topic Re: called BOA about annual fee in Credit Cards

called BOA about annual fee (updated!)

Anonymous — Thu, 08 Nov 2012 13:51:35 GMT

Hey all. I just called BOA using the credit analyst backdoor about my AF. I explained how it is my last card with an AF and it is one of my best cards and i could see this being a long-term card except the AF, and that would probably make me close it eventually. He put me on hold , then came back after 2 or 3 minutes and Said he will submit a request 4 suppression(true removal, not just an annual waiver), and theyll notify me soon. THis was a bit of a contrast as usually the first thing i get out of a CSR is the talking points about how the fee can't be changed yada yada yada but you can close and apply for a new card!

So we'll see how it goes, and if i fail, guess eventually ill be calling again and talking to a supervisor in a couple of months!

lol had to edit again after updating because the bleep thing deleted a good portion of the top paragraph.

Re: called BOA about annual fee

Anonymous — Thu, 08 Nov 2012 00:42:10 GMT

Good luck

Re: called BOA about annual fee

Anonymous — Thu, 08 Nov 2012 00:48:14 GMT

Good luck!

Re: called BOA about annual fee

aplast — Thu, 08 Nov 2012 01:47:12 GMT

best of luck to you getting that af taken away. I have successfully done that on a couple of my cards, but have never done business with BOA. Ill be interested in seeing how they respond.

Re: called BOA about annual fee

SportBike4Life — Thu, 08 Nov 2012 02:35:14 GMT

Mmm there is a BOA credit card with an AF? and... I don't really get your post. from what I understand, you're trying to get the AF waived? i never knew you could do that o_0

Re: called BOA about annual fee

migliogiorni — Thu, 08 Nov 2012 02:39:12 GMT

Re: called BOA about annual fee

Epcot — Thu, 08 Nov 2012 03:07:27 GMT

Hope it goes through. Keep us posted!

Re: called BOA about annual fee (updated!)

Anonymous — Thu, 08 Nov 2012 13:34:01 GMT

I just logged into my BOA account this morning. Where it says Annual fee/maintenance fee, i see a big fat 0.00 where i used to see 39.00 yesterday.

Still I will wait for them to call me or send me something in the mail before i get too giddy though!

Re: called BOA about annual fee (updated!)

Anonymous — Thu, 08 Nov 2012 13:40:25 GMT

Congrats

Re: called BOA about annual fee

Anonymous — Thu, 08 Nov 2012 14:08:27 GMT

@SportBike4Life wrote:
Mmm there is a BOA credit card with an AF? and... I don't really get your post. from what I understand, you're trying to get the AF waived? i never knew you could do that o_0

my AF was already waived this year (it renewed in September). My card was formerly a secured card. Graduated in 10 months right when i asked to PC to the CashRewards(i was actually asking for a secured version of the cashrewards, graduation was just an unexpected bonus).

Anecdotally i had seen that some people were able to finally get the AF removed with a little persistence, BOA will keep telling you its impossible due to the terms carrying over, but it seems there are a few reps that are willing to help you out.

Re: called BOA about annual fee

migliogiorni — Thu, 08 Nov 2012 14:20:54 GMT

congrats.

Re: called BOA about annual fee

Anonymous — Tue, 20 Nov 2012 00:22:22 GMT

Received my cardmember agreement today. Comparing it to old one, basically the same but no mention of any annual fee in the fees/rates tables or in the text where it was there in both sections on my old agreement. So i guess im really scots free with no fee! Well actually, i completely forgot about my Zync because the AF is waived in the first year, so i guess i actually have 1 card with a fee left lol

. Anyways, glad BOA came through for me-i know a lot people have trouble with them. They recently put a couple of Balance Transfers offers on my card too, 0% until Oct '13 and 1.99% until January '14. Wont be taking them up. I think ill try to go for an APR reduction in about 6 months-after all they've done within the last 4.5 months(graduated me early, credit limit has increased 5x since graduation-though it did cost hp-, annual fee completely removed) i think i better leave em alone and not rock the boat too much for a bit.

Re: called BOA about annual fee

Anonymous — Tue, 20 Nov 2012 00:34:40 GMT

congrats