topic Re: Thanks First Premier............. in Credit Cards

Thanks First Premier.............

trumpet-205 — Mon, 29 Oct 2012 18:26:17 GMT

So I received a pre-approved offer from none other than First Premier.

Terms: 36% APR, $700 CL, $225 AF for the first year. $18.50 MF starting at second year.

This thing is going into my paper shreader.

Re: Thanks First Premier.............

Epcot — Mon, 29 Oct 2012 18:24:31 GMT

Ouch.. $225 annual fee?

Re: Thanks First Premier.............

trumpet-205 — Mon, 29 Oct 2012 18:26:34 GMT

@Epcot wrote:
Ouch.. $225 annual fee?

No kidding.

Re: Thanks First Premier.............

Anonymous — Mon, 29 Oct 2012 18:41:40 GMT

Wow, that company needs to get their act together. That should be illegal.

Re: Thanks First Premier.............

Anonymous — Tue, 30 Oct 2012 02:50:31 GMT

ROFL......... $225 AF? edited!

Re: Thanks First Premier.............

codimom — Mon, 29 Oct 2012 18:58:16 GMT

My shredder really liked the FP 'offer' I fed it....

Re: Thanks First Premier.............

injustifiiable — Mon, 29 Oct 2012 19:00:19 GMT

LOL...FPB thinks they're so damn special...lol. $225? Please!

Re: Thanks First Premier.............

Anonymous — Mon, 29 Oct 2012 19:07:46 GMT

they'd better start offering 10% cashback on all purchases.

Re: Thanks First Premier.............

Anonymous — Mon, 29 Oct 2012 19:55:09 GMT

$225 af wow **bleep**. Makes you love cap 1 no cli

Re: Thanks First Premier.............

jsucool76 — Mon, 29 Oct 2012 21:47:02 GMT

Isnt 225$ more than 25% of 700$? I don't think they can even charge that much the first year.

Re: Thanks First Premier.............

trumpet-205 — Tue, 30 Oct 2012 02:24:56 GMT

It did say AF needs to be paid upfront, so no conflict to Card Act.

Re: Thanks First Premier.............

Anonymous — Tue, 30 Oct 2012 02:34:10 GMT

dood, i'd totally take that offer....

and tell them to shove it up their nose!

Re: Thanks First Premier.............

nicholasyud — Tue, 30 Oct 2012 03:03:52 GMT

I received them in mail not too long ago, Im cut, tear and draw a turkey butt then i sent it back to their address......well i waste my 44cent stamp thou ;-(

Re: Thanks First Premier.............

wreith — Tue, 30 Oct 2012 03:08:38 GMT

@nicholasyud wrote:
I received them in mail not too long ago, Im cut, tear and draw a turkey butt then i sent it back to their address......well i waste my 44cent stamp thou ;-(

You had to even put your own stamp on their envelope? Wow what a company

Re: Thanks First Premier.............

Shogun — Tue, 30 Oct 2012 03:16:17 GMT

On the other hand,, it'd make good TP for deer camp!

Re: Thanks First Premier.............

vladrad — Wed, 29 May 2013 01:04:37 GMT

I got this offer today after Opt-In!

http://www.basepic.com/upload/images/48EQ.jpg

wow :-)

Re: Thanks First Premier.............

Anonymous — Wed, 29 May 2013 01:00:52 GMT

@vladrad wrote:
I got this offer today after Opt-In!

wow :-)

FYI, be careful, as your full address and name is listed in the picture

Re: Thanks First Premier.............

LS2982 — Wed, 29 May 2013 01:05:36 GMT

@vladrad wrote:
I got this offer today after Opt-In!
http://www.basepic.com/upload/images/48EQ.jpg

wow :-)

Welcome to subprime credit offers!!!

Re: Thanks First Premier.............

Blackbeauty212 — Wed, 29 May 2013 15:45:31 GMT

I'd rather get No Pre-Approved Offers rather than Subprime Offers......Getting Subprime Offers would make me thing my Credit was, well "Subprime" ....

I remember getting Credit One offers when my score was 710-725 across all three CRA's. I was like "why are they wasting their time on me, do they think I'm stupid enough to apply for this". All of my active Cards were Prime Cards.