topic Re: Shell Gas $99 hold for $10 worth of gas in Credit Cards

Shell Gas $99 hold for $10 worth of gas

Repo-ed — Mon, 19 Nov 2012 15:05:21 GMT

I know there was a thread a few months back talking about holds, and if I recall - in that thread I stated I never had a hold. I must have been mistaken, because I just checked my account, and I have the above hold.

9.9 out of 10 times I simply pull into Costco and get my gas for my car (yesterday was that 0.1 time that I stopped somewhere else), but on my motorcyle, I'm about 50/50 between Costco and Shell....and still do not recall holds when I fill up my bike which usually comes under $10.

Can I expect this to fall-off within 7 days?

Re: Shell Gas $99 hold for $10 worth of gas

Anonymous — Mon, 19 Nov 2012 15:20:02 GMT

Most gas stations in my area hold $1. She'll is the only that holds $99 for some reason. It will release in about 4-5 days or as soon as the cc company processes the transaction.

Re: Shell Gas $99 hold for $10 worth of gas

adavis425 — Mon, 19 Nov 2012 15:31:13 GMT

@Anonymous wrote:
Most gas stations in my area hold $1. She'll is the only that holds $99 for some reason. It will release in about 4-5 days or as soon as the cc company processes the transaction.

Here in GA, Kroger holds $150 for a couple of days.

Re: Shell Gas $99 hold for $10 worth of gas

Repo-ed — Mon, 19 Nov 2012 15:44:53 GMT

@adavis425 wrote:
@Anonymous wrote:
Most gas stations in my area hold $1. She'll is the only that holds $99 for some reason. It will release in about 4-5 days or as soon as the cc company processes the transaction.
Here in GA, Kroger holds $150 for a couple of days.

Jeezus

Re: Shell Gas $99 hold for $10 worth of gas

Sparkz1920 — Mon, 19 Nov 2012 16:00:28 GMT

Filled up this morning...100.00 hold

glad Its on my credit card and not debit. I've never had it on debit

Re: Shell Gas $99 hold for $10 worth of gas

trumpet-205 — Mon, 19 Nov 2012 16:51:12 GMT

Some banks like BofA and Chase treat it as $1 hold, even though AMEX treat it as $100 hold.

My experience is that only Valero doesn't do holding, and actually put the real amount as hold. However Valero is not a top-tier gas, so I rarely shop gas there.

Re: Shell Gas $99 hold for $10 worth of gas

adavis425 — Mon, 19 Nov 2012 17:36:51 GMT

@trumpet-205 wrote:
Some banks like BofA and Chase treat it as $1 hold, even though AMEX treat it as $100 hold.

My experience is that only Valero doesn't do holding, and actually put the real amount as hold. However Valero is not a top-tier gas, so I rarely shop gas there.

I called AMEX about this this first time it happened and was told by them that the MERCHANT sets the hold amount. Whenever I've bought gas on my debit card (which I try NEVER to do), it's been a $1 hold. So perhaps the merchant recognizes the inconvenience a $100 hold on a debit card might have and sets a debit purchase at a $1 hold. Who knows?

Re: Shell Gas $99 hold for $10 worth of gas

Watchmann — Mon, 19 Nov 2012 17:39:59 GMT

@trumpet-205 wrote:
However Valero is not a top-tier gas, so I rarely shop gas there.

Top Tier Gas is a marketing exercise by those that belong to it (per their own website), it has nothing to do with the ultimate quality of the gasoline. It's just marketing.

Re: Shell Gas $99 hold for $10 worth of gas

trumpet-205 — Mon, 19 Nov 2012 17:56:29 GMT

@Watchmann wrote:
Top Tier Gas is a marketing exercise by those that belong to it (per their own website), it has nothing to do with the ultimate quality of the gasoline. It's just marketing.

Top tier gas is about the amount of detergent in the gas, of course I know it has nothing to do with the quality of the gas. I rotate between my Safeway gas (which is a lot cheaper than Valero) and Shell/Chevron.

Re: Shell Gas $99 hold for $10 worth of gas

mt2va — Mon, 19 Nov 2012 19:28:17 GMT

I had a rather un-happy experience first time using my USAA AmEx (secured credit card) at Kroger. They declined it and when I called USAA they explained it was because Kroger tried to put $100 hold on my $35 gas purcahse. Funny thing is the sign at the pump says you can only spend a max of $100 on AmEx anyway so why would they try to put through such a big hold?

I normally always use my debit card and never have more than $1 hold. I've used it at Kroger, Shell, Exxon, BP, Wal-mart, etc

Re: Shell Gas $99 hold for $10 worth of gas

Anonymous — Mon, 19 Nov 2012 19:50:03 GMT

I think it's definitely a merchant decision, and to that effect individual gas stations. My usual stations (one of which is a shell) is a $1 hold. Went down to miami for the weekend and used a shell there as well as a shell close to the airport before returning the rental car and hold were 99 and 95! I was shocked initially, then realized it will fix itself... hopefully.

Re: Shell Gas $99 hold for $10 worth of gas

Anonymous — Mon, 19 Nov 2012 19:57:47 GMT

The Shell and BP that I go to there in NC both only hold $1 and then the actual amount posts within 2-3 days. I did stop at a gas station in SC once and I only had a debit card at the time and the pump tried to hold 100.00 and I did not have it in my account so it would not let me pump any gas. I had to cruise on fumes to another gas station.

Re: Shell Gas $99 hold for $10 worth of gas

Viper786 — Mon, 19 Nov 2012 21:17:51 GMT

A gas station by my work (Pilot) that I sometimes use always holds $150 for a few days. Got gas twice from there in the same week (two different cars) and had $300 worth of holds from them. I normally fill up at the Valero gas station by my house and they always hold $1.

Re: Shell Gas $99 hold for $10 worth of gas

wallyworld123 — Tue, 20 Nov 2012 04:57:18 GMT

OMG this happened to me about 3 months ago citgo gas station 100 dollars on hold on my discover card for 20 in gas. Called discover and was told this is normal (not for me) and that to avoid the hold i should go inside to pay instead of paying at the pump.Wowser!

Re: Shell Gas $99 hold for $10 worth of gas

beb86 — Tue, 20 Nov 2012 04:59:26 GMT

Its weird how this works....I go to the same gas station and my visas and mc are all only $1 but soon as I swipe my AMEX its a $100 hold....I mean with visa and mc you can only charge up to like $50 and $75 now right?

Re: Shell Gas $99 hold for $10 worth of gas

RonDawg — Tue, 20 Nov 2012 05:10:42 GMT

@adavis425 wrote:
@Anonymous wrote:
Most gas stations in my area hold $1. She'll is the only that holds $99 for some reason. It will release in about 4-5 days or as soon as the cc company processes the transaction.
Here in GA, Kroger holds $150 for a couple of days.

YYou know, I have found it depends on the credit card issuer as to how much is held. My US Bank Visa they hold $1 only BCE card they hold $150 on my AmEx PRG card they hold $1. I am not sure why but my BCE and PRG cards have different hold limits.