topic Re: Input on Amex BCE and BCP in Credit Cards

Input on Amex BCE and BCP

armbenderc — Fri, 16 Nov 2012 01:23:48 GMT

I am planning to app for BCE or BCP. However, I cannot decide which one would be easier to get.

I have asked on other thread and some said that the underwriting are the same or almost the same.

This bring to the conclusion that the BCP would be easier to get since Amex gets AF or is it BCE will be easier since it has less reward? lol

I will be using the card for all my grocery, gas, and everything else so if I do get BCP, the AF will be covered.

I currently have Amex Green (10/12). Planning to app in early/mid 2013

Re: Input on Amex BCE and BCP

Anonymous — Fri, 16 Nov 2012 01:30:48 GMT

This info is from Finance Globe ........

BCE ...

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 725 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

BCP......

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 735 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

I got the BCP last month...

Re: Input on Amex BCE and BCP

armbenderc — Fri, 16 Nov 2012 01:31:31 GMT

@Anonymous wrote:
This info is from Finance Globe................. BCE ...
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 725 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

BCP......
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 735 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

I got the BCP last month...

Seems like BCE then... only time will tell

Re: Input on Amex BCE and BCP

Anonymous — Fri, 16 Nov 2012 01:34:16 GMT

@armbenderc wrote:
@Anonymous wrote:
This info is from Finance Globe................. BCE ...
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 725 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

BCP......
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 735 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

I got the BCP last month...
Seems like BCE then... only time will tell

BCE a lil easiler , But the BCP has better cash rewards

Re: Input on Amex BCE and BCP

flowfaster — Fri, 16 Nov 2012 02:01:20 GMT

I always thought they were the same. I would just app for the card you want. Because of the card act, If you get the BCE you have to wait 1 year to PC to the BCP.

Re: Input on Amex BCE and BCP

armbenderc — Fri, 16 Nov 2012 03:18:44 GMT

@flowfaster wrote:
I always thought they were the same. I would just app for the card you want. Because of the card act, If you get the BCE you have to wait 1 year to PC to the BCP.

I would like the BCP, but at the same time I want to get approved. I'll probably go for BCP... it depends what my score will look like next year.