topic Re: Discover IT chances?? in Credit Cards

Discover IT chances??

Anonymous — Sat, 27 Oct 2012 19:13:38 GMT

Getting the itch......just want to know what my chances for approval if I was to app now...

History

scores in siggy .....bk 7 reporting from june 2005....turning 7.5 in Jan

utility is 20%

AAoA is at least 4yr on TU and EQ its 5.8

5 inqon EQ from April of this year.....2 to 3 on CR

Wsa going to hold out till next year June when BK7 turns 8 yr

app in March to discover and was shot down...called for Recon and was told to wait till it turn's 7 yr

Want to take advantage of 5% deal on all

what do you think??

Re: Discover IT chances??

afbar1114 — Sat, 27 Oct 2012 19:19:26 GMT

I got approved for a more then converted to a it....my scores were 638 for TU which they pulled. Utl 41% one baddie

Re: Discover IT chances??

Anonymous — Sat, 27 Oct 2012 19:21:45 GMT

did u have a BK ??

I have gone to there preapproval page and they have nothing for me

Re: Discover IT chances??

afbar1114 — Sat, 27 Oct 2012 19:30:26 GMT

No bk did u ever have a freeze on your reports? If so this can cause no pre approvals to show.....you can try with those cards I think you can get it

Re: Discover IT chances??

Anonymous — Sat, 27 Oct 2012 19:35:26 GMT

@afbar1114 wrote:
No bk did u ever have a freeze on your reports? If so this can cause no pre approvals to show.....you can try with those cards I think you can get it

I have not tried but I have gotten some crap pre approvals in mail from QVC/GE bank and Merrick so I dont think so ...I just think I might get denied due to BK and or inq>>

Re: Discover IT chances??

guycreddit — Sat, 27 Oct 2012 19:38:51 GMT

I was approved for 1200 discover it with a bk thats 7.5 years old this week. I had to talk to a rep though he asked about reasons for the bk and my employement situation fico score was 658 util rate around50%

Re: Discover IT chances??

afbar1114 — Sat, 27 Oct 2012 19:59:25 GMT

i had 9 inqs got 1200 cl