topic Re: BCP 61 days, 6 mo., who knows? in Credit Cards

BCP 61 days, 6 mo., who knows?

Anonymous — Sun, 02 Dec 2012 07:21:32 GMT

CLI time i'm at 61 days should I LUV BUTTON?? 2x or 3x?? Need answers fast as I am addicted to CLI LUV.

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Sun, 02 Dec 2012 07:24:09 GMT

Denied

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Sun, 02 Dec 2012 07:26:06 GMT

@Anonymous wrote:
Denied

CHIT!

Re: BCP 61 days, 6 mo., who knows?

SnackTrader — Sun, 02 Dec 2012 13:56:33 GMT

What just happened here!?!? Lol

Re: BCP 61 days, 6 mo., who knows?

Creditaddict — Sun, 02 Dec 2012 20:52:50 GMT

62 Days and 3x

Are you on 2 accounts or was it just lucky the way it looks above?!

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Sun, 02 Dec 2012 22:12:30 GMT

@Creditaddict wrote:
62 Days and 3x

Are you on 2 accounts or was it just lucky the way it looks above?!

I think that fellow was just joking with me.

Re: BCP 61 days, 6 mo., who knows?

7PM789 — Mon, 03 Dec 2012 06:07:11 GMT

afjock21 an example of an Amex cli timeline is...

You activate your Amex revolver --->

After 61 days from activation of the card you become eligible for a cli (many people successfully get 3x there initial limit for example $2,000.00 would become $6,000.00) --->

You then become eligible for another uncrease 6 months after that. I've read that you can get your limit as high as $25,000.00 this way.

Re: BCP 61 days, 6 mo., who knows?

sphinx313 — Mon, 03 Dec 2012 06:18:12 GMT

I apparently need to get an Amex card when I clean up my credit lol.

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Mon, 03 Dec 2012 06:30:02 GMT

I would wait for 61 days from the date of activation. It's much safer this way. If you can check your last soft inquiry from Amex.

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Mon, 03 Dec 2012 06:49:39 GMT

61 days from upgrade product change too?

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Mon, 03 Dec 2012 06:50:59 GMT

@Anonymous wrote:
61 days from upgrade product change too?

American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.

Re: BCP 61 days, 6 mo., who knows?

Creditaddict — Mon, 03 Dec 2012 06:52:56 GMT

@Anonymous wrote:
@Anonymous wrote:
61 days from upgrade product change too?
American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.

1 CLI every 6 months AFTER the first CLI at 62 Days.

And you can not do PC until you have had the account for 1 year for the increase AF by credit law thing... you might be able to change if less fee but not sure.

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Mon, 03 Dec 2012 06:54:29 GMT

@Anonymous wrote:
@Anonymous wrote:
61 days from upgrade product change too?
American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.

CHIT!

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Mon, 03 Dec 2012 06:59:28 GMT

@Creditaddict wrote:
@Anonymous wrote:
@Anonymous wrote:
61 days from upgrade product change too?
American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.
1 CLI every 6 months AFTER the first CLI at 62 Days.
And you can not do PC until you have had the account for 1 year for the increase AF by credit law thing... you might be able to change if less fee but not sure.

I waited about 8 years before requesting CLI does that count against my 61 days and now it's 6 months? If so, that's lousy.

Re: BCP 61 days, 6 mo., who knows?

Creditaddict — Mon, 03 Dec 2012 07:02:10 GMT

1 CLI every 6 months after the beginning, not based on you never asking....

why never ask? they ever increase?

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Mon, 03 Dec 2012 07:31:34 GMT

bah humbug... i never asked my fault. march can't come quick enough.

Re: BCP 61 days, 6 mo., who knows?

Anonymous — Mon, 03 Dec 2012 07:42:38 GMT

@Anonymous wrote:

@Anonymous wrote:
@Anonymous wrote:
61 days from upgrade product change too?
American Express limits you to 1 credit limit increases per 6 months. If you had any then your no longer eligible.

CHIT!

You know Chit means something dirty in my native language.... what you mean by chit?

@Creditaddict wrote:

1 CLI every 6 months AFTER the first CLI at 62 Days.
And you can not do PC until you have had the account for 1 year for the increase AF by credit law thing... you might be able to change if less fee but not sure.

I feel you've tried to correct me on this, but I think you've probably read it wrong. I only stated if you have had a credit limit increase. You are no longer eligible for another for 6 months. I never stated you could not get a CLI in 62 days of a new account.