topic Re: Cards That Report Authorized Users in Credit Cards

Cards That Report Authorized Users

cdub69 — Thu, 15 Apr 2010 19:24:46 GMT

What cards actually report authorized users to the credit bureau?Citibank and Chase do not at least that's what they told me.

Re: Cards That Report Authorized Users

Anonymous — Thu, 15 Apr 2010 19:27:05 GMT

AMEX supposedly does.

Re: Cards That Report Authorized Users

Anonymous — Thu, 15 Apr 2010 19:31:10 GMT

They certaintly do if you have negatives.

Re: Cards That Report Authorized Users

ncks — Thu, 15 Apr 2010 19:34:17 GMT

Capital One and BBRZ report.

Re: Cards That Report Authorized Users

Anonymous — Thu, 15 Apr 2010 20:04:02 GMT

Does anyone know if US Bank Select Rewards reports?

Re: Cards That Report Authorized Users

Anonymous — Thu, 15 Apr 2010 20:56:16 GMT

BofA does. For what it's worth

Re: Cards That Report Authorized Users

MarineVietVet — Thu, 15 Apr 2010 21:18:23 GMT

@cdub69 wrote:
What cards actually report authorized users to the credit bureau?Citibank and Chase do not at least that's what they told me.

Citi shows my son on the account. As does:

Discover

Cap 1

BoA

From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800

You can do the same thing with hard work

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Re: Cards That Report Authorized Users

JagerBombs89 — Thu, 15 Apr 2010 22:52:48 GMT

@cdub69 wrote:
What cards actually report authorized users to the credit bureau?Citibank and Chase do not at least that's what they told me.

My wife is an Authorized User on my Chase account and it is reporting to all 3 credit bureaus. USAA also reports authorized users.

Re: Cards That Report Authorized Usersuthorized

Anonymous — Thu, 15 Apr 2010 23:45:18 GMT

Chase, Discover, and American Express report authorized users, at least in my case.

Re: Cards That Report Authorized Usersuthorized

Anonymous — Fri, 16 Apr 2010 04:17:21 GMT

Cap1 definitly does. Just did it a couple months ago for my gf. They even ask for the AU's SSN when filing out the form. We live in different houses, and have different names. My card still appears on her CR

Re: Cards That Report Authorized Users

Want-a-better-FICO — Fri, 16 Apr 2010 07:05:38 GMT

I know Amex, Macy's, Lowes and JB Robinson Jeweler's report to the bureaus.

Re: Cards That Report Authorized Users

Anonymous — Fri, 16 Apr 2010 11:08:54 GMT

@cdub69 wrote:
What cards actually report authorized users to the credit bureau?Citibank and Chase do not at least that's what they told me.

Chase does report AUs. I know this firsthand.

Wells Fargo also reports AUs, and even makes a point of stating this in mailings I've received from them:

"Information on authorized users

Please note that we report authorized users on our customers' credit card accounts to the major credit bureaus

Any authorized user on your account will now be reported as a user, but not as an individual responsible for paying the balance"

Hope this helps!

Re: Cards That Report Authorized Users

Kiwill — Fri, 16 Apr 2010 16:34:46 GMT

someone just mentioned that BBRZ report but i don't thnk so. I just tried to add my son as an AU but they didn't ask for a SS# so I cancelled the request. How could they report without a SS#? Also, when you input the name it forces your to choose either Jr., Sr., II or III. Can someone please verify that BBRZ MC actually does report AU's?

Re: Cards That Report Authorized Users

Anonymous — Fri, 16 Apr 2010 17:13:53 GMT

"How could they report without a SS#?"

The same way Chase reports; by name and address.

Re: Cards That Report Authorized Users

Pushto700 — Fri, 16 Apr 2010 17:50:22 GMT

@cdub69 wrote:
What cards actually report authorized users to the credit bureau?Citibank and Chase do not at least that's what they told me.

Orchard HSBC & Best Buy RewardsZone MC - Yes

Kohls, & Macys/Bloomies - No.

Re: Cards That Report Authorized Users

MarineVietVet — Fri, 16 Apr 2010 18:26:07 GMT

@Kiwill wrote:
someone just mentioned that BBRZ report but i don't thnk so. I just tried to add my son as an AU but they didn't ask for a SS# so I cancelled the request. How could they report without a SS#? Also, when you input the name it forces your to choose either Jr., Sr., II or III. Can someone please verify that BBRZ MC actually does report AU's?

As one poster said they match names and addresses. I don't know how that works exactly but it does. I've never has to choose Jr., Sr., etc. on an AU request I've done. Perhaps that's a quirk of BBRZ.

Re: Cards That Report Authorized Users

Pushto700 — Fri, 16 Apr 2010 18:42:57 GMT

No offense, but I don't know what you don't understand about this. I am an AU on my fiancees (hence differing last names as well as differing addresses) Best Buy Rewards MC (an HSBC product).

She was approved a week before I was and I am an AU on her card and her card shows up on my reports (and we haven't even USED the card yet) as such (Experian.com):

HSBC BANK
Account Number: 515625004821.... Status: Open/Never late.	Date Opened: 03/2010

Item Detail

HSBC BANK

Address:
PO BOX 81622
SALINAS, CA 93912
(800) 477-6000

Account Number:
515625004821....

Address Identification Number: 0186266439

Status:
Open/Never late.

Date Opened:
03/2010

Date of Status:
03/2010

Reported Since:
04/2010

Last Reported Date:
03/2010

Type:
Revolving

Terms:
N/A

Monthly Payment:
$0

Responsibility:
Authorized user

Credit Limit:
$500

High Balance:
N/A

Recent Balance:
$0

Recent Payment:
$0

Your Statement:
N/A

This is directly from my Experian CR, and the others (TU & EQ) have not updated yet and her card was approved 3/24)

Re: Cards That Report Authorized Users

Pushto700 — Fri, 16 Apr 2010 18:41:14 GMT

Please take note of the responsibilty field above as "Authorized User". I am only speaking on cards to which I have and have direct experience. Not hearsay.

Re: Cards That Report Authorized Users

ALP — Fri, 16 Apr 2010 23:38:18 GMT

The GEMB cards I have report AU's as well; I'm not sure if they all do, but Wal-mart and Amazon are reporting my on my DH's. GEMB does not ask for SSN either when adding AU's.

Re: Cards That Report Authorized Users

Anonymous — Thu, 21 Oct 2010 04:08:30 GMT

does anyone know whether barneys ny reports on authorized users?

is there somewhere i can look this up online?