topic Re: Credit Inquiries in Credit Cards

Credit Inquiries

NiNoMArksLA — Fri, 02 Nov 2012 22:02:47 GMT

How Long Intill Credit Inquiries Come Off Your Credit I Want To Take Some Off !!! Any Help

Re: Credit Inquiries

Anonymous — Fri, 02 Nov 2012 22:03:56 GMT

They fall off in 2 years but their impact on your CR is less after 6 months and again at 1 year

Re: Credit Inquiries

NiNoMArksLA — Fri, 02 Nov 2012 22:06:26 GMT

I don't understand !

Re: Credit Inquiries

injustifiiable — Fri, 02 Nov 2012 22:23:47 GMT

@NiNoMArksLA wrote:
I don't understand !

Long story short....they stay on your report for two years. They are not factored into your score after the 1st year.

Re: Credit Inquiries

JonStur — Fri, 02 Nov 2012 23:31:00 GMT

After 6 months they begin to lose their impact on your score, HOWEVER, if you apply to a creditor that is sensitive to inquiries, they may still deny you inititially..

Re: Credit Inquiries

Anonymous — Fri, 02 Nov 2012 23:36:27 GMT