topic Re: What Next?!?!? in Credit Cards

What Next?!?!?

greenspan — Mon, 29 Oct 2012 19:35:48 GMT

I have been rebuilding and have gone from 517 in June 2011 to a 666 as of 10/27!!! I was just approved for a card on my dream list with a $2500 CL, Citi TY rewards!!! I also have a BankAmericard that was converted to unsecured with a $1000 CL. I have a 2 Cap1 cards with 500 limits each and a Cap Biz card that shows on my PC with a 750CL. Lastly I have an Applied Bank secured with a $500 limit that I want to close, they don't offer an unsecured conversion and after 30 months of great payment history I think I should be rewarded. I also have 4 store cards that total 1500 in CL. Should I close the Applied account?

Re: What Next?!?!?

Anonymous — Tue, 30 Oct 2012 01:42:30 GMT

I think you should close the account. Since you got a prime card I don't think you need a rebuilder card.

Re: What Next?!?!?

webhopper — Tue, 30 Oct 2012 01:46:31 GMT

Close the applied account. Call cap 1 exec line to combine cls on your cards.
think about walmart discover or Barclay's...

Re: What Next?!?!?

Anonymous — Tue, 30 Oct 2012 01:59:54 GMT

When your score goes up to about the 680's you should apply for an Amex Charge, like the green or gold. Too bad they don't have the Zync anymore.