topic Re: Amex Pre approval site in Credit Cards

Amex Pre approval site

Swapmeet — Mon, 10 Dec 2012 02:41:47 GMT

I have searched this site high and low for a link to the pre approval site for amex. I have read people talking about it, so I searched the amex site and still couldn't find it. Does it still exist? I am still firmly gardening into the new year, but I like to periodically see if it is time to app. I have the chase one, the city one, and th b of a one (which I will probably never use); all I need is discover and amex to round out the cards that I want to qualify for in the future.

Re: Amex Pre approval site

Anonymous — Mon, 10 Dec 2012 03:03:07 GMT

Yes it still exist. It is not the easiest to find but keep searching and playing around on site and you will find it eventually.

Re: Amex Pre approval site

Anonymous — Mon, 10 Dec 2012 03:03:43 GMT

Amexs' whole site is messed up right now. I don't know what they're doin over there.

Re: Amex Pre approval site

Swapmeet — Mon, 10 Dec 2012 03:10:14 GMT

@Anonymous wrote:
Yes it still exist. It is not the easiest to find but keep searching and playing around on site and you will find it eventually.

Will-do, but if anyone happens across it, please try and point me in the right direction...

Re: Amex Pre approval site

Swapmeet — Mon, 10 Dec 2012 03:18:57 GMT

On a semi-related note, there is a button that says sign up for offers. Does anyone know if that is like opting in for pre approvals, or if it is just a spam invitation?

Re: Amex Pre approval site

Anonymous — Mon, 10 Dec 2012 03:30:51 GMT

It appears to have been replaced with a database checker, which is essentially all it was before, but now it requires the actual code from the mailer.

This is where it used to be https://www304.americanexpress.com/credit-card/25330?linknav=us-CCSG-ProspectNav-MailOffer#!respond-to-your-mail-offer

Re: Amex Pre approval site

Jutz — Mon, 10 Dec 2012 03:48:27 GMT

Probably both...I signed up haha

Re: Amex Pre approval site

Swapmeet — Mon, 10 Dec 2012 04:16:29 GMT

Lol, so did I.

The rsvp code is for when they give you a pre approval letter. If you get one of those, you're pretty much in, if your uti is in order...If i get one of those, I will pay my ballances to 1-5% utility, then apply.

Re: Amex Pre approval site

Duncanrr — Mon, 10 Dec 2012 04:19:12 GMT

Their site is really screwed up right now. However, Ive yet to click on any pre-approval sites that actually lists some offers for me

Re: Amex Pre approval site

Anonymous — Mon, 10 Dec 2012 04:24:03 GMT

@Swapmeet wrote:
Lol, so did I.

The rsvp code is for when they give you a pre approval letter. If you get one of those, you're pretty much in, if your uti is in order...If i get one of those, I will pay my ballances to 1-5% utility, then apply.

All the pre approval site was before was a database checker. It would not soft your credit report. If they had already softed your report and determined you qualified then you would have something show up. Now they simply require you wait for the mailed offer. As I said the only thing that has changed is how they allow you to access this information online.

Also AFAIK the sign up for offers is for ITA's only.

Re: Amex Pre approval site

Swapmeet — Mon, 10 Dec 2012 05:31:24 GMT

@Anonymous wrote:
@Swapmeet wrote:
Lol, so did I.

The RSVP code is for when they give you a pre approval letter. If you get one of those, you're pretty much in, if your uti is in order..If I get one of those, I will pay my balances to 1-5% utility, then apply.
All the pre approval site was before was a database checker. It would not soft your credit report. If they had already softed your report and determined you qualified then you would have something show up. Now they simply require you wait for the mailed offer. As I said the only thing that has changed is how they allow you to access this information online.

Also AFAIK the sign up for offers is for ITA's only.

Good info. Thanks. I am new to responsible credit management, so my ignorance shows from time to time, but I do appreciate all replies on topic.

Re: Amex Pre approval site

Anonymous — Mon, 10 Dec 2012 14:36:31 GMT

That site has more bugs than a little bit

Especially with the preapproval link

Re: Amex Pre approval site

espnjunkie — Mon, 10 Dec 2012 15:21:38 GMT

Amex's website has been messed up for a long time now. The Membership Rewards page with links to all the 3X-5X points rewards for shopping online has been down for months. Who knows?

Re: Amex Pre approval site

Duncanrr — Mon, 10 Dec 2012 16:12:46 GMT

They discontinued their Zync card and all went to crap.

Re: Amex Pre approval site

HiLine — Tue, 18 Dec 2012 01:26:40 GMT

Does anybody have a working link? I've been searching for a while...