topic Re: What about Barclays makes the trouble worth it? in Credit Cards

What about Barclays makes the trouble worth it?

Duncanrr — Mon, 12 Nov 2012 23:47:53 GMT

What aspects of Barclays credit cards make dealing with them worth the trouble?

Re: What about Barclays makes the trouble worth it?

spengbab — Mon, 12 Nov 2012 23:48:47 GMT

I haven't had any negative experiences with Barclays so far.

Re: What about Barclays makes the trouble worth it?

Repo-ed — Mon, 12 Nov 2012 23:55:48 GMT

no AF

Re: What about Barclays makes the trouble worth it?

Anonymous — Mon, 12 Nov 2012 23:57:59 GMT

both + 1

Re: What about Barclays makes the trouble worth it?

flowfaster — Tue, 13 Nov 2012 00:02:51 GMT

Somewhat easy approvals/great recons, decent 0% transfer offers, Apple financing, 2% priceline, good with auto CLIs, no AF.....

Re: What about Barclays makes the trouble worth it?

Duncanrr — Tue, 13 Nov 2012 00:03:36 GMT

Thanks for info. I've not really looked into them but always see so many negatives about them with AA that I wanted to hear what was good about them.

Re: What about Barclays makes the trouble worth it?

navigatethis12 — Tue, 13 Nov 2012 00:25:14 GMT

No interest for 15 months was a nice deal when I was looking at the cards. I also did not have a 5% for bills card when I was looking at it, so 2% was attractive to me then.

Re: What about Barclays makes the trouble worth it?

Anonymous — Tue, 13 Nov 2012 04:40:52 GMT

great recon and 0% on apple purchases (I buy a lot of apple products lol)

Re: What about Barclays makes the trouble worth it?

visorboy1974 — Tue, 13 Nov 2012 05:35:59 GMT

@Duncanrr wrote:
Thanks for info. I've not really looked into them but always see so many negatives about them with AA that I wanted to hear what was good about them.

That's probably the only negative and YMMV with that as well.

Re: What about Barclays makes the trouble worth it?

Brian_Trying_700 — Tue, 13 Nov 2012 05:46:37 GMT

Bought a Ipad for the g/f with 0% with Barclay Apple card. My Walmart Card = 55" flat screen for football and 0% for 18 months. Paid off in 4 months. Credit cards give nice perks. Barclay Ring looks nice, but seems hard to get.

Re: What about Barclays makes the trouble worth it?

somotao — Tue, 13 Nov 2012 14:31:56 GMT

For those with BK, Barclays is one of the few decent Cards one could apply for. Quite generous with Credit limits and can grow with you if managemed properly. There are not so many BK friendly Credit cards out there anymore.

Re: What about Barclays makes the trouble worth it?

Jutz — Tue, 13 Nov 2012 15:07:33 GMT

Someone who has entered Primeville such as yourself Duncan, especially someone who has a habit of apping, probably wouldn't bother. But it's a decent in between option. I'm probably several years away from a decent Chase or Amex, but I can see getting a Barclay's with decent CL, no AF, within the next year or so depending. I also don't app alot, I have 2 HPs in the last 36 months.

Re: What about Barclays makes the trouble worth it?

youngandcreditwrthy — Tue, 13 Nov 2012 15:51:55 GMT

How would you know if you had 2hps in 36 months? Don't hps fall off after 24 mos? Lol

I liked Barclay's bc of recon ability, bt offer, and the fact that I could get my first Amex w them as I knew the real Amex prob wouldn't approve me hhah!

Re: What about Barclays makes the trouble worth it?

Jutz — Tue, 13 Nov 2012 16:03:23 GMT

I don't mean what's reporting, I mean what's actually happened. I don't plan on "app sprees" until I have a decent shot at getting approved for multiple cards.

Re: What about Barclays makes the trouble worth it?

codimom — Tue, 13 Nov 2012 16:09:20 GMT

YMMV .. but for me, no AF, Frontier miles, good BT offer and no interest for over a year. I got a nice cli after 6 months (I requested) and I've had no issues. I've apped for 2 cards after my Barclay, but no issues with that so far either.