topic Re: EXPRESS: Hard or soft? in Credit Cards

EXPRESS: Hard or soft?

Anonymous — Fri, 07 Dec 2012 21:51:16 GMT

I just registered my Express Rewards account (just the store rewards card, not the credit card) onilne, and it informed me that I'm pre-approved for the credit card.

I clicked to read more, and the next page is titled "THE EXPRESS NEXT CREDIT CARD APPLICATION," but it only asks for the last four digits of my SSN and my birthdate.

Any idea whether this will be a hard or soft pull? I'm happy to press the apply button if soft, and I've read you guys talking about the "shopping cart trick," but I don't quite understand what that is.

Re: EXPRESS: Hard or soft?

distantarray — Fri, 07 Dec 2012 21:52:51 GMT

it's a soft and approval it's a comenity / wnffb trick to get a card with no inquiry

Re: EXPRESS: Hard or soft?

Anonymous — Fri, 07 Dec 2012 22:01:21 GMT

Awesome, thanks!

Re: EXPRESS: Hard or soft?

Epcot — Fri, 07 Dec 2012 22:22:40 GMT

I did the shopping cart trick with Victoria Secret and Walmart.

Both were pre-approvals through their shopping cart and both were soft pulls. Although based on what I have read here, walmart may have been a fluke.

Re: EXPRESS: Hard or soft?

Anonymous — Sat, 08 Dec 2012 01:38:01 GMT

does anyone else do this? I need a tj maxx card!!! LMAO!

Re: EXPRESS: Hard or soft?

Cali_Credit — Sat, 08 Dec 2012 02:15:18 GMT

What kind of limits does Express give?

Re: EXPRESS: Hard or soft?

dodgerslv — Sat, 08 Dec 2012 02:17:17 GMT

@IECredit wrote:
What kind of limits does Express give?

I think they are known to give toy limits (correct me if im wrong)...i would say somewhere around the 300-500 limit range.