topic Re: Inquiry sensitive lenders in Credit Cards

Inquiry sensitive lenders

Anonymous — Wed, 07 Nov 2012 23:24:53 GMT

which lenders are inquiry sensitive?

Besides hurting fico score, I assume inquiries have psychological

effects on credit analysts at banks.

Well, inquiries are proof of "seeking credit"
I read on forum that citi is quite sensitive about inquiries.

More than likely to turn you down if you have 2 within a year.

What other lenders are sensitive?

Anybody had recent experiences of being turned down because you had inquiries?

If so, how many inquiries did you have?

Also, when does inquiry show up on your report after you apply for credit card/loan?

Always appreciate your valuable time and answer !!

Duncanrr — Wed, 07 Nov 2012 23:52:05 GMT

Citi is sensitive and chase to lesser degree. Barclays is after you get their card at least for the first 6 months.

Anonymous — Thu, 08 Nov 2012 00:20:15 GMT

Barclays of course

Shogun — Thu, 08 Nov 2012 01:56:22 GMT

+1 Barclays

visorboy1974 — Thu, 08 Nov 2012 02:40:24 GMT

Nordstrom

BearsAndTurtlesRtheBest — Thu, 08 Nov 2012 03:05:17 GMT

barclay is not inquiry freindly they turn you down just because of that! Ive applied like three time and denied. GE is the best in my opinion.

Anonymous — Thu, 08 Nov 2012 07:18:24 GMT

Crap1 is pretty INQ sensitive 4 their prime cards.

Anonymous — Fri, 09 Nov 2012 13:25:32 GMT

Citi, Barclay, Amex, and BOA..... All inq. Sensitive