topic Re: Zync - can't add authorized user in Credit Cards

Zync - can't add authorized user

Duncanrr — Wed, 28 Nov 2012 15:52:43 GMT

I wanted to add my sister to my Zync card so she could have an emergency card if she got in a bind. Well I went to the website and clicked on link to add user. Well, it will only let me add her to my Delta card (which still has a low limit of 2k - thanks for not updating my SP AMEX ). Prior to the card being discontinued by AMEX was anyone able to add an AU to their Zync card? My CL on my Delta card isn't high enough for me to add her and my NFCU is too new. My AMEX is backdated to 1993 so she would get almost 20 years bump to her AAoA.

Re: Zync - can't add authorized user

Revelate — Wed, 28 Nov 2012 15:58:38 GMT

@Duncanrr wrote:
I wanted to add my sister to my Zync card so she could have an emergency card if she got in a bind. Well I went to the website and clicked on link to add user. Well, it will only let me add her to my Delta card (which still has a low limit of 2k - thanks for not updating my SP AMEX ). Prior to the card being discontinued by AMEX was anyone able to add an AU to their Zync card? My CL on my Delta card isn't high enough for me to add her and my NFCU is too new. My AMEX is backdated to 1993 so she would get almost 20 years bump to her AAoA.

I think Webby added DH as an AU on her card; I believe others have as well. I suspect this is simply a result of the discontinuation of the card no longer being issued, apparently that includes additional cardmembers as well.

Re: Zync - can't add authorized user

Duncanrr — Wed, 28 Nov 2012 16:03:42 GMT

I guess I'll have to wait to add her to my new charge card that I get in June after refi. Just to check, they dont do a HP on the added AU's CR, correct?

Re: Zync - can't add authorized user

kittenkatt79 — Wed, 28 Nov 2012 16:03:47 GMT

My DH is an authorized user on my Zync. I added him back in June 2012, before Zync was discontinued.

Re: Zync - can't add authorized user

Revelate — Wed, 28 Nov 2012 16:32:59 GMT

@Duncanrr wrote:
I guess I'll have to wait to add her to my new charge card that I get in June after refi. Just to check, they dont do a HP on the added AU's CR, correct?

AFAIK that is correct.

Re: Zync - can't add authorized user

ibmrad7 — Wed, 28 Nov 2012 16:33:45 GMT

@Duncanrr wrote:
I guess I'll have to wait to add her to my new charge card that I get in June after refi. Just to check, they dont do a HP on the added AU's CR, correct?

No they don't do a hard pull. In fact AU doesn't even need to have a Social Security Number. I added my mom who isn't a US resident just visits every now and then.

Re: Zync - can't add authorized user

GoldenloveNY — Wed, 28 Nov 2012 16:39:32 GMT

Since it has been discontinued, you can't request someone to be added as a AU. You could, however, ask for a replacement.

Re: Zync - can't add authorized user

shakalaka — Wed, 28 Nov 2012 18:23:30 GMT

@GoldenloveNY wrote:
Since it has been discontinued, you can't request someone to be added as a AU. You could, however, ask for a replacement.

Sorry, but wrong. I did just add my Dad yesterday. Call the number on the backside of the card and they will do it.

And yes, no HP and no SSN needed. My dad is from Germany and only here for 3 months twice a year. No problem, you just need to "accept" the responsibility for the charges once on the fon.

Re: Zync - can't add authorized user

GoldenloveNY — Wed, 28 Nov 2012 19:29:33 GMT

@shakalaka wrote:
@GoldenloveNY wrote:
Since it has been discontinued, you can't request someone to be added as a AU. You could, however, ask for a replacement.
Sorry, but wrong. I did just add my Dad yesterday. Call the number on the backside of the card and they will do it.

And yes, no HP and no SSN needed. My dad is from Germany and only here for 3 months twice a year. No problem, you just need to "accept" the responsibility for the charges once on the fon.

Interesting. I guess you have to call them then and have a rep overide the system. Thanks for the added info!

Re: Zync - can't add authorized user

shakalaka — Wed, 28 Nov 2012 20:03:00 GMT

@GoldenloveNY wrote:
@shakalaka wrote:
@GoldenloveNY wrote:
Since it has been discontinued, you can't request someone to be added as a AU. You could, however, ask for a replacement.
Sorry, but wrong. I did just add my Dad yesterday. Call the number on the backside of the card and they will do it.

And yes, no HP and no SSN needed. My dad is from Germany and only here for 3 months twice a year. No problem, you just need to "accept" the responsibility for the charges once on the fon.
Interesting. I guess you have to call them then and have a rep overide the system. Thanks for the added info!

Don´t know. I just called and told the lady I want to add my Dad from Germany and it is not possible online. And that he is from Germany and has no SSN. She asked me his name, asked me to say "I accept" after reading the liability paragraph for his charges and added him in the system. Then she told me, he is approved and we will sent the card out within 7-10 days. I can already see his card online.

Oh yes and she asked me, if I wanted to set a spending limit for his card.

All done within 5 minutes. At the end she thanked me and told me to "Welcome him to American Express" in her name.

