into the upgrade but not liking the aaoa hit. sometime in the next two years wont be bad though.