https://ficoforums.myfico.com/t5/Credit-Cards/Almost-maxing-out-but-PIF-Viewed-negatively/m-p/1682730#M467106 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>You got a card with few thousand limit.. you charge a bunch of stuff, approaching that limit, but PIF. Credit company look at this negatively?</P><HR /></BLOCKQUOTE><P>Credit card company loves it!</P><P>&nbsp;</P><P>Credit report doesn't know that you PIF and reports it the same as if you carried the balance, but if it is paid down next month. The report will be updated.</P><P>&nbsp;</P> Sun, 04 Nov 2012 22:21:28 GMT Anonymous 2012-11-04T22:21:28Z https://ficoforums.myfico.com/t5/Credit-Cards/Almost-maxing-out-but-PIF-Viewed-negatively/m-p/1682724#M467104 <P>You got a card with few thousand limit.. you charge a bunch of stuff, approaching that limit, but PIF. Credit company look at this negatively?</P> Sun, 04 Nov 2012 22:18:16 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Almost-maxing-out-but-PIF-Viewed-negatively/m-p/1682724#M467104 Anonymous 2012-11-04T22:18:16Z https://ficoforums.myfico.com/t5/Credit-Cards/Almost-maxing-out-but-PIF-Viewed-negatively/m-p/1682730#M467106 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>You got a card with few thousand limit.. you charge a bunch of stuff, approaching that limit, but PIF. Credit company look at this negatively?</P><HR /></BLOCKQUOTE><P>Credit card company loves it!</P><P>&nbsp;</P><P>Credit report doesn't know that you PIF and reports it the same as if you carried the balance, but if it is paid down next month. The report will be updated.</P><P>&nbsp;</P> Sun, 04 Nov 2012 22:21:28 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Almost-maxing-out-but-PIF-Viewed-negatively/m-p/1682730#M467106 Anonymous 2012-11-04T22:21:28Z