topic Re: What's going on with the AMEX Zync? in Credit Cards

What's going on with the AMEX Zync?

ssmith891 — Mon, 12 Nov 2012 06:32:05 GMT

Have we heard any update on where this program is going? PC or are we just grandfathered for good?

Re: What's going on with the AMEX Zync?

GoldenloveNY — Mon, 12 Nov 2012 12:26:28 GMT

No one knows. Just continue using your card until Amex tells us what they going to do (or not do). I have pushed 2.3k in the past two months. It's working for me and I'm sticking with this legendary card until Amex grabs me by the neck and take my white ninja card.....

Re: What's going on with the AMEX Zync?

TheConductor — Mon, 12 Nov 2012 16:34:13 GMT

I think all we can safely know is that nothing is happening right away. We had people getting Zync cards right down to the wire, and some of those people have paid in advance for pack terms that will last an entire year.

Whatever AmEx intends to do with us, they're not doing it overnight. I expect we'll start learning at some point when someone's pack comes up for renewal and does not renew.

Until then it's business as usual.

Re: What's going on with the AMEX Zync?

Brian_Trying_700 — Mon, 12 Nov 2012 19:37:29 GMT

They will be sending us Green or Gold cards as a PC. Talked with them yeterday. I got shot down for a Blue.

Re: What's going on with the AMEX Zync?

ssmith891 — Mon, 12 Nov 2012 20:29:56 GMT

When will this happen and will we keep our current AF?

Re: What's going on with the AMEX Zync?

p- — Mon, 12 Nov 2012 21:18:39 GMT

@Brian_Trying_700 wrote:
They will be sending us Green or Gold cards as a PC. Talked with them yeterday. I got shot down for a Blue.

Wut Wut Wut??? This is new information - Did they give you any specifics, i.e. will the AF be the same, timeline, etc.?

Re: What's going on with the AMEX Zync?

ssmith891 — Mon, 12 Nov 2012 21:31:20 GMT

Yes details please!

Re: What's going on with the AMEX Zync?

shakalaka — Mon, 12 Nov 2012 21:34:45 GMT

@Brian_Trying_700 wrote:
They will be sending us Green or Gold cards as a PC. Talked with them yeterday. I got shot down for a Blue.

No kidding? I take the gold for the Zync AF

Re: What's going on with the AMEX Zync?

p- — Mon, 12 Nov 2012 21:38:08 GMT

This is what I got when I emailed them a month ago about it:

Dear Mr. P,

Let me check this for you.

I spoke with our Account services team and they informed that we are not phasing out the Zync Card.

Also, we are unable to transfer the Zync Card to any other Card product.

However, you sure can apply for a fee free Blue Cash Everyday Card separately by visiting the following link

-

With Blue Cash Everyday you get 3% cash back at supermarkets, 2% back at gas stations and department stores, and 1% everywhere else.

There is no annual fee and no annual fees for Additional Cards.

Mr. p, I hope this information is helpful.

Sincerely,

rep

Re: What's going on with the AMEX Zync?

creditnocash — Mon, 12 Nov 2012 21:38:20 GMT

i would think the people with hard limit zyncs will be excluded =/

and isnt there some rule that if there is an af, by law they cant pc you? in the first year anyways? or does that only apply to credit cards?

Re: What's going on with the AMEX Zync?

Duncanrr — Mon, 12 Nov 2012 21:50:40 GMT

@creditnocash wrote:
i would think the people with hard limit zyncs will be excluded =/

and isnt there some rule that if there is an af, by law they cant pc you? in the first year anyways? or does that only apply to credit cards?

They cant PC to a card with a higher limit within the first year. Im not sure if this applies if they waive the AF on the new card.

Re: What's going on with the AMEX Zync?

RyVision — Mon, 12 Nov 2012 22:50:18 GMT

@p- wrote:
This is what I got when I emailed them a month ago about it:

Dear Mr. P,

Let me check this for you.

I spoke with our Account services team and they informed that we are not phasing out the Zync Card.

Also, we are unable to transfer the Zync Card to any other Card product.

However, you sure can apply for a fee free Blue Cash Everyday Card separately by visiting the following link

-

With Blue Cash Everyday you get 3% cash back at supermarkets, 2% back at gas stations and department stores, and 1% everywhere else.

There is no annual fee and no annual fees for Additional Cards.

Mr. p, I hope this information is helpful.

Sincerely,

rep

That's essentially what I was told when I called the number on my BLUE (NOT the number for Zync's CSRs).

That we can keep the Zync as long as we want but we can no longer recommend it to others anymore as they are no longer taking applications for it.

Also at the time of the call, they were still in a no PC policy for the Zync. I'm pretty sure anyone who has the ZYNC can keep it as long as they want as long as it's in good standing.

As of last week a friend with a HL called them and they told him basically the same thing and also invited him to apply for a revolver, he declined, saying he didn't feel he'd qualify due to his current file and didn't want to take a HP for nothing. The rep said she understood and was impressed he understood credit that well and wished more of their members felt that way

Re: What's going on with the AMEX Zync?

Brian_Trying_700 — Tue, 13 Nov 2012 01:13:36 GMT

@p- wrote:
This is what I got when I emailed them a month ago about it:

Dear Mr. P,

Let me check this for you.

I spoke with our Account services team and they informed that we are not phasing out the Zync Card.

Also, we are unable to transfer the Zync Card to any other Card product.

However, you sure can apply for a fee free Blue Cash Everyday Card separately by visiting the following link

-

With Blue Cash Everyday you get 3% cash back at supermarkets, 2% back at gas stations and department stores, and 1% everywhere else.

There is no annual fee and no annual fees for Additional Cards.

Mr. p, I hope this information is helpful.

Sincerely,

@Anonymous I dont know about. Visa & Master Card is where its @. my 2 cents. When I spend $ with a bank, I would like to get something back. It works both ways <>

Re: What's going on with the AMEX Zync?

creditnocash — Tue, 13 Nov 2012 03:54:48 GMT

@RyVision wrote:
As of last week a friend with a HL called them and they told him basically the same thing and also invited him to apply for a revolver, he declined, saying he didn't feel he'd qualify due to his current file and didn't want to take a HP for nothing. The rep said she understood and was impressed he understood credit that well and wished more of their members felt that way

if your friend had a hl zync its still a zync meaning it would only be a soft according the this board.

im going to apply in jan or pc my zync in jan if they allow me to anyway. the hl is ehh right now. but its not like im trying to spend 1200 a month on it. atm