topic Re: Citi TY Preferred - Siggy? in Credit Cards

Citi TY Preferred - Siggy?

Yankeefan — Wed, 21 Nov 2012 02:09:19 GMT

I applied for and received a Citi TY Preferred during my mini spree. It is my first Prime card. While my limit is $6.5k, the documentation states NPSL. As far as I can tell this is not a signature card, which I would prefer. Is the NPSL a feature of the TY card, or do I have a Siggy? Any thoughts?

Re: Citi TY Preferred - Siggy?

RonDawg — Wed, 21 Nov 2012 05:20:24 GMT

@Yankeefan wrote:
I applied for and received a Citi TY Preferred during my mini spree. It is my first Prime card. While my limit is $6.5k, the documentation states NPSL. As far as I can tell this is not a signature card, which I would prefer. Is the NPSL a feature of the TY card, or do I have a Siggy? Any thoughts?

You could always call Citi and ask. But your card should have come with a list of benefits. Compare your benefits to the ones found on the Visa Signature website.. http://usa.visa.com/personal/visa-signature/index.jsp?gclid=COXLm9Wn37MCFSXZQgod50EApw

Re: Citi TY Preferred - Siggy?

daybreakgonesXe — Wed, 21 Nov 2012 05:27:05 GMT

Typically, Visa Signature cards can be and often are NPSL. Sometimes they won't even report your actual limit as your limit on your credit report, like AMEX has been known to do! So though you DO have a credit card limit, you can go above this limit at will and with the leniency of the credit card company!

Re: Citi TY Preferred - Siggy?

Anonymous — Wed, 21 Nov 2012 07:30:50 GMT

I got a $5,000 limit. Mine is not a signature card, but they still offer concierge and NPSL. Not sure why they just don't make it a siggy card, they would get higher interchange fee's.

Re: Citi TY Preferred - Siggy?

Anonymous — Wed, 21 Nov 2012 15:51:04 GMT

TY preferred is not a signature. You need TY premier for that

Re: Citi TY Preferred - Siggy?

Anonymous — Wed, 21 Nov 2012 18:35:08 GMT

i had ty preferred world mastercard opened last yr (one yr today) with a limit of 7,900.

Re: Citi TY Preferred - Siggy?

TrueGeminiNC — Fri, 19 Jul 2013 21:34:36 GMT

I received the World Mastercard version too. Are there any differences between the two card?