topic Re: 58 point Fico drop =( in Credit Cards

68 point Fico drop =(

distantarray — Fri, 30 Nov 2012 18:03:15 GMT

sigh 14k credit card balances reporting this month with 7 cards reporting, 6 new accounts low AAOA (less than a year now) went from 758 to 690 LOL.

It's funny cause out of 7 accounts 6 are only reporting under $300 average 1 account is reporting 11k I already paid all the card off minus the 11k which just reported =\

For those who don't know I charged over 30k this month with holiday shopping and buying stuff for the new house I'm closing on figured since black friday was here might as well take advantage lol. 15k was needed cause I didn't have enough cash to do a cash deal, but with my income and working 60-70+ hours a week and thanks to hardrock's generous donation of I need things for my house fund of $4000 I paid more than half of my credit card debts for the month lol. (no living expenses helps too)

Re: 58 point Fico drop =(

Epcot — Fri, 30 Nov 2012 17:59:27 GMT

Ouch...
We are in the process of replacing our roof and I charged the $45k on cards to get rewards. Thankfully I was able to pay it off before statement closes, that stinks what happened to you. But it will rebound!

Re: 58 point Fico drop =(

jsickz32 — Fri, 30 Nov 2012 18:01:30 GMT

758 to 690 is 68 points according to my math lol

Re: 58 point Fico drop =(

distantarray — Fri, 30 Nov 2012 18:06:00 GMT

@Epcot wrote:
Ouch...
We are in the process of replacing our roof and I charged the $45k on cards to get rewards. Thankfully I was able to pay it off before statement closes, that stinks what happened to you. But it will rebound!

lol i know i'll post a screenshot after it does just for kicks. I'm not apping for anything anytime soon and no one should FR me LOL so I'm not worried at all. since I paid everything back pretty fast.

WTB OLD Authorized user accounts 20+ years! lol paying generously

but you know I still kinda laugh about it cause last year I could only dream of having a 690, now your saying things like "that stinks" cause my scores dropped a lot to this lol

Re: 58 point Fico drop =(

Shogun — Fri, 30 Nov 2012 18:02:39 GMT

Math time.... 758 to 690 is 68 points. Sorry, OCD kicked in.

Re: 58 point Fico drop =(

distantarray — Fri, 30 Nov 2012 18:02:50 GMT

@jsickz32 wrote:
758 to 690 is 68 points according to my math lol

lol my bad! o wells how unasian of me =)

Re: 58 point Fico drop =(

HiLine — Fri, 30 Nov 2012 18:15:08 GMT

Did the score drop all happen in one score update or did you add up multiple updates?

Re: 58 point Fico drop =(

distantarray — Fri, 30 Nov 2012 18:16:33 GMT

@HiLine wrote:
Did the score drop all happen in one score update or did you add up multiple updates?

within few days, o yea chase also reported my balances, but not my credit limit yet -_-;

Re: 68 point Fico drop =(

Anonymous — Fri, 30 Nov 2012 20:51:12 GMT

@distantarray wrote:
sigh 14k credit card balances reporting this month with 7 cards reporting, 6 new accounts low AAOA (less than a year now) went from 758 to 690 LOL.

It's funny cause out of 7 accounts 6 are only reporting under $300 average 1 account is reporting 11k I already paid all the card off minus the 11k which just reported =\

For those who don't know I charged over 30k this month with holiday shopping and buying stuff for the new house I'm closing on figured since black friday was here might as well take advantage lol. 15k was needed cause I didn't have enough cash to do a cash deal, but with my income and working 60-70+ hours a week and thanks to hardrock's generous donation of I need things for my house fund of $4000 I paid more than half of my credit card debts for the month lol. (no living expenses helps too)

Hardrock donation? whats that?

Re: 68 point Fico drop =(

distantarray — Fri, 30 Nov 2012 20:52:11 GMT

lol hardrock winnings

Re: 68 point Fico drop =(

Anonymous — Fri, 30 Nov 2012 21:05:37 GMT

@distantarray wrote:
lol hardrock winnings

oh from Casino my wife got a hand pay a couple of weeks ago, thats awesome

Re: 68 point Fico drop =(

distantarray — Sat, 01 Dec 2012 00:46:58 GMT

@Anonymous wrote:
@distantarray wrote:
lol hardrock winnings
oh from Casino my wife got a hand pay a couple of weeks ago, thats awesome

I started investing in a friend who always goes, he always wins..... he claims he has a system and it seems like it's working. He quit his day job for this and he's averaging 500-1000 a night minimum, yesterday he won $9,800

Re: 68 point Fico drop =(

sphinx313 — Sat, 01 Dec 2012 03:44:45 GMT

Gotta love the casino. They took me to the cleaners last week, but I'll be back soon with a vengeance!

Re: 68 point Fico drop =(

Anonymous — Tue, 04 Dec 2012 14:53:42 GMT

@distantarray wrote:
@Anonymous wrote:
@distantarray wrote:
lol hardrock winnings
oh from Casino my wife got a hand pay a couple of weeks ago, thats awesome

I started investing in a friend who always goes, he always wins..... he claims he has a system and it seems like it's working. He quit his day job for this and he's averaging 500-1000 a night minimum, yesterday he won $9,800
Sounds like a dream job, don't forget the irs

Re: 68 point Fico drop =(

distantarray — Tue, 04 Dec 2012 15:01:25 GMT

yep that's the part that sucks =\