No questions asked, no problems. My card is 2,5 months old and I did spent roughly 2k/months. My internal limit is really huge in the meantime and I PIF the day after the statement did cut. I do not know, if that helped, but it did not hurt for sure.

Re: Zync - can't add authorized user

Duncanrr — Wed, 28 Nov 2012 20:08:53 GMT

Thanks for info. I was able to add my sister to my Zync account and have a card ordered for her in her name by calling the number on the back of the card. Im sure she will enjoy the AU CR score bump from almost 20 years of backdating goodness!

Re: Zync - can't add authorized user

distantarray — Wed, 28 Nov 2012 20:10:32 GMT

@Duncanrr wrote:
Thanks for info. I was able to add my sister to my Zync account and have a card ordered for her in her name by calling the number on the back of the card. Im sure she will enjoy the AU CR score bump from almost 20 years of backdating goodness!

BROTHER!

Re: Zync - can't add authorized user

shakalaka — Wed, 28 Nov 2012 20:19:38 GMT

Wow 20 years. Nice done brother. Your sister will love you even more I hope.

Re: Zync - can't add authorized user

webhopper — Wed, 28 Nov 2012 21:56:01 GMT

@Revelate wrote:
@Duncanrr wrote:
I wanted to add my sister to my Zync card so she could have an emergency card if she got in a bind. Well I went to the website and clicked on link to add user. Well, it will only let me add her to my Delta card (which still has a low limit of 2k - thanks for not updating my SP AMEX ). Prior to the card being discontinued by AMEX was anyone able to add an AU to their Zync card? My CL on my Delta card isn't high enough for me to add her and my NFCU is too new. My AMEX is backdated to 1993 so she would get almost 20 years bump to her AAoA.
I think Webby added DH as an AU on her card; I believe others have as well. I suspect this is simply a result of the discontinuation of the card no longer being issued, apparently that includes additional cardmembers as well.

I added my DH as an AU in March 2013 with no issues.... He uses his card daily, bought our McDs with it today!

I'm going to be getting PRG next year, and I'll add my daughter as an AU in March 2015

Re: Zync - can't add authorized user

Duncanrr — Wed, 28 Nov 2012 22:12:13 GMT

I want her to have a card that she can use in emergency and not have to worry about CL. My NFCU would be good for this but its only 1 month old. This one should give her a nice bump. Plus it's a super über rare pretty card

Re: Zync - can't add authorized user

distantarray — Wed, 28 Nov 2012 22:15:42 GMT

@webhopper wrote:
@Revelate wrote:
@Duncanrr wrote:
I wanted to add my sister to my Zync card so she could have an emergency card if she got in a bind. Well I went to the website and clicked on link to add user. Well, it will only let me add her to my Delta card (which still has a low limit of 2k - thanks for not updating my SP AMEX ). Prior to the card being discontinued by AMEX was anyone able to add an AU to their Zync card? My CL on my Delta card isn't high enough for me to add her and my NFCU is too new. My AMEX is backdated to 1993 so she would get almost 20 years bump to her AAoA.
I think Webby added DH as an AU on her card; I believe others have as well. I suspect this is simply a result of the discontinuation of the card no longer being issued, apparently that includes additional cardmembers as well.
I added my DH as an AU in March 2013 with no issues.... He uses his card daily, bought our McDs with it today!
I'm going to be getting PRG next year, and I'll add my daughter as an AU in March 2015

So how's the economy in 2013? getting better? =)

Re: Zync - can't add authorized user

TNTransplant — Thu, 29 Nov 2012 01:37:49 GMT

@Duncanrr wrote:
Thanks for info. I was able to add my sister to my Zync account and have a card ordered for her in her name by calling the number on the back of the card. Im sure she will enjoy the AU CR score bump from almost 20 years of backdating goodness!

Duncanrr,

Someone can correct me if I'm wrong, but I don't believe I am. Amex stopped backdating additional card members last November (per a conversation I had with a rep), and your sister will receive a Card Member Since date of 2012. I was added as an AU on a relative's account earlier this year, and they would not backdate. However, when I got two cards of my own later this year, they did backdate those back to when I had an account in 2006; they would still not change the AU card - that remained as 2012.

Re: Zync - can't add authorized user

Duncanrr — Thu, 29 Nov 2012 03:02:09 GMT

She will still get my AAoA bump if not full back dating, right?

Re: Zync - can't add authorized user

TNTransplant — Fri, 30 Nov 2012 02:03:15 GMT

@Duncanrr wrote:
She will still get my AAoA bump if not full back dating, right?

Sorry I missed this.

I did not receive a bump in AAoA - it actually lowered mine because it reported as a new open account.

Re: Zync - can't add authorized user

nicholasyud — Fri, 30 Nov 2012 04:11:01 GMT

@TNTransplant wrote:

Sorry I missed this.

I did not receive a bump in AAoA - it actually lowered mine because it reported as a new open account.

Yeah thats wat i heard....They get their new acc # and stuff.....And if that the case they would get some like Member since 11/2012. Correct me if i'm wrong.