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    <title>topic The sad smileyface in Credit Cards</title>
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    <description>Moved to Smorgasboard</description>
    <pubDate>Sun, 04 Nov 2012 02:57:30 GMT</pubDate>
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      <title>The sad smileyface</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/The-sad-smileyface/m-p/1681488#M466722</link>
      <description>Moved to Smorgasboard</description>
      <pubDate>Sun, 04 Nov 2012 02:57:30 GMT</pubDate>
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