topic Re: Bank Of America Cash Rewards Approval odds in Credit Cards

Bank Of America Cash Rewards Approval odds

GlocksAndCredit — Sun, 25 Nov 2012 01:08:45 GMT

Just curious on what anyone thinks of the approval odds are for the BOA Cash Rewards, my scores are shown below, very recent (weeks), no baddies, Util. is at 6%, would like to get one more card before I start gardening for a couple years. (Might have to get off the forums to do so). Just curious if I stand a chance. Thanks.

Re: Bank Of America Cash Rewards Approval odds

Anonymous — Sun, 25 Nov 2012 01:22:49 GMT

whats your AAOA? I dont think you need BOFA with the current cards you have. Do you shop at walmart or amazon? GE will grow more than what BOFA will just my 2 cents

Re: Bank Of America Cash Rewards Approval odds

Anonymous — Sun, 25 Nov 2012 01:20:58 GMT

the only thing they might not like is 3 other accounts the last 3 months. Still i'd be surprised if you were declined

Re: Bank Of America Cash Rewards Approval odds

GlocksAndCredit — Sun, 25 Nov 2012 01:28:31 GMT

1 Year AAoA. I shop at amazon alot. Think I should go for the Amazon Chase? Already opened an account with Chase. Think I could still get it?

Re: Bank Of America Cash Rewards Approval odds

Anonymous — Sun, 25 Nov 2012 01:35:23 GMT

@collinsridge wrote:
1 Year AAoA. I shop at amazon alot. Think I should go for the Amazon Chase? Already opened an account with Chase. Think I could still get it?

Chase amazon gives good rewards especially if you shop alot at amazon. How long have you had your Freedom? I have same AAOA as you and I have a chase checking account and also shop at amazon alot so I apped for Freedom and was too chicken to press my luck with chase so I apped for Amazon store card which is backed by GE. GE is wonderfull with increases however I dont believe the store card gives any rewards except maybe a promotional intro apr or maybe a discount from time to time

Re: Bank Of America Cash Rewards Approval odds

trumpet-205 — Sun, 25 Nov 2012 01:40:47 GMT

@collinsridge wrote:
1 Year AAoA. I shop at amazon alot. Think I should go for the Amazon Chase? Already opened an account with Chase. Think I could still get it?

Well, Chase usually like to see how you handle Freedom first before issuing you anymore Chase card.

Re: Bank Of America Cash Rewards Approval odds

GlocksAndCredit — Sun, 25 Nov 2012 01:41:41 GMT

Exactly. thats what I thought.

Re: Bank Of America Cash Rewards Approval odds

HiLine — Sun, 25 Nov 2012 01:43:01 GMT

You have a very good chance. Do you have banking relationships with BofA? If you want to be 100% confident, you should ask Discover for a CLI first, but even this is not necessary, given that you have a Freedom with a pretty high CL.

Re: Bank Of America Cash Rewards Approval odds

AF_23 — Sun, 25 Nov 2012 08:44:12 GMT

99% you will get it if your EX scores are at 700ish or more and no obvious recent derogs. They are handing those things out like candy it seems.

Re: Bank Of America Cash Rewards Approval odds

AF_23 — Sun, 25 Nov 2012 08:48:28 GMT

@Anonymous wrote:
whats your AAOA? I dont think you need BOFA with the current cards you have. Do you shop at walmart or amazon? GE will grow more than what BOFA will just my 2 cents

BOA is more generous than GE with starting limits..

Re: Bank Of America Cash Rewards Approval odds

AF_23 — Sun, 25 Nov 2012 08:52:28 GMT

@collinsridge wrote:
1 Year AAoA. I shop at amazon alot. Think I should go for the Amazon Chase? Already opened an account with Chase. Think I could still get it?

Yes, but Chase will low limit you likely because you have a decent 3k line on your other Chase card.