topic Re: Bank of America - Authorized user in Credit Cards

Bank of America - Authorized user

Anonymous — Tue, 27 Nov 2012 17:06:13 GMT

I was just added an an Authorized User on a Bank of America Credit Card with US$2,000.00 credit limit.

Social Security Number was provided when I was added but we have different address and last names. Will this report on my Credit report?

Any feedback will be highly appreciated.

Thanks...

Re: Bank of America - Authorized user

daybreakgonesXe — Tue, 27 Nov 2012 17:07:05 GMT

As long as Bank of America reports authorized users, it will find you and report you!

Re: Bank of America - Authorized user

Anonymous — Tue, 27 Nov 2012 17:12:18 GMT

I don't know if they report.

I was added about 2 weeks ago and their billing cycle just closed, not sure if the 22nd or the 24th. Still nothing

Re: Bank of America - Authorized user

daybreakgonesXe — Tue, 27 Nov 2012 17:14:42 GMT

Sometimes it takes a few days for it to report after statement closing to the credit bureaus. But if Bank of America never reports authorized users, you may not even see it :/ I would send a private message to BofA to see if they report authorized users!

Re: Bank of America - Authorized user

Iincognito — Tue, 27 Nov 2012 18:01:10 GMT

@Anonymous wrote:
I was just added an an Authorized User on a Bank of America Credit Card with US$2,000.00 credit limit.

Social Security Number was provided when I was added but we have different address and last names. Will this report on my Credit report?

Any feedback will be highly appreciated.
Thanks...

Hi and welcome!

Yes, my wife added me as an authorized user to her BofA Cash Rewards card and the tradeline started to report around the second month.

Re: Bank of America - Authorized user

distantarray — Tue, 27 Nov 2012 18:03:59 GMT

it can take upto 60days to post 2 weeks is being a bit impatient =p

the credit world is the slowest process known to man!

Re: Bank of America - Authorized user

Fresh-Start — Tue, 27 Nov 2012 20:14:27 GMT

@distantarray wrote:
it can take upto 60days to post 2 weeks is being a bit impatient =p
the credit world is the slowest process known to man!

Except when they are denying you! LOL!!!!!!!!

Re: Bank of America - Authorized user

Anonymous — Tue, 27 Nov 2012 22:28:46 GMT

Yep! I was added to my father-in-laws on 9/3 and it showed up on my report 9/26.

He had to make them take my SSN!