https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670134#M462975 Hey have been lurking here for about a week and have learned an incredible amount of information. I wish I found this a lot earlier because I have a a first premier card, show card, a matrix card, and emblem card. After lurking I have gotten a cap secured and just got approved for a boa secured card. I was denied for the boa but called and did a recon. The first person I talked to denied it but she thought it was an unsecured app. After talking she transferred me and they were able to approve me. The second person was impressed with my plan to resolve my situation which involves 15 co that are from 2009 and has a recent from July that just popped up. Thanks for all the info so far and here's to the beginning of my new journey. I currently am sitting at 589 from ex and I am looking to be at 650 this time next year. Mon, 29 Oct 2012 19:19:54 GMT Anonymous 2012-10-29T19:19:54Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670134#M462975 Hey have been lurking here for about a week and have learned an incredible amount of information. I wish I found this a lot earlier because I have a a first premier card, show card, a matrix card, and emblem card. After lurking I have gotten a cap secured and just got approved for a boa secured card. I was denied for the boa but called and did a recon. The first person I talked to denied it but she thought it was an unsecured app. After talking she transferred me and they were able to approve me. The second person was impressed with my plan to resolve my situation which involves 15 co that are from 2009 and has a recent from July that just popped up. Thanks for all the info so far and here's to the beginning of my new journey. I currently am sitting at 589 from ex and I am looking to be at 650 this time next year. Mon, 29 Oct 2012 19:19:54 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670134#M462975 Anonymous 2012-10-29T19:19:54Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670150#M462980 Welcome and good luck to ya! Mon, 29 Oct 2012 19:26:51 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670150#M462980 kevinjjc 2012-10-29T19:26:51Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670152#M462981 <P>Welcome to the forum and congrats on the approvals.</P> Mon, 29 Oct 2012 19:27:47 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670152#M462981 Anonymous 2012-10-29T19:27:47Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670166#M462986 Welcome aboard! Mon, 29 Oct 2012 19:32:39 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670166#M462986 Epcot 2012-10-29T19:32:39Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670488#M463078 <P>15 co and approved very nice and welcome!!</P> Mon, 29 Oct 2012 21:55:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670488#M463078 Anonymous 2012-10-29T21:55:34Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670502#M463084 <P>Congrats</P> Mon, 29 Oct 2012 22:02:33 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670502#M463084 Anonymous 2012-10-29T22:02:33Z https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670524#M463091 <P>i have recently resolved three of the charge offs but they have not been deleted yet. i am working on terms for two others but they are animate about not deleting.</P> Mon, 29 Oct 2012 22:08:50 GMT https://ficoforums.myfico.com/t5/Credit-Cards/First-Post/m-p/1670524#M463091 Anonymous 2012-10-29T22:08:50Z