topic Re: Denial questions. in Credit Cards

Denial questions.

Anonymous — Wed, 14 Nov 2012 19:14:40 GMT

Typically how long after a denial do you have to call and try to reverse a decision

Re: Denial questions.

Epcot — Wed, 14 Nov 2012 19:16:10 GMT

I think the HP is usually good for 30 days. Not too sure on that though.

Re: Denial questions.

wallyworld123 — Wed, 14 Nov 2012 19:22:26 GMT

yes 30 days is correct

Re: Denial questions.

webhopper — Wed, 14 Nov 2012 20:11:53 GMT

@wallyworld123 wrote:
yes 30 days is correct

Err... not so fast. This depends on the lender. Some lenders are notoriously more friendly to reconsideration than others. Some are definately UNFRIENDLY.

to the Original Poster. Which card were you denied for? Without this information, there is no way to accurately tell you what that lenders typical recon policy is.

Re: Denial questions.

Anonymous — Wed, 14 Nov 2012 20:22:55 GMT

Well the citi was more recently and a discover about sometime in September I believe I'd have to check my credit report. I'm kind of iffy on calling anymore in fear of getting more HPs as I just barely squeaked a new chase card after doing a recon yesterday afternoon