topic Re: Credit Cards Low Limts in Credit Cards

Credit Cards Low Limts

NiNoMArksLA — Mon, 03 Dec 2012 23:13:01 GMT

hey everybody I have 8 cards and low limts on all of then I called cap1 back office and I said I wanted a cli they said your in credit steps and you will get your cli after the 17th statement cuts so from $300 to $500 and my other app for wal Mart 3 weeks ago $400 credit one $300 Macy's from $300 but when app for Macy's no credit at all 2th card I got so asking for cli in Feb-2013 they said it will be 7 months I would get a higher limt so I wanted to know I am not app for a long time intill my cards for at $1k or high limts let me know what I should do?

Re: Credit Cards Low Limts

creditnocash — Mon, 03 Dec 2012 23:18:10 GMT

@NiNoMArksLA wrote:
hey everybody I have 8 cards and low limts on all of then I called cap1 back office and I said I wanted a cli they said your in credit steps and you will get your cli after the 17th statement cuts so from $300 to $500 and my other app for wal Mart 3 weeks ago $400 credit one $300 Macy's from $300 but when app for Macy's no credit at all 2th card I got so asking for cli in Feb-2013 they said it will be 7 months I would get a higher limt so I wanted to know I am not app for a long time intill my cards for at $1k or high limts let me know what I should do?

not sure what you mean there but macys does grow with you.

started with a 100 dollar limit yes 100 dollars.

now its sitting at 3.5k

Re: Credit Cards Low Limts

Cdnewmanpac — Mon, 03 Dec 2012 23:28:55 GMT

I think you are asking what you can do so that you get higher limits on cards in the future. The first thing would be to increase the deposit on your secured card. Bump it up to $1000. This will show experience with larger limits, so that when you apply for cards in the future, they are more comfortable giving you higher limits. Second, STOP APPLYING! I'm guessing from your cards that you are new to credit. You need to let your cards age for at least a year. If you keep applying for second tier cards like credit one and cap one for newcomers (neither of which are likely to give you a high limit ever), you will just end up with a bunch of low limit cards. You have more than enough to improve your score and make you desirable to lenders that give higher limits, like Chase, Citi, Discover and Amex. Do nothing until at least 6 months, ideally a year. Then apply for one or two of the "starter" cards from top lenders, like the Chase Freedom, Amex Delta Gold or Discover More. I bet you will get higher limits then. But you have to give it some time.

Re: Credit Cards Low Limts

BearsAndTurtlesRtheBest — Tue, 04 Dec 2012 06:49:59 GMT

oh wow my sister got her macys card april 2012. She should request a cli and see whats up

Re: Credit Cards Low Limts

jsickz32 — Tue, 04 Dec 2012 07:34:38 GMT

i got my Macys card mid '09 and it has grown by itself to 2.5k from 300.

Re: Credit Cards Low Limts

NiNoMArksLA — Tue, 04 Dec 2012 08:01:35 GMT

Will if I had $700 more on my bofa card it gets unsecured in 2 months In feb my bofa and first cap1 will be 1 year old be then so I think I will ask for cli on Macy's in couple months and wal-Mart people on this I read say u get auto cli and great limts and I gonna gonna wait 8 months to age on that one then ask be then my credit should be a little better and on credit one it's a fee to get a higher CL I only got then to help my credit I only use it for gas then Pay it off next week.

Re: Credit Cards Low Limts

NiNoMArksLA — Tue, 04 Dec 2012 08:02:57 GMT

Sorry using my iPhone in the car going to LA from AZ

Re: Credit Cards Low Limts

chnceit — Tue, 04 Dec 2012 08:10:18 GMT

I hope you are not driving! If you are I hope your using speech to text. Drive safely

Re: Credit Cards Low Limts

distantarray — Tue, 04 Dec 2012 08:11:51 GMT

@chnceit wrote:
I hope you are not driving! If you are I hope your using speech to text. Drive safely

I hope they're using two hands to type with the eyes completely off the road..... parked on a shoulder don't chance it

Re: Credit Cards Low Limts

NiNoMArksLA — Tue, 04 Dec 2012 08:23:31 GMT

It's ok my brothers Driving and I wanted to know I have a co signer I wanna get a 13 mustang 5.0 you think that will help are should just get in my dads name only

Re: Credit Cards Low Limts

chnceit — Tue, 04 Dec 2012 08:24:36 GMT

This you dont want to chnceit at all! Save lives and save your cell phone battery for emergencies

Re: Credit Cards Low Limts

distantarray — Tue, 04 Dec 2012 08:44:56 GMT

@NiNoMArksLA wrote:
It's ok my brothers Driving and I wanted to know I have a co signer I wanna get a 13 mustang 5.0 you think that will help are should just get in my dads name only

If you drive like a normal person then Mustangs are fine, but if your going to be a crazy girl (assuming from wanting the 5.0) I would advise from it. It's your choice in the end but the Mustang is NOT a sports car. Only thing sporty about it is the looks and the engine. The chassis is a joke from all angles. It's so poorly made a 390hp Cobra Mustang can barely beat a 179hp Lotus Elise powered by a Honda civic motor in the quarter mile. It can not take a turn, it's like a boat.... my brother rented one before when he got in an accident cause it does look cool, but where my Lexus or even my old Camry could do a U turn in 2 lanes, the Mustang would need 3 lanes or require 3 point turns. Not fun!

In European magazines they were also voted as one of the worst cars ever built. They noted the Chassis is so bad you can feel the flexing in every turn, and they have Corollas that could finish better lap times in hard tracks.

but if all you care about is straight lines and good looks the car is fine, but definately not fun to drive around turns.

Re: Credit Cards Low Limts

NiNoMArksLA — Tue, 04 Dec 2012 09:16:59 GMT

I really don't care about turns and I wanted a mustang cause I like to go fast and yes a cobra can beat a lotus cobra's are 12,6 qm time stock And I drive a lot I put 56k miles on my Camaro Ss In 9 months so

Re: Credit Cards Low Limts

distantarray — Tue, 04 Dec 2012 09:29:41 GMT

@NiNoMArksLA wrote:
I really don't care about turns and I wanted a mustang cause I like to go fast and yes a cobra can beat a lotus cobra's are 12,6 qm time stock And I drive a lot I put 56k miles on my Camaro Ss In 9 months so

Maybe 2013's but definately not in the same years of the Elises.

http://www.modified.com/roadtests/0205_sccp_1999_lotus_elise_vs_2000_ford_mustang_cobra_r/viewall.html

ruth is, we expected the lightweight Lotus be quicker around a road course. After all, winding roads are a Lotus' home turf. At the dragstrip, however, we thought the Cobra would turn the Elise into a smoldering pile of fiberglass and aluminum. It wasn't to be.

Despite our best red-blooded American efforts and every launch method in the book, the Cobra would not run better than 13.36 at 106 mph. Averaging our best two runs (as is our standard) produced a 13.4-second run at 108 mph. This left us puzzled, as we've seen numerous tests of this car with acceleration times at least two-tenths quicker.

So we switched directions, thinking the slight headwind was causing a problem. Nothing. We even moved to a different location hoping of finding better grip off the line. Still nothing. We're not sure if it was the heat, the grip or the car, but on that day, the Cobra just wouldn't go any quicker. The Lotus, however, would. After a few runs to dial in the launch, the Elise put its power to the ground with only a squeak from the R-compound Yokohamas and stormed its mid-engine chassis through the traps in 12.6-seconds at 110 mph.

Please try test driving a few cars before you decide on a car, if you love to drive there are plenty of better cars out there that won't kill you. But then this is getting really off topic lol opps.

sad day for muscle cars

Re: Credit Cards Low Limts

NiNoMArksLA — Tue, 04 Dec 2012 09:38:03 GMT

That was a 1999-2000 cobra not a 2003 with a SG dude my Cuzzin has one not stock but go's 10 sec and I really like 5.0 but he's a mutang hate ford lol I really want a corvette but that's over the line my wife said no vette intill I am 20 so I think 5.0 or gto only 18 years old so looking under 35k

Re: Credit Cards Low Limts

Shogun — Tue, 04 Dec 2012 13:56:15 GMT

I think we may have gotten off topic just a bit, trying to figure out what this has to do with Credit Cards Low Limits. Besides, you're all wrong. Cadillac Hennessey VR 1200 is the way to go, IMHO